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FinVolution Group Files 2025 Annual Report on Form 20-F

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FinVolution Group (NYSE: FINV) filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2025 with the SEC on April 29, 2026.

The filing and the audited consolidated financial statements are available on the SEC website and on the company investor relations website; hard copies are available to shareholders and ADS holders upon request.

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Positive

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Negative

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Key Figures

Form type: Form 20-F Fiscal year end: December 31, 2025 Filing date: April 29, 2026
3 metrics
Form type Form 20-F Annual report for fiscal year ended December 31, 2025
Fiscal year end December 31, 2025 Period covered by the filed annual report
Filing date April 29, 2026 Date Form 20-F was filed with the SEC

Market Reality Check

Price: $5.01 Vol: Volume 730,099 is below t...
low vol
$5.01 Last Close
Volume Volume 730,099 is below the 20-day average of 1,066,805 shares ahead of the filing. low
Technical Shares at $4.85 are trading below the 200-day MA of $6.37 and about 55.5% under the 52-week high.

Peers on Argus

FINV slipped 0.2% with several Credit Services peers also down: LX -3.32%, NAVI ...

FINV slipped 0.2% with several Credit Services peers also down: LX -3.32%, NAVI -0.73%, ATLC -2.86%, WRLD -0.6%, while EZPW gained 1.45%, suggesting a mostly sector-wide soft tone.

Common Catalyst Peer NAVI reported quarterly earnings today, pointing to fundamentals-focused trading in parts of the Credit Services group.

Historical Context

5 past events · Latest: Mar 16 (Positive)
Pattern 5 events
Date Event Sentiment Move Catalyst
Mar 16 Dividend announcement Positive +12.6% Raised cash dividend per ADS and highlighted sizeable 2025 capital returns.
Mar 16 Earnings report Positive +12.6% Reported 2025 revenue and net profit growth with strong international expansion.
Mar 09 Earnings date notice Neutral +3.5% Announced timing and access details for Q4 and full-year 2025 results.
Nov 19 Earnings report Positive -13.9% Posted Q3 2025 revenue and profit growth with strong international metrics.
Nov 12 Earnings date notice Neutral -1.8% Set third quarter 2025 results release date and conference call logistics.
Pattern Detected

Recent news has often been followed by positive price reactions to dividends and earnings, with one notable selloff after Q3 2025 results.

Recent Company History

Over the past six months, FinVolution has focused on earnings delivery and capital returns. Q3 and full-year 2025 results showed revenue and profit growth with expanding international business, though Q3 triggered a sharp negative reaction. The company also announced a dividend increase to US$0.306 per ADS and total 2025 shareholder returns of about US$181.7 million. Today’s Form 20-F filing formalizes audited financials and risk disclosures following those earlier operational and capital allocation updates.

Market Pulse Summary

This announcement centers on FinVolution’s filing of its Form 20-F annual report for the fiscal year...
Analysis

This announcement centers on FinVolution’s filing of its Form 20-F annual report for the fiscal year ended December 31, 2025. It formalizes previously reported 2025 financial results and extensive risk disclosures, including VIE structure and regulatory considerations detailed in recent filings. Investors may focus on how these audited statements relate to prior earnings, dividend policy, and international expansion, while monitoring future updates on regulatory developments and business mix between China and overseas markets.

Key Terms

form 20-f, securities and exchange commission, ads
3 terms
form 20-f regulatory
"announced that it has filed its annual report on Form 20-F for the"
Form 20-F is the standardized annual disclosure that non-U.S. companies must file with the U.S. securities regulator when their shares are traded in the U.S.; it contains audited financial statements, a plain-language description of the business, management discussion, governance details and key risk factors. It matters to investors because it provides a consistent, comparable company “report card” and rulebook, helping buyers assess financial health, governance and risks before investing.
securities and exchange commission regulatory
"for the fiscal year ended December 31, 2025 with the Securities and Exchange Commission"
A national government agency that enforces rules for buying, selling and disclosing information about stocks and other investments, acting like a referee and scorekeeper for financial markets. It requires companies to share clear, regular financial and business information and investigates fraud or rule-breaking, which matters to investors because those rules and disclosures help ensure fair prices, reduce hidden risks and make it easier to compare investment choices.
ads financial
"hard copy of the annual report ... to its shareholders and ADS holders upon request."
Ads are paid promotional messages a company places across media — online, on TV, in print, or on social platforms — to attract customers, explain products, or shape public perception. For investors, ads matter because they drive sales growth, affect how much a company must spend to win customers, and influence brand strength and long-term value. Ads can also create regulatory or reputational risk if claims are misleading, which can affect profits and stock price.

AI-generated analysis. Not financial advice.

SHANGHAI, April 29, 2026 /PRNewswire/ -- FinVolution Group ("FinVolution," or the "Company") (NYSE: FINV), a leading fintech platform across China and international markets, today announced that it has filed its annual report on Form 20-F for the fiscal year ended December 31, 2025 with the Securities and Exchange Commission (the "SEC") on April 29, 2026.

The annual report on Form 20-F can be accessed on the SEC's website at http://www.sec.gov and on the Company's investor relations website at http://ir.finvgroup.com. The Company will also provide a hard copy of the annual report containing its audited consolidated financial statements, free of charge, to its shareholders and ADS holders upon request.

About FinVolution Group

FinVolution Group is a leading fintech platform with strong brand recognition across China and international markets, connecting borrowers of the young generation with financial institutions. Established in 2007, the Company is a pioneer in China's online consumer finance industry and has developed innovative technologies and has accumulated in-depth experience in the core areas of credit risk assessment, fraud detection, big data and artificial intelligence. The Company's platforms, empowered by proprietary cutting-edge technologies, features a highly automated loan transaction process, which enables a superior user experience. As of December 31, 2025, the Company had 239.6 million cumulative registered users across China and international markets.

For more information, please visit: http://ir.finvgroup.com.

For investor and media inquiries, please contact:

In China:
FinVolution Group
Head of Capital Markets
Yam Cheng
Tel: +86 (21) 8030-3200 Ext. 8601
E-mail: ir@xinye.com 

Piacente Financial Communications
Jenny Cai
Tel: +86 (10) 6508-0677
E-mail: finv@tpg-ir.com 

In the United States:
Piacente Financial Communications
Brandi Piacente
Tel: +1-212-481-2050
E-mail: finv@tpg-ir.com

Cision View original content:https://www.prnewswire.com/news-releases/finvolution-group-files-2025-annual-report-on-form-20-f-302757915.html

SOURCE FinVolution Group

FAQ

What did FinVolution (FINV) file with the SEC on April 29, 2026?

FinVolution filed its Annual Report on Form 20-F for the fiscal year ended December 31, 2025. According to the company, the filing includes audited consolidated financial statements and is available on the SEC and investor relations websites.

Where can investors find FinVolution (FINV) Form 20-F for 2025?

Investors can access the Form 20-F on the SEC website and FinVolution's investor relations site. According to the company, the filing was posted on April 29, 2026, and hard copies are available upon request to shareholders and ADS holders.

Does FinVolution (FINV) provide hard copies of the 2025 annual report?

Yes. According to the company, FinVolution will provide a hard copy of the annual report with audited consolidated financial statements free of charge. Shareholders and ADS holders can request a copy from the company.

What period does the FinVolution (FINV) 20-F cover and when was it filed?

The Form 20-F covers the fiscal year ended December 31, 2025 and was filed on April 29, 2026. According to the company, the document includes audited consolidated financial statements and related disclosures.