FVCBankcorp, Inc. filings document a Virginia bank holding company whose common stock trades on Nasdaq under FVCB and whose principal subsidiary is FVCbank. Regulatory reports cover operating results, financial condition, investor presentations, dividends, share repurchase activity, and capital actions tied to senior unsecured notes and other holding-company funding.
The company's proxy materials describe board matters, shareholder voting, executive compensation, equity awards, and governance practices. Material-event filings also record note purchase agreements, Regulation FD presentations, quarterly results releases, cash dividend declarations, and other disclosures related to the bank's capital structure and public-company reporting obligations.
FVCBankcorp, Inc. reported higher profitability for the quarter ended March 31, 2026. Net income rose to $6.4 million from $5.2 million a year earlier, with diluted earnings per share increasing to $0.35 from $0.28.
Net interest income grew to $17.4 million from $15.1 million as loan and securities yields outpaced funding costs. Total assets reached $2.34 billion, with loans of $1.90 billion and deposits of $2.03 billion. Credit quality remained controlled, with an allowance for credit losses of $19.1 million and nonaccrual loans of $10.9 million. The bank also highlighted cannabis-related balances of $183.5 million in loans and $144.8 million in deposits, noting ongoing federal legal and regulatory risk around this niche.
FVCBankcorp, Inc. furnished an investor presentation outlining its financial position and strategy for the quarter ended March 31, 2026. The bank reported total assets of $2,335 million, total loans of $1,923 million and total deposits of $2,028 million, demonstrating steady balance sheet growth.
For first quarter 2026, net interest margin was 3.26% and the non-GAAP efficiency ratio was 54.0%, reflecting a focus on profitability and cost control. The loan book is diversified across commercial real estate, commercial and industrial and residential segments, with CRE concentration to risk-based capital of 306% as of March 31, 2026.
Management highlights a relationship-driven commercial model, technology investments such as data analytics and digital platforms, and a strong liquidity profile. At March 31, 2026, uninsured deposits were $936,028 with total liquidity sources of $1,127,255, giving a liquidity-to-uninsured-deposits ratio of 134.3%.
FVCBankcorp, Inc. executive Sharon L. Jackson, EVP and Chief Banking Officer, completed an open-market sale of 1,500 shares of common stock at $15.64 per share. After this transaction, she directly holds 24,330 shares of FVCBankcorp common stock.
FVCBankcorp, Inc. president Patricia A. Ferrick reported a routine stock option exercise and related tax withholding in company shares. She exercised options to acquire 3,746 shares of common stock at $9.216 per share. To cover the associated tax liability, 714 shares were withheld by the issuer at a market price of $15.66 per share under Rule 16b-3. The filing reflects compensation-related equity activity rather than an open-market purchase or sale.
FVCBankcorp, Inc. director Gunn L. Burwell exercised stock options for 21,483 shares of common stock at $9.216 per share. To cover tax obligations, 12,627 shares were disposed of through a tax-withholding transaction valued at $15.68 per share.
After these compensation-related transactions, Burwell directly holds 98,587 shares of FVCBankcorp common stock. The activity reflects an option exercise and associated tax withholding rather than open-market buying or selling.
FVCBankcorp, Inc. executive vice president and chief lending officer Alissa Curry Briggs reported routine compensation-related share activity. She exercised stock options covering 853 shares of common stock at $9.216 per share and received the shares directly.
To cover related tax obligations, 557 shares were withheld at a market price of $15.68, as allowed under Rule 16b-3. After these transactions, she directly owns 21,257 shares of FVCBankcorp common stock. The filing reflects an option exercise combined with tax-withholding, not an open-market purchase or sale.
FVCBankcorp, Inc. president Patricia A. Ferrick exercised stock options to acquire 3,150 shares of Common Stock at $9.216 per share on April 22, 2026. After this option exercise, she directly holds 234,036 Common shares and 3,746 stock options that remain outstanding.
FVCBankcorp, Inc. director Phillip R. Wills III exercised stock options and covered taxes using shares rather than cash. On April 22, 2026, he exercised options for 21,483 shares of common stock at $9.216 per share, fully eliminating this option grant before its May 2026 expiration.
To satisfy a tax liability related to a restricted stock unit vesting, he had 12,587 shares of common stock withheld at a market price of $15.73, treated as a share disposition but not an open-market sale. After these transactions, he directly owned 62,590 shares of FVCBankcorp common stock.
FERRICK PATRICIA A reported acquisition or exercise transactions in this Form 4 filing.
FVCBankcorp, Inc. reported that President and director Patricia A. Ferrick received an award of 15,000 shares of Common Stock in the form of restricted stock units with no cash purchase price. These awards will vest in equal annual installments over four years starting on the grant anniversary.
Following this equity compensation grant, Ferrick directly holds a total of 230,886 shares of Common Stock, aligning her interests more closely with the company’s shareholders.
Deacon Jennifer L reported acquisition or exercise transactions in this Form 4 filing.
FVCBankcorp, Inc. reported that Senior Executive Vice President and Chief Financial Officer Jennifer L. Deacon received an equity award of 9,000 shares of Common Stock in the form of restricted stock units. The award carries a zero purchase price and will vest in equal annual installments over four years, with the first installment vesting on the anniversary of the grant. After this grant, Deacon directly holds 39,274 shares of Common Stock, reflecting routine stock-based compensation rather than an open-market share purchase or sale.