Fannie Mae Announces Winners of its Latest Non-Performing Loan Sale
Fannie Mae (OTCQB: FNMA) has announced the successful completion of its twenty-seventh non-performing loan sale transaction. The deal involves 1,304 deeply delinquent loans with a total unpaid principal balance of $285 million, divided into two pools.
Pool 1, awarded to Residential Credit Opportunities Trust X-C, consists of 332 loans worth $73.1 million, while Pool 2, won by RCF II Loan Acquisition, LP, comprises 972 loans valued at $212 million. The transaction, marketed through BofA Securities, Inc., is set to close on September 19, 2025.
Purchasers must maintain existing loss mitigation efforts and offer various options to delinquent borrowers before considering foreclosure. They must also prioritize marketing foreclosed properties to owner-occupants and non-profits before investors.
Fannie Mae (OTCQB: FNMA) ha annunciato il completamento con successo della sua ventisettesima vendita di prestiti non performanti. L'accordo riguarda 1.304 prestiti fortemente inadempienti con un saldo principale non pagato totale di 285 milioni di dollari, suddivisi in due pool.
Il Pool 1, assegnato a Residential Credit Opportunities Trust X-C, comprende 332 prestiti per un valore di 73,1 milioni di dollari, mentre il Pool 2, aggiudicato a RCF II Loan Acquisition, LP, include 972 prestiti per un valore di 212 milioni di dollari. La transazione, commercializzata tramite BofA Securities, Inc., è prevista per la chiusura il 19 settembre 2025.
Gli acquirenti devono mantenere gli sforzi esistenti di mitigazione delle perdite e offrire diverse opzioni ai mutuatari inadempienti prima di considerare il pignoramento. Devono inoltre dare priorità alla commercializzazione degli immobili pignorati a residenti proprietari e organizzazioni non profit prima che agli investitori.
Fannie Mae (OTCQB: FNMA) ha anunciado la exitosa finalización de su vigésima séptima venta de préstamos morosos. El acuerdo involucra 1,304 préstamos profundamente morosos con un saldo principal pendiente total de 285 millones de dólares, divididos en dos grupos.
El Grupo 1, adjudicado a Residential Credit Opportunities Trust X-C, consta de 332 préstamos por un valor de 73.1 millones de dólares, mientras que el Grupo 2, ganado por RCF II Loan Acquisition, LP, comprende 972 préstamos valorados en 212 millones de dólares. La transacción, comercializada a través de BofA Securities, Inc., está programada para cerrarse el 19 de septiembre de 2025.
Los compradores deben mantener los esfuerzos existentes de mitigación de pérdidas y ofrecer varias opciones a los prestatarios morosos antes de considerar la ejecución hipotecaria. También deben priorizar la comercialización de propiedades ejecutadas a ocupantes propietarios y organizaciones sin fines de lucro antes que a inversores.
Fannie Mae (OTCQB: FNMA)는 27번째 부실 대출 매각 거래를 성공적으로 완료했다고 발표했습니다. 이번 거래는 총 미상환 원금 잔액이 2억 8,500만 달러에 달하는 1,304건의 심각한 연체 대출로 구성되어 있으며, 두 개의 풀로 나뉘어 있습니다.
Residential Credit Opportunities Trust X-C가 낙찰받은 풀 1은 3억 7,310만 달러 상당의 332건의 대출로 구성되며, RCF II Loan Acquisition, LP가 낙찰받은 풀 2는 2억 1,200만 달러 가치의 972건 대출로 이루어져 있습니다. 본 거래는 BofA Securities, Inc.를 통해 마케팅되었으며, 2025년 9월 19일에 마감될 예정입니다.
구매자는 기존 손실 완화 노력을 유지하고, 압류를 고려하기 전에 연체 차주들에게 다양한 옵션을 제공해야 합니다. 또한 압류된 부동산을 투자자보다 거주자 및 비영리 단체에 우선적으로 마케팅해야 합니다.
Fannie Mae (OTCQB : FNMA) a annoncé la réussite de sa vingt-septième vente de prêts non performants. La transaction concerne 1 304 prêts fortement en défaut pour un solde principal impayé total de 285 millions de dollars, répartis en deux pools.
Le Pool 1, attribué à Residential Credit Opportunities Trust X-C, comprend 332 prêts d'une valeur de 73,1 millions de dollars, tandis que le Pool 2, remporté par RCF II Loan Acquisition, LP, comprend 972 prêts d'une valeur de 212 millions de dollars. La transaction, commercialisée par BofA Securities, Inc., doit être finalisée le 19 septembre 2025.
Les acheteurs doivent maintenir les efforts existants de mitigation des pertes et offrir plusieurs options aux emprunteurs en retard avant d'envisager une saisie. Ils doivent également privilégier la commercialisation des biens saisis auprès des occupants propriétaires et des associations à but non lucratif avant les investisseurs.
Fannie Mae (OTCQB: FNMA) hat den erfolgreichen Abschluss seiner siebenundzwanzigsten Veräußerung notleidender Kredite bekanntgegeben. Das Geschäft umfasst 1.304 stark säumige Kredite mit einem ausstehenden Kapitalbetrag von insgesamt 285 Millionen US-Dollar, aufgeteilt in zwei Pools.
Pool 1, vergeben an Residential Credit Opportunities Trust X-C, besteht aus 332 Krediten im Wert von 73,1 Millionen US-Dollar, während Pool 2, gewonnen von RCF II Loan Acquisition, LP, 972 Kredite im Wert von 212 Millionen US-Dollar umfasst. Die Transaktion, die über BofA Securities, Inc. vermarktet wird, soll am 19. September 2025 abgeschlossen werden.
Die Käufer müssen bestehende Maßnahmen zur Verlustminderung aufrechterhalten und den säumigen Kreditnehmern verschiedene Optionen anbieten, bevor eine Zwangsvollstreckung in Betracht gezogen wird. Zudem müssen sie die Vermarktung von zwangsversteigerten Immobilien an Eigennutzer und gemeinnützige Organisationen priorisieren, bevor sie Investoren ansprechen.
- Strategic disposal of $285 million in non-performing loans improves balance sheet quality
- Competitive bidding demonstrated by high cover bids (99.66% and 99.82% of UPB)
- Strong buyer protection requirements ensure responsible loan management and foreclosure prevention
- Sale of 1,304 deeply delinquent loans indicates significant default exposure in portfolio
The loan pools awarded in this most recent transaction include:
- Pool 1: 332 loans with an aggregate UPB of
$73,092,445 $220,158 4.45% ; and weighted average broker's price opinion (BPO) loan-to-value ratio of49% . - Pool 2: 972 loans with an aggregate UPB of
$211,965,249 $218,071 4.39% ; and weighted average BPO loan-to-value ratio of50% .
The cover bid, which is the second highest bid for the pool, was
All purchasers are required to honor any approved or in-process loss mitigation efforts at the time of sale, including loan modifications. In addition, purchasers must offer delinquent borrowers a waterfall of loss mitigation options, including loan modifications, which may include principal forgiveness, prior to initiating foreclosure on any loan, not secured by property which is vacant or condemned at the time of closing. In the event a foreclosure cannot be prevented, the owner of the loan must market the property to owner-occupants and non-profits before offering it to investors, similar to Fannie Mae's FirstLook® program.
Interested bidders can register for ongoing announcements, training, and other information here. Fannie Mae will also post information about specific pools available for purchase on that page.
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