FVCBankcorp, Inc. ownership update: Fourthstone and related entities report beneficial ownership of 1,275,574 shares of common stock, representing 7.11% of the class. The filing states the percentage is calculated on 17,943,092 shares outstanding as of March 12, 2026.
The filing names related reporting persons (Fourthstone LLC; Fourthstone Master Opportunity Fund Ltd.; Fourthstone GP LLC; Fourthstone QP Opportunity Fund; Fourthstone Small‑Cap Financials; and L. Phillip Stone, IV) and discloses shared voting and dispositive power for the listed holdings. The registrants state the shares were acquired in the ordinary course of business and not to influence control of the issuer.
Positive
None.
Negative
None.
Insights
Fourthstone discloses a mid‑single‑digit stake in FVCBankcorp.
Fourthstone LLC is reported to beneficially own 1,275,574 shares (7.11% of the class) using the issuer's 17,943,092 shares outstanding as of March 12, 2026 anchor. The filing clarifies ownership arises from advisory client holdings and shared voting/dispositive power among related entities.
Cash‑flow treatment and sale intentions are not stated; future filings would reveal any changes. Watch subsequent Schedule 13D/13G amendments for adjustments to percent ownership or shifts in voting/dispositive power.
Filing emphasizes passive advisory ownership and shared authority across related entities.
The cover pages show shared voting and shared dispositive power for each named entity and note relationships among Fourthstone entities and L. Phillip Stone, IV. The statement affirms holdings were not acquired to influence control.
Key dependency: the filing references the issuer's Form 10‑K for the outstanding share base. Any governance impact depends on future changes in holdings or disclosed coordination among reporting persons.
Key Figures
Shares held by Fourthstone LLC:1,275,574 sharesIssuer shares outstanding:17,943,092 sharesPercent of class:7.11%+4 more
7 metrics
Shares held by Fourthstone LLC1,275,574 sharesreported beneficial ownership by Fourthstone LLC
Issuer shares outstanding17,943,092 sharesshares outstanding as of March 12, 2026 (used to compute percentage)
Percent of class7.11%Fourthstone LLC beneficial ownership percentage
Fourthstone Master Opportunity Fund Ltd.976,735 sharesreported shared beneficial ownership by related entity
Fourthstone GP LLC298,839 sharesreported shared beneficial ownership by related entity
Fourthstone QP Opportunity Fund270,122 sharesreported shared beneficial ownership by related entity
Fourthstone Small‑Cap Financials Fund28,717 sharesreported shared beneficial ownership by related entity
Key Terms
beneficially owned, shared dispositive power, Schedule 13G/A, Form 10‑K
4 terms
beneficially ownedregulatory
"Amount beneficially owned: Fourthstone LLC acquired the Issuer's shares in the ordinary course of business"
Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.
shared dispositive powerregulatory
"Shared Dispositive Power 1,275,574.00"
Schedule 13G/Aregulatory
"Form Type: SCHEDULE 13G/A (Amendment No. 1) reflected on the cover"
A Schedule 13G/A is an amended public filing with the U.S. securities regulator that updates a previous Schedule 13G, disclosing when an individual or group holds a substantial (typically over 5%) stake in a company and is claiming a passive, non‑controlling intent. Investors monitor these updates because rising or falling holdings can signal changing confidence, potential future moves, or shifts in voting power — like watching a public ledger where large shareholders quietly adjust their positions.
Form 10‑Kregulatory
"based on the Issuer's Form 10‑K filed on March 25, 2026"
A Form 10‑K is a detailed annual filing public companies submit to the U.S. Securities and Exchange Commission that includes audited financial statements, management’s discussion of results, risk factors, business descriptions, and information about leadership and accounting policies. Investors treat it like a company’s full report card and owner’s manual—providing the most complete, formal picture of financial health, future risks, and performance trends to help judge value and make comparisons.
What stake does Fourthstone report in FVCBankcorp (FVCB)?
Fourthstone reports beneficial ownership of 1,275,574 shares, equal to 7.11% of the class. This percentage uses 17,943,092 shares outstanding as of March 12, 2026, per the issuer's Form 10‑K.
Which entities are listed as reporting persons in the 13G/A filing?
The filing lists Fourthstone LLC; Fourthstone Master Opportunity Fund Ltd.; Fourthstone GP LLC; Fourthstone QP Opportunity Fund; Fourthstone Small‑Cap Financials; and L. Phillip Stone, IV. Each entity's relationship and shared powers are described on the cover pages.
Does the filing say Fourthstone intends to influence control of FVCBankcorp?
No. The reporting persons state the shares were acquired in the ordinary course of business and were not acquired to change or influence control of the issuer, per Item 2 disclosures.
What voting and dispositive powers are disclosed for the holdings?
The cover pages show 0 sole voting/dispositive power and reported shared voting and shared dispositive power for the listed share amounts, with per‑entity figures noted on each cover page.
What share count did the filing use to compute the 7.11% figure?
The percentage is computed using 17,943,092 shares outstanding as of March 12, 2026, according to the issuer's Form 10‑K filed March 25, 2026, as cited in Item 4.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(Amendment No. 1)
FVCBankcorp, Inc.
(Name of Issuer)
Common Stock, $0.01 par value
(Title of Class of Securities)
36120Q101
(CUSIP Number)
03/31/2026
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Rule 13d-1(b)
Rule 13d-1(c)
Rule 13d-1(d)
schemaVersion:
SCHEDULE 13G
CUSIP Number(s):
36120Q101
1
Names of Reporting Persons
Fourthstone LLC
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
1,275,574.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
1,275,574.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
1,275,574.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
7.11 %
12
Type of Reporting Person (See Instructions)
IA
Comment for Type of Reporting Person: See Item 4 for a description of the information reported in rows (6), (8), (9) and (11).
SCHEDULE 13G
CUSIP Number(s):
36120Q101
1
Names of Reporting Persons
Fourthstone Master Opportunity Fund Ltd
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
CAYMAN ISLANDS
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
976,735.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
976,735.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
976,735.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
5.44 %
12
Type of Reporting Person (See Instructions)
OO
Comment for Type of Reporting Person: See Item 4 for a description of the information reported in rows (6), (8), (9) and (11).
SCHEDULE 13G
CUSIP Number(s):
36120Q101
1
Names of Reporting Persons
Fourthstone GP LLC
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
298,839.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
298,839.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
298,839.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
1.67 %
12
Type of Reporting Person (See Instructions)
OO
Comment for Type of Reporting Person: See Item 4 for a description of the information reported in rows (6), (8), (9) and (11).
SCHEDULE 13G
CUSIP Number(s):
36120Q101
1
Names of Reporting Persons
Fourthstone QP Opportunity Fund LP
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
270,122.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
270,122.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
270,122.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
1.51 %
12
Type of Reporting Person (See Instructions)
PN
Comment for Type of Reporting Person: See Item 4 for a description of the information reported in rows (6), (8), (9) and (11).
SCHEDULE 13G
CUSIP Number(s):
36120Q101
1
Names of Reporting Persons
Fourthstone Small-Cap Financials Fund LP
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
28,717.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
28,717.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
28,717.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.16 %
12
Type of Reporting Person (See Instructions)
PN
Comment for Type of Reporting Person: See Item 4 for a description of the information reported in rows (6), (8), (9) and (11).
SCHEDULE 13G
CUSIP Number(s):
36120Q101
1
Names of Reporting Persons
L. Phillip Stone, IV
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
UNITED STATES
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
0.00
6
Shared Voting Power
1,275,574.00
7
Sole Dispositive Power
0.00
8
Shared Dispositive Power
1,275,574.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
1,275,574.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
7.11 %
12
Type of Reporting Person (See Instructions)
IN
Comment for Type of Reporting Person: See Item 4 for a description of the information reported in rows (6), (8), (9) and (11).
SCHEDULE 13G
Item 1.
(a)
Name of issuer:
FVCBankcorp, Inc.
(b)
Address of issuer's principal executive offices:
11325 Random Hills Road, Suite 240, Fairfax, Virginia 22030
Item 2.
(a)
Name of person filing:
This Schedule 13G is being filed by Fourthstone LLC, a Delaware Limited Liability Company and Investment Adviser ("Fourthstone"). The persons reporting information on this Schedule 13G include, in addition to Fourthstone, a company incorporated in the Cayman Islands ("Fourthstone Master Opportunity Fund"), a Delaware Limited Partnership ("Fourthstone QP Opportunity"), a Delaware Limited Partnership ("Fourthstone Small-Cap Financials"), a Delaware Limited Liability Company ("Fourthstone GP, " General Partner of Fourthstone QP Opportunity and Fourthstone Small-Cap Financials), and L. Phillip Stone, IV, a citizen of the United States of America, who is the Managing Member of Fourthstone and Fourthstone GP (each, a "Reporting Person" and, together, the "Reporting Persons"). Fourthstone directly holds 1,275,574 shares of Common Stock on behalf of its advisory clients. Each of the Reporting Persons listed in this filing certify the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the Issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that effect.
(b)
Address or principal business office or, if none, residence:
The principal business address of each of the Reporting Persons is as follows: The registered office of Fourthstone LLC, Fourthstone Master Opportunity Fund Ltd., Fourthstone GP LLC, Fourthstone QP Opportunity Fund LP, Fourthstone Small-Cap Financials Fund LP is 575 Maryville Centre Drive, Suite 110, St. Louis, MO 63141.
(c)
Citizenship:
See response to Item 4 of each of the cover pages.
(d)
Title of class of securities:
Common Stock, $0.01 par value
(e)
CUSIP No.:
36120Q101
Item 3.
If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)
Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)
Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)
Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)
Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)
An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)
An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)
A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)
A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)
A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)
A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J),
please specify the type of institution:
(k)
Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.
Ownership
(a)
Amount beneficially owned:
Fourthstone LLC acquired the Issuer's shares in the ordinary course of business as a registered investment adviser and not with the purpose nor with the effect of influencing the control of the Issuer. Fourthstone GP LLC is the general partner of and may be deemed to beneficially own securities owned by Fourthstone QP Opportunity Fund LP and Fourthstone Small-Cap Financials Fund LP. L. Phillip Stone, IV, is the Managing Member of Fourthstone LLC and Fourthstone GP and may be deemed to beneficially own securities owned by Fourthstone. The percentages reported in Row 11 of each cover page are based on 17,943,092 shares outstanding as of March 12, 2026, based on the Issuer's Form 10-K filed on March 25, 2026.
(b)
Percent of class:
7.11 %
(c)
Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote:
See responses to Item 5 on each cover page.
(ii) Shared power to vote or to direct the vote:
See responses to Item 6 on each cover page.
(iii) Sole power to dispose or to direct the disposition of:
See responses to Item 7 on each cover page.
(iv) Shared power to dispose or to direct the disposition of:
See responses to Item 8 on each cover page.
Item 5.
Ownership of 5 Percent or Less of a Class.
Not Applicable
Item 6.
Ownership of more than 5 Percent on Behalf of Another Person.
Not Applicable
Item 7.
Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
Not Applicable
Item 8.
Identification and Classification of Members of the Group.
Not Applicable
Item 9.
Notice of Dissolution of Group.
Not Applicable
Item 10.
Certifications:
By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
