Fannie Mae Publishes Results of Latest Mortgage Lender Sentiment Survey
Fannie Mae (OTCQB: FNMA) has released its latest Mortgage Lender Sentiment Survey® (MLSS), revealing key insights about eMortgage technology adoption and lenders' business priorities for 2025. The survey found that while only 22% of lenders currently use eNotes, the majority plan to implement them within the next two years.
The survey also highlighted a shift in business priorities, with lenders now focusing on business process streamlining, cost reduction, and consumer-facing technology. These priorities have replaced talent management and leadership, which was the top priority in 2024.
Fannie Mae (OTCQB: FNMA) ha pubblicato la sua più recente Mortgage Lender Sentiment Survey® (MLSS), rivelando importanti indicazioni sull'adozione della tecnologia eMortgage e sulle priorità aziendali dei prestatori per il 2025. Il sondaggio ha rilevato che, sebbene solo il 22% dei prestatori attualmente utilizzi le eNote, la maggioranza prevede di implementarle entro i prossimi due anni.
Il sondaggio ha anche evidenziato un cambiamento nelle priorità aziendali, con i prestatori ora concentrati su snellimento dei processi aziendali, riduzione dei costi e tecnologie rivolte ai consumatori. Queste priorità hanno sostituito la gestione dei talenti e la leadership, che erano la massima priorità nel 2024.
Fannie Mae (OTCQB: FNMA) publicó su más reciente Mortgage Lender Sentiment Survey® (MLSS), revelando información clave sobre la adopción de la tecnología eMortgage y las prioridades empresariales de los prestamistas para 2025. La encuesta encontró que, aunque solo el 22% de los prestamistas utiliza actualmente eNotes, la mayoría planea implementarlas dentro de los próximos dos años.
La encuesta también destacó un cambio en las prioridades comerciales, con los prestamistas enfocándose ahora en optimizar procesos operativos, reducir costos y en tecnologías orientadas al consumidor. Estas prioridades han reemplazado a la gestión del talento y el liderazgo, que fue la principal prioridad en 2024.
Fannie Mae (OTCQB: FNMA)가 최신 Mortgage Lender Sentiment Survey® (MLSS)를 공개해 eMortgage 기술 도입과 2025년 대출기관의 비즈니스 우선순위에 관한 주요 통찰을 밝혔습니다. 설문조사에 따르면 현재 대출기관의 단 22%만이 eNotes를 사용하고 있으나, 대다수는 향후 2년 내 도입할 계획이라고 응답했습니다.
또한 설문조사는 비즈니스 우선순위가 변화했음을 보여주었는데, 대출기관들은 이제 업무 프로세스 간소화, 비용 절감, 소비자 대상 기술에 중점을 두고 있습니다. 이러한 우선순위는 2024년 최우선이었던 인재 관리와 리더십을 대체했습니다.
Fannie Mae (OTCQB: FNMA) a publié sa dernière Mortgage Lender Sentiment Survey® (MLSS), révélant des informations clés sur l'adoption de la technologie eMortgage et sur les priorités commerciales des prêteurs pour 2025. L'enquête a montré que, bien que seuls 22 % des prêteurs utilisent actuellement des eNotes, la majorité prévoit de les mettre en place au cours des deux prochaines années.
L'enquête a également mis en évidence un changement de priorités commerciales : les prêteurs se concentrent désormais sur la rationalisation des processus, la réduction des coûts et les technologies orientées consommateur. Ces priorités ont remplacé la gestion des talents et le leadership, qui étaient la priorité principale en 2024.
Fannie Mae (OTCQB: FNMA) hat seine aktuelle Mortgage Lender Sentiment Survey® (MLSS) veröffentlicht und damit zentrale Erkenntnisse zur Einführung von eMortgage-Technologie und zu den Geschäftsprioritäten der Kreditgeber für 2025 offenbart. Die Umfrage ergab, dass zwar nur 22 % der Kreditgeber derzeit eNotes verwenden, die Mehrheit jedoch plant, diese innerhalb der nächsten zwei Jahre einzuführen.
Die Umfrage hob zudem einen Wandel der Geschäftsprioritäten hervor: Kreditgeber konzentrieren sich nun auf Vereinfachung von Geschäftsprozessen, Kostensenkung und verbraucherorientierte Technologien. Diese Prioritäten haben Talentmanagement und Leadership ersetzt, die 2024 an erster Stelle standen.
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Lenders Shared Thoughts on eMortgage Adoption and Business Priorities
For more information on the survey results, access the research deck, or learn more about eNotes by visiting our eMortgage webpage.
About the ESR Group
Fannie Mae's Economic and Strategic Research Group, led by Chief Economist Mark Palim, studies current data, analyzes historical and emerging trends, and conducts surveys of consumers and mortgage lenders to inform forecasts and analyses on the economy, housing, and mortgage markets.
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Opinions, analyses, estimates, forecasts, beliefs, and other views of Fannie Mae's Economic and Strategic Research (ESR) Group or survey respondents included in these materials should not be construed as indicating Fannie Mae's business prospects or expected results, are based on a number of assumptions, and are subject to change without notice. How this information affects Fannie Mae will depend on many factors. Although the ESR Group bases its opinions, analyses, estimates, forecasts, beliefs, and other views on information it considers reliable, it does not guarantee that the information provided in these materials is accurate, current, or suitable for any particular purpose. Changes in the assumptions or the information underlying these views could produce materially different results. The analyses, opinions, estimates, forecasts, beliefs, and other views published by the ESR Group represent the views of that group or survey respondents as of the date indicated and do not necessarily represent the views of Fannie Mae or its management.
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