Welcome to our dedicated page for Fair Isaac news (Ticker: FICO), a resource for investors and traders seeking the latest updates and insights on Fair Isaac stock.
Fair Isaac Corporation reports developments in credit scoring, applied analytics software and digital decisioning for lenders and other enterprises. The company is known for the FICO® Score, a consumer credit-risk measure used by top U.S. lenders and made available in other countries, and it generates news around modern score models such as FICO Score 10T, mortgage-risk analysis, and credit-card market data.
Recurring updates also cover the company's Scores and Software segments, including B2B and B2C scoring solutions, FICO Platform, Falcon Fraud Manager, Customer Communication Services, decision optimization, customer deployments, earnings releases, investor presentations and capital-market communications.
FICO (NYSE: FICO) and Swiss digital bank PostFinance expanded their partnership on November 6, 2025 to strengthen debit card fraud protection and customer communications.
PostFinance will extend use of FICO Falcon Fraud Manager for debit cards and add FICO Customer Communication Services to enable instant, 24/7 outreach when fraud is suspected. PostFinance serves 2.4 million customers, processes about 4 million customer transactions daily worth CHF 5.9 billion, and issues roughly one-third of Switzerland's debit card transactions.
FICO (NYSE:FICO) reported fourth quarter fiscal 2025 results for the period ended September 30, 2025. Revenue was $515.8 million, up 14% year-over-year. GAAP net income was $155.0 million, or $6.42 per share, versus $5.44 in the prior year; results included a pre-tax restructuring charge of $10.9 million (≈$0.34 per share after tax). Non-GAAP net income was $187.0 million and non-GAAP EPS was $7.74.
Segment highlights: Scores revenue +25% (B2B +29%, B2C +8%). Software revenue was flat; Software ARR +4% with platform ARR +16% and non-platform ARR -2%. Fiscal 2026 guidance: Revenues $2.35B; GAAP EPS $33.47; Non-GAAP EPS $38.17.
FICO (NYSE: FICO) and Xactus announced a multi-year partnership to participate in the FICO Mortgage Direct License Program, enabling tri-merge verifications providers to calculate and deliver FICO Scores directly to mortgage lenders.
The collaboration aims to streamline score delivery, support modernization of credit infrastructure in the $12 trillion U.S. mortgage market, and offer flexible pricing. FICO and Xactus say lenders can save up to 50% on per-score FICO fees under the program. A commercial availability update and access details will be provided once Xactus launches the solution.
FICO (NYSE: FICO) announced that SharperLending, a subsidiary of Xactus, is offering the FICO® Score Mortgage Simulator on the SharperLending Credit Platform as of October 29, 2025. The simulator lets mortgage professionals model credit-report events (paying down debt, closing accounts) across all three credit bureaus and multiple FICO Score versions to estimate score changes and explore more loan options and rates.
The tool is built by FICO using its score algorithms and is accessible to lenders via SharperLending.
FICO (NYSE: FICO) survey of UK consumers finds fraud protection is a top banking priority, with 35% ranking strong fraud prevention as their number-one consideration and 70% placing it in their top three when choosing a new bank.
The study reports 39% strongly prefer fingerprints, 56% rate biometric security as excellent, 40% are more likely to open accounts digitally than a year ago, and 18% abandon applications if ID checks take too long. Half expect account opening in under 30 minutes. FICO recommends an enterprise fraud strategy that balances security and customer experience.
FICO (FICO) and Jersey Telecom (JT), supported by the GSMA, are urging global mobile operators to adopt Scam Signal, a real-time fraud prevention API first deployed in 2024 that combines telephony network data with bank and payment information to stop scams during live transactions.
UK bank deployments reported results: 41% fewer people scammed, 44% lower fraud losses and 55% fewer false positives. Operators in South Africa and Spain have begun API availability; outreach includes the US, Canada, Indonesia, Philippines, Malaysia, Germany, Sweden, Italy, Brazil, Mexico, Colombia, Peru and Chile.
FICO (NYSE: FICO) announced on October 27, 2025 that the FICO® Score Mortgage Simulator is now available to mortgage professionals through Credit Interlink and reseller partners Partners Credit & Verification Solutions and Advantage Credit, Inc.
The simulator is built by FICO data scientists and uses the actual FICO® Score algorithm to model how credit actions (paying down debt, resolving collections) may affect mortgage scores. It supports simulations across one, two or three bureaus and models FICO Score 2, 4 and 5, aiming to deliver realistic, mortgage-specific scenario modeling at the point of lending.
FICO (NYSE: FICO) will report fourth quarter fiscal 2025 financial results on November 5, 2025 after market close. The company will host a conference call and live webcast on November 5, 2025 at 5:00 p.m. ET (4:00 p.m. CT / 2:00 p.m. PT), accessible at www.fico.com/investors.
A replay of the webcast will be available in the company's Event Calendar under Past Events through November 5, 2026.
FICO (NYSE: FICO) announced that Associated Bank (NYSE: ASB) upgraded from FICO Auto Score 8 to FICO Auto Score 10 using dual processing to validate predictive benefits and maintain operations. Associated reports early signs of higher approval rates, more borrowers in top score tiers, and improved predictive separation for thin-file and bankruptcy-prone segments, with full delinquency validation expected within 18 months. The rollout used simultaneous scoring with Auto Score 8 to accelerate implementation and preserve origination and account-management continuity.
The move aims to improve underwriting accuracy and speed while keeping the 250–900 score range, reason codes, and compliance readiness.
FICO (NYSE: FICO) announced on October 14, 2025 that it was awarded 10 new patents focused on Responsible AI, applied intelligence, and transaction analytics.
The company now holds 231 active U.S. and foreign patents with 79 patent applications pending. The patents are described as enhancing FICO® Falcon® Fraud Manager, FICO® Platform, FICO® Fraud Predictor with Merchant Profiles, FICO® Resilience Index, and other products to improve fraud detection, bias detection, explainability, data privacy, streaming decisions, and model robustness.