Financial Institutions, Inc. Schedules Fourth Quarter and Full Year 2025 Earnings Release and Conference Call

Rhea-AI Summary

Financial Institutions (NASDAQ: FISI) will release fourth quarter and full year 2025 results after the market closes on January 29, 2026.

Management will host an earnings conference call and audio webcast on January 30, 2026 at 8:30 a.m. Eastern Time, hosted by Martin K. Birmingham, President and Chief Executive Officer, and W. Jack Plants II, Chief Financial Officer and Treasurer.

U.S. participants may dial 1-833-470-1428 and use access code 441553. A live listen-only webcast and a replay will be available at www.FISI-Investors.com for at least 30 days.

Key Figures

Earnings release date January 29, 2026 Q4 and full year 2025 results after market close

Conference call date January 30, 2026 Earnings call at 8:30 a.m. Eastern Time

Conference call time 8:30 a.m. ET Start time for Q4 and full-year 2025 earnings call

U.S. dial-in number 1-833-470-1428 Participant access line for conference call

Access code 441553 Code required to join the earnings call

Webcast replay window 30 days Replay available on FISI investor website

Market Reality Check

$30.84 Last Close

Volume Volume 140,592 is slightly above the 20-day average of 132,965 (relative volume 1.06) ahead of the earnings schedule. normal

Technical Shares at $31.17 are trading above the 200-day MA $26.98 and about 5.55% below the 52-week high of $33.00.

Peers on Argus

Among regional bank peers, several are down (e.g., BHB -2.3%, GNTY -1.46%, PFIS -0.92%, SHBI -0.28%), while SUPV is up 1.72%, indicating mixed sector action rather than a uniform move.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Dec 11	Debt financing	Neutral	+0.4%	Completed <b>$80.0M</b> subordinated notes issue to refinance higher-cost debt.
Nov 17	Dividend declaration	Positive	-0.7%	Declared quarterly common and preferred dividends payable <b>Jan 2, 2026</b>.
Oct 23	Quarterly earnings	Positive	-0.6%	Reported strong Q3 2025 results with record net interest income and loan growth.
Oct 01	Earnings call schedule	Neutral	-0.3%	Scheduled Q3 2025 earnings release and conference call with management.
Sep 22	Share repurchase	Positive	+1.7%	Announced new buyback for up to <b>1,006,379</b> shares (~<b>5%</b> of common).

Pattern Detected

Recent positive catalysts like earnings and buybacks have produced mixed price reactions, with both gains and declines following generally constructive news.

Recent Company History

Over the last several months, Financial Institutions, Inc. has announced a new share repurchase program, quarterly dividends, and strong Q3 2025 earnings with higher net interest income and loan growth. It also completed an $80.0M subordinated notes private placement to refinance higher-cost debt. Prior quarters saw similar scheduling releases for earnings calls. Today’s Q4 and full-year 2025 earnings call schedule continues that established communication pattern.

Market Pulse Summary

This announcement sets the timetable for Financial Institutions, Inc.’s Q4 and full-year 2025 results, with the release on January 29, 2026 and a call on January 30. It continues a regular pattern of quarterly earnings calls led by the same management team. Investors may focus on how these results compare with strong Q3 performance, recent capital actions, and the stock’s position near its 52-week high.

AI-generated analysis. Not financial advice.

WARSAW, N.Y., Jan. 02, 2026 (GLOBE NEWSWIRE) -- Financial Institutions, Inc. (NASDAQ: FISI) (the “Company”), the parent company of Five Star Bank and Courier Capital, LLC, will release results for the fourth quarter and year ending December 31, 2025 after the market closes on January 29, 2026.

Management will host an earnings conference call and audio webcast on January 30, 2026 at 8:30 a.m. Eastern Time. The call will be hosted by Martin K. Birmingham, President and Chief Executive Officer, and W. Jack Plants II, Chief Financial Officer and Treasurer. Within the United States, participants may access the call by dialing 1-833-470-1428 and providing the access code 441553. A live webcast will also be available in listen-only mode on the Company’s website, www.FISI-Investors.com, and a replay of the webcast will be available there for at least 30 days.

About Financial Institutions, Inc.
Financial Institutions, Inc. (NASDAQ: FISI) is a financial holding company with approximately $6.3 billion in assets as of September 30, 2025, offering banking and wealth management products and services. Its Five Star Bank subsidiary provides consumer and commercial banking and lending services to individuals, municipalities and businesses through banking locations spanning Western and Central New York and a commercial loan production office serving the Mid-Atlantic region. Courier Capital, LLC offers customized investment management, financial planning and consulting services to individuals and families, businesses, institutions, non-profits and retirement plans. Learn more at Five-StarBank.com and FISI-Investors.com.

For additional information contact:
Kate Croft
Director of Investor Relations and Corporate Communications
(716) 817-5159
FISI-Investors@five-starbank.com

FAQ

When will Financial Institutions (FISI) release Q4 and full year 2025 results?

The company will release results after market close on January 29, 2026.

When and at what time is the Financial Institutions (FISI) earnings call for Q4 2025?

The earnings conference call and webcast is scheduled for January 30, 2026 at 8:30 a.m. Eastern Time.

Who will host Financial Institutions (FISI) January 30, 2026 earnings call?

The call will be hosted by Martin K. Birmingham, President and CEO, and W. Jack Plants II, CFO and Treasurer.

How can U.S. investors access the Financial Institutions (FISI) earnings call?

Within the U.S. dial 1-833-470-1428 and provide access code 441553.

Where can I listen to the live webcast and replay of Financial Institutions (FISI) earnings call?

A live listen-only webcast and a replay for at least 30 days will be available at www.FISI-Investors.com.

How long will the Financial Institutions (FISI) webcast replay remain available?

The webcast replay will be available on the company website for at least 30 days.