Mortgage Rates Continue to Trend Down
Freddie Mac (OTCQB: FMCC) reported results from its Primary Mortgage Market Survey on October 30, 2025, showing the 30-year fixed-rate mortgage averaged 6.17% and the 15-year fixed-rate mortgage averaged 5.41%.
Mortgage rates fell for the fourth consecutive week: the 30-year FRM edged down from 6.19% the prior week and is lower than 6.72% a year ago; the 15-year FRM fell from 5.44% last week and from 5.99% a year earlier. Freddie Mac noted lower rates have encouraged more homebuyer activity and reiterated the PMMS focus on conventional, conforming, fully amortizing purchase loans for borrowers with 20% down and excellent credit.
Freddie Mac (OTCQB: FMCC) ha riportato i risultati del suo Primary Mortgage Market Survey del 30 ottobre 2025, indicando che il mutuo a tasso fisso a 30 anni si è attestato in media al 6,17% e quello a tasso fisso a 15 anni al 5,41%.
I tassi ipotecari sono scesi per la quarta settimana consecutiva: il mutuo a 30 anni a tasso fisso è sceso dal 6,19% della settimana precedente ed è inferiore al 6,72% di un anno fa; il mutuo a 15 anni è sceso dal 5,44% della settimana scorsa e dal 5,99% di un anno prima. Freddie Mac ha osservato che i tassi più bassi hanno incoraggiato una maggiore attività degli acquirenti di case e ha ribadito l’attenzione del PMMS sui prestiti di acquisto convenzionali, conformi, completamente ammortizzabili per mutuatari con un acconto del 20% e un eccellente profilo di credito.
Freddie Mac (OTCQB: FMCC) informó los resultados de su Primary Mortgage Market Survey del 30 de octubre de 2025, mostrando que la hipoteca de tasa fija a 30 años promedió 6,17% y la de 15 años promedió 5,41%.
Las tasas hipotecarias cayeron por cuarta semana consecutiva: la hipoteca a 30 años con tasa fija bajó desde 6,19% la semana anterior y es inferior al 6,72% de hace un año; la hipoteca a 15 años cayó desde 5,44% la semana pasada y desde 5,99% hace un año. Freddie Mac señaló que las tasas más bajas han incentivado más la actividad de los compradores de viviendas y reiteró que el PMMS se centra en préstamos de compra convencionales, conformes y totalmente amortizables para prestatarios con un 20% de entrada y excelente crédito.
Freddie Mac (OTCQB: FMCC)가 2025년 10월 30일자 Primary Mortgage Market Survey의 결과를 발표했습니다. 30년 고정 모기지 평균 금리는 6.17%, 15년 고정 모기지는 5.41%로 나타났습니다.
4주 연속 모기지 금리가 하락했습니다: 30년 FRM은 전주 대비 6.19%에서 약간 하락했고 1년 전의 6.72%보다 낮습니다; 15년 FRM은 지난주 5.44%에서 하락했으며 1년 전의 5.99%에서도 낮습니다. Freddie Mac은 금리 인하가 주택 구입 활동을 촉진했다고 지적했고 PMMS가 20% 다운 및 우수 신용 등급을 가진 차용자를 위한 일반적이고 적합하며 전액 상환 가능한 구입 대출에 집중하고 있음을 재확인했습니다.
Freddie Mac (OTCQB : FMCC) a publié les résultats de son Primary Mortgage Market Survey du 30 octobre 2025, montrant que le prêt hypothécaire à taux fixe sur 30 ans moyenne à 6,17% et celui sur 15 ans à 5,41%.
Les taux hypothécaires ont reculé pour la quatrième semaine consécutive : le FRM à 30 ans a légèrement diminué à partir de 6,19% la semaine précédente et est inférieur à 6,72% il y a un an ; le FRM à 15 ans est tombé de 5,44% la semaine dernière et de 5,99% il y a un an. Freddie Mac a noté que des taux plus bas ont encouragé davantage d'activités des acheteurs et a réaffirmé que le PMMS se concentre sur les prêts d'achat conventionnels, conformes et entièrement amortissables pour les emprunteurs avec 20% d'apport et un excellent crédit.
Freddie Mac (OTCQB: FMCC) meldete Ergebnisse seiner Primary Mortgage Market Survey vom 30. Oktober 2025, die zeigen, dass die 30-jährige Festzins-Hypothek im Durchschnitt 6,17% beträgt und die 15-Jahres-Festzins-Hypothek im Durchschnitt 5,41% liegt.
Die Hypothekenzinsen sanken in der vierten aufeinanderfolgenden Woche: Die 30-jährige FRM sackte von 6,19% in der Vorwoche ab und liegt unter dem 6,72% von vor einem Jahr; die 15-jährige FRM fiel von 5,44% in der letzten Woche und von 5,99% vor einem Jahr. Freddie Mac stellte fest, dass niedrigere Zinsen mehr Aktivität von Hauskäufern angeregt haben, und bekräftigte, dass der PMMS-Fokus auf konventionellen, konformen, vollständig amortisierenden Kaufkrediten für Kreditnehmer mit 20% Anzahlung und exzellenter Bonität liegt.
فريدي ماك (أو تي سي كيو بي: FMCC) أصدرت نتائج مسح السوق الأساسي للرهن العقاري (PMMS) في 30 أكتوبر 2025، موضحة أن الرهن العقاري ثابت الفائدة لمدة 30 عاماً بلغ المتوسط 6.17% والرهــن لمدة 15 عاماً بلغ المتوسط 5.41%.
انخفضت معدلات الرهن العقاري للأسبوع الرابع على التوالي: انخفض الرهن الثابت لمدة 30 عاماً من 6.19% في الأسبوع السابق وتدنى عما كان قبل عام والذي كان 6.72%؛ وانخفض الرهن لمدة 15 عاماً من 5.44% الأسبوع الماضي ومن 5.99% قبل عام. وأشارت فريدي ماك إلى أن انخفاض المعدلات حفّز نشاط مشترين للمنازل وأعادت التأكيد على تركيز PMMS على القروض التقليدية والمتوافقة والتسديدية بالكامل لعمليات الشراء للمقترضين الذين لديهم دفعة مقدمة بنسبة 20% ودرجة ائتمان ممتازة.
- None.
- None.
MCLEAN, Va., Oct. 30, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
“Mortgage rates decreased for the fourth consecutive week. The last few months have brought lower rates and homebuyers are increasingly entering the market,” said Sam Khater, Freddie Mac’s Chief Economist.
News Facts
- The 30-year FRM averaged
6.17% as of October 30, 2025, down from last week when it averaged6.19% . A year ago at this time, the 30-year FRM averaged6.72% . - The 15-year FRM averaged
5.41% , down from last week when it averaged5.44% . A year ago at this time, the 15-year FRM averaged5.99% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability and affordability in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/9d6d4821-b281-42f6-aac5-2a461e776fca
FAQ
What did Freddie Mac (FMCC) report for the 30-year mortgage rate on October 30, 2025?
How did the 30-year FRM for FMCC change week-over-week and year-over-year on October 30, 2025?
What were the 15-year mortgage rates reported by Freddie Mac (FMCC) on October 30, 2025?
Why does Freddie Mac (FMCC) say mortgage rates matter for homebuyers on October 30, 2025?
What loans does Freddie Mac's PMMS (FMCC) focus on in its October 30, 2025 survey?
Where can investors find more details from Freddie Mac (FMCC) about the October 30, 2025 mortgage survey?
