FVCBankcorp, Inc. reports developments for FVCbank, its wholly owned Virginia-chartered community bank serving commercial businesses, nonprofit organizations, professional service entities, and related owners and employees in the greater Washington, D.C. and Baltimore markets.
Company news commonly covers quarterly earnings, net interest income, loan and deposit trends, credit quality, dividends, share repurchase authorization, debt capital actions, credit ratings, and market expansion through offices and loan-production activity. Updates also address digital and treasury-oriented banking services used by small and midsize commercial clients.
FVCBankcorp (FVCB) reported third-quarter 2026 net income of $6.6 million, up 19% from the same quarter a year earlier. Diluted earnings per share rose 20% to $0.37. Net interest margin widened to 3.32% from 2.91%, while the efficiency ratio improved to 53.29% from 55.50%. Nine-month net income increased 29% to $21.2 million.
Loans reached $1.91 billion, up 3% year over year but below $1.94 billion at year-end. Deposits fell $55.2 million during the quarter to $2.00 billion, while noninterest-bearing deposits grew 14% year over year. Nonperforming loans fell to $11.0 million from $11.4 million in June. Commercial real estate and construction loans represented 57% of loans, down from 61% at year-end. Tangible book value per share rose 5% from year-end to $14.49. A $0.07 quarterly dividend is payable November 16 to holders of record October 26, 2026.
FVCBankcorp (NASDAQ: FVCB) declared a cash dividend of $0.07 per common share, payable on November 16, 2026. Shareholders of record on October 26, 2026 are eligible. Future dividend declarations and payments remain subject to the board’s sole discretion and regulatory restrictions.
FVCBankcorp (NASDAQ:FVCB) reported record second-quarter 2026 net income of $8.2 million, up 45% from $5.7 million a year earlier, and 29% from the prior quarter. Diluted EPS rose to $0.45, also up 45% year-over-year. Results included an $847 thousand one-time pre-tax gain from the sale of the Company’s interest in Bearing Insurance Group.
Core operating earnings (non-GAAP) increased 36% year-over-year to $7.6 million. Net interest margin improved to 3.53% from 2.90% a year ago (3.35% excluding $1.0 million of loan prepayment fees). The efficiency ratio improved to 49.71%. Core deposits reached $1.81 billion, up 2% sequentially and 9% year-over-year, while wholesale funding declined 15% from year-end. Asset quality metrics remained stable, with nonperforming loans at 0.48% of total assets and ACL at 1.01% of total loans. The Bank stayed well-capitalized with a 16.43% total risk-based capital ratio, and tangible book value per share increased 4% to $14.31. The Company declared a quarterly dividend of $0.07 per share, payable August 17, 2026.
FVCBankcorp (NASDAQ: FVCB) announced that its Board of Directors has declared a quarterly cash dividend of $0.07 per share on its common stock. The dividend will be paid on August 17, 2026 to shareholders of record as of July 27, 2026. The company noted that any future dividends will remain at the sole discretion of the Board and are also subject to applicable regulatory restrictions.
FVCbank (NASDAQ:FVCB) opened a Loan Production Office in Virginia Beach, expanding into the Hampton Roads market on May 4, 2026. Terri Ruby joins as Senior Vice President/Regional President–Hampton Roads, supported by Kathy Mitchell and Aisha Horton, to lead local business development and treasury services.
The move aims to deepen local relationships and offer FVCbank products and services to commercial, nonprofit, and professional clients in the Hampton Roads region.
FVCBankcorp (NASDAQ: FVCB) reported Q1 2026 net income of $6.4M, up 24% year-over-year and 13% sequentially. Diluted EPS was $0.35. Net interest margin rose to 3.26%, pre-tax pre-provision operating income increased 31% to $8.7M, and core deposits grew 7% year-over-year to $1.77B. The company redeemed $18.8M subordinated debt and issued $25M senior notes at 6.75%. A quarterly dividend of $0.07 was declared, payable May 18, 2026.
FVCBankcorp (NASDAQ: FVCB) announced a quarterly cash dividend of $0.07 per share, an increase of $0.01 (17%) versus the prior quarter. The dividend is payable on May 18, 2026 to shareholders of record as of April 27, 2026. Future dividends remain at the Board's discretion and subject to regulatory limits.
FVCBankcorp (Nasdaq: FVCB) extended its share repurchase program through March 31, 2027, authorizing repurchases of up to 1,400,000 shares, roughly 8% of outstanding common stock as of December 31, 2025. Repurchases may occur via open market, block trades or negotiated transactions.
Repurchases are discretionary, may follow SEC Rule 10b-18 and 10b5-1 trading plans, and shares repurchased will be cancelled and revert to authorized but unissued status.
FVCBankcorp (NASDAQ:FVCB) completed a private placement of $25.0 million 6.75% fixed-rate senior unsecured notes due March 1, 2029, rated BBB (low) by Morningstar DBRS. The Notes allow prepayment without penalty on or after March 1, 2028.
Proceeds will be used for general corporate purposes, including supporting capital ratios at subsidiary FVCbank. The company redeemed $19.0 million of subordinated debt on January 15, 2026. Piper Sandler served as sole placement agent; legal counsel was designated for both parties.
FVCbank (FVCB) launched America250, a year-long 2026 initiative honoring the United States' 250th anniversary by highlighting enduring civic values. The program will run across social media, the bank website, radio, branch materials, and LinkedIn, centering on a "13 Stars of America" series that profiles thirteen Founders and the leadership principles they represent. The bank says the content will be educational, inclusive, non-political, and tied to its community-focused mission.