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Gladstone Capital Corporation Reports Financial Results for its Third Quarter Ended June 30, 2026

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Gladstone Capital (Nasdaq: GLAD) reported third fiscal quarter 2026 net investment income of $11.0 million, or $0.49 per share, versus $11.8 million, or $0.52, in the prior quarter. Total interest income rose 4.7% to $24.3 million, while total other income fell sharply due to prior quarter one-time items.

Total investments at fair value increased 5.1% quarter over quarter to $953.3 million, and net asset value per share rose to $21.50 from $21.36. The weighted average yield on interest-bearing investments remained 11.8%. The company invested $66.7 million in four new portfolio companies and $15.4 million in existing ones, generating net originations of $41.9 million and net portfolio appreciation of $3.0 million.

Gladstone Capital issued $60 million of 7% notes due December 2029, increasing Bank Line availability to over $170 million. The board declared common distributions totaling $0.45 per share for the September 2026 quarter and Series A preferred distributions totaling $0.390624. Subsequent to quarter end, two significant portfolio repayments occurred, including a $25.7 million reinvestment in Pan-Am Dental.

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Positive

  • Total interest income up 4.7% QoQ to $24.3 million
  • Total investments at fair value up 5.1% QoQ to $953.3 million
  • Net investment income $11.0 million, or $0.49 per share
  • NAV per share increased to $21.50, up 0.7% QoQ
  • New investments and add-ons $82.1 million with $41.9 million net originations
  • Common distributions $0.45 per share, fully covered by NII of $0.49
  • 7% notes due 2029 issued for $60 million, expanding liquidity
  • Portfolio yield maintained at 11.8% despite asset turnover

Negative

  • Net investment income declined 7.0% QoQ from $11.8 million
  • Net increase in net assets from operations down 14.2% QoQ
  • Total other income down 92.8% QoQ due to lack of one-time items
  • Interest expense increased by $0.6 million quarter over quarter
  • Non-earning investments increased to five companies, $26.7 million, 3.1% of debt fair value

News Explained

At June 30, cash was $2,350,000, equal to 5.7 historical cash-use days, while non-earning investments reached $26.7 million across five companies.

This is Gladstone Capital's unaudited quarterly-results disclosure for the quarter ended June 30, 2026, filed with the SEC on August 4, 2026; it reports $2,350,000 of cash against $36,880,000 of quarterly operating cash outflow, equal to 5.7 days of that historical cash use.

A Form 10-Q is an unaudited quarterly report containing interim financial statements and updates on risks and liquidity, and the company filed one on August 4, 2026.

The release reports that non-earning investments increased to five companies, totaling $26.7 million, or 3.1% of debt investments at fair value.

Because the release says its financial information is not comprehensive and lacks notes, the filed Form 10-Q is the named document for checking liquidity details and the treatment of those non-earning investments.

Sources and calculations
  • Cash and equivalents vs quarterly operating cash outflow, in days of cash use $2,350,000 / ($36,880,000 / 90) = [object Object]

Market Context

Tag-specific earnings history showed an average move of 0.52% across five events. That record places...
Analysis

Tag-specific earnings history showed an average move of 0.52% across five events. That record places this quarter's mixed income, portfolio, financing, and distribution data within a varied earnings backdrop. The increase in non-earning investments warrants monitoring alongside NAV and yield.

Key Figures

Total Interest Income: $24,294 Net Investment Income: $11,005 Net Investment Income per Share: $0.49 +5 more
8 metrics
Total Interest Income $24,294 Quarter ended June 30, 2026; up 4.7% from $23,196
Net Investment Income $11,005 Quarter ended June 30, 2026; down 7.0% from prior quarter
Net Investment Income per Share $0.49 Quarter ended June 30, 2026; down 5.8% from $0.52
Cash Distribution per Share $0.45 Quarter ended June 30, 2026; unchanged quarter over quarter
Net Asset Value per Share $21.50 As of June 30, 2026; up 0.7% from $21.36
Non-Earning Investments 5 companies; $26.7 million; 3.1% Third fiscal quarter 2026; percentage of debt investments at fair value
7% Note Issue $60.0 million at 7% Notes due December 2029
Net Portfolio Appreciation $3.0 million ($0.13 per share) Third fiscal quarter 2026

Previous Earnings Reports

5 past events · Latest: May 06 (Positive)
Same Type Pattern 5 events
Date Event Sentiment 24h Move Catalyst
May 06 Q2 earnings report Positive +4.1% Quarterly income and portfolio activity accompanied a positive 24-hour price reaction.
Feb 04 Q1 earnings report Positive -5.7% Income and portfolio value increased while the stock posted a negative 24-hour reaction.
Nov 17 Q4 earnings report Positive +5.8% Quarterly and annual results accompanied a positive 24-hour price reaction.
Aug 04 Q3 earnings report Neutral -0.7% Stable quarterly performance accompanied a negative 24-hour price reaction.
Jul 31 Earnings call notice Neutral -0.9% Conference call scheduling information preceded a negative 24-hour price reaction.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Tag-specific earnings reactions were mixed, with two aligned positive reactions and three divergences.

Key Terms

form 10-q, net investment income, net unrealized appreciation, secured first lien debt
4 terms
form 10-q regulatory
"Please read the Company's Quarterly Report on Form 10-Q, filed today"
A Form 10-Q is a detailed report that publicly traded companies are required to file with regulators three times a year, providing an update on their financial health and business activities. It is important for investors because it offers timely insights into a company's performance, helping them make informed decisions about buying or selling stocks. Think of it as a regular check-up report that shows how well a company is doing.
net investment income financial
"Net investment income for the quarter ended June 30, 2026 was $11.0 million"
Net investment income is the money an investor or fund actually keeps from its investments after subtracting the costs of running those investments (like management fees, interest, and losses). Think of it as your paycheck from owning assets: gross returns minus the bills needed to earn them. Investors watch it because it shows how profitable the investment activities are, influences dividend payouts and cash available for growth, and helps compare true performance across funds or companies.
net unrealized appreciation financial
"$3.0 million of net unrealized appreciation during the quarter"
Net unrealized appreciation (NUA) is the increase in value of employer stock held inside a retirement plan, measured as the difference between the current market price and the original cost basis, after accounting for any taxes or adjustments. For investors, NUA matters because when the stock is moved out of the plan, that built-up gain can be taxed differently than regular income, similar to separating the profit on a used car from the original purchase price to decide which tax rules apply.
secured first lien debt financial
"invested a total of $25.7 million through new secured first lien debt"
Secured first lien debt is a loan that is backed by specific company assets and has the highest legal claim on those assets if the borrower cannot pay. Think of it as the first person in line with a legal right to sell pledged property to recover money owed; that priority makes it safer for lenders and important to investors because it typically means higher recovery in a default and can affect how risky other securities from the same borrower are.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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MCLEAN, VA / ACCESS Newswire / August 4, 2026 / Gladstone Capital Corporation (Nasdaq:GLAD) (the "Company") today announced earnings for its third quarter ended June 30, 2026. Please read the Company's Quarterly Report on Form 10-Q, filed today with the U.S. Securities and Exchange Commission (the "SEC"), which is available on the SEC's website at www.sec.gov and the Investors section of the Company's website at www.GladstoneCapital.com.

Summary Information (dollars in thousands, except per share data) (unaudited):

For the Quarter Ended:
June 30,
2026
March 31,
2026

Change

% Change

Total interest income

$

24,294

$

23,196

$

1,098

4.7

%

Total other income

201

2,796

(2,595

)

(92.8

)

Total expenses, net of credits

(13,490

)

(14,154

)

664

(4.7

)

Net investment income

11,005

11,838

(833

)

(7.0

)

Net investment income per common share

0.49

0.52

(0.03

)

(5.8

)

Cash distribution per common share

0.45

0.45

0.00

0.0

Net realized gain (loss)

(20

)

(570

)

550

(96.5

)

Net unrealized appreciation (depreciation)

3,014

4,779

(1,765

)

(36.9

)

Net increase (decrease) in net assets resulting from operations

13,270

15,459

(2,189

)

(14.2

)

Weighted average yield on interest-bearing investments

11.8

%

11.8

%

0.0

%

0.0

Total invested

$

82,090

$

43,560

$

38,530

88.5

Total repayments and net proceeds

40,226

46,306

(6,080

)

(13.1

)

As of:
June 30,
2026
March 31,
2026

Change

% Change

Total investments, at fair value

$

953,326

$

906,844

$

46,482

5.1

%

Fair value, as a percent of cost

98.4

%

98.0

%

0.4

%

0.4

Net asset value per common share

$

21.50

$

21.36

$

0.14

0.7

Third Fiscal Quarter 2026 Highlights:

  • Portfolio Activity: Invested $66.7 million in four new portfolio companies and $15.4 million in existing portfolio companies contributing to the net originations of $41.9 million.

  • Portfolio Yield: Maintained portfolio weighted average yield at 11.8% despite asset turnover contributing to increased net interest income.

  • Portfolio Performance: Net portfolio appreciation of $3.0 million ($0.13/share) as strong performers outnumbered decliners which included an increase in non-earning investments to five companies or $26.7 million or 3.1% of debt investments at fair value.

  • Expanded Capital Base: Closed on $60.0 million 7% note issue due December 2029 expanding Bank Line availability to more than $170 million.

Third Fiscal Quarter 2026 Results:

Interest income increased by $1.1 million, or 4.7%, for the quarter ended June 30, 2026, compared to the prior quarter ended March 31, 2026, driven primarily by an increase in the weighted average principal balance of our interest-bearing investment portfolio to $822.4 million during the quarter ended June 30, 2026, as compared to $794.0 million during the quarter ended March 31, 2026, an increase of $28.4 million, or 3.6%.

Other income decreased by $2.6 million quarter over quarter due to a one-time dividend and prepayment fee income received in the prior quarter versus no such amounts during the quarter ended June 30, 2026.

Total expenses decreased by $0.7 million, or 4.7%, quarter over quarter primarily due to a $0.8 million decrease in the net base management fee, driven by increased deal origination fees which are credited to the base management fee, and a $0.2 million decrease in the gross incentive fee, driven by lower pre-incentive fee net investment income quarter over quarter. These decreasing factors were offset by a $0.6 million increase in interest expense quarter over quarter. Interest expense on our Credit Facility increased $0.3 million quarter over quarter due to a $22.3 million increase in the weighted average balance outstanding, driven by new deal activity in the current quarter. Interest expense on our notes payable increased by $0.3 million quarter over quarter due to the issuance of our 7.0% Notes due 2029 in June 2026.

Net investment income for the quarter ended June 30, 2026 was $11.0 million, or $0.49 per share.

The net increase in net assets resulting from operations was $13.3 million, or $0.59 per share, for the quarter ended June 30, 2026, compared to $15.5 million, or $0.68 per share, for the quarter ended March 31, 2026. The current quarter increase in net assets resulting from operations was primarily driven by $11.0 million of net investment income and $3.0 million of net unrealized appreciation during the quarter.

Subsequent Events: Subsequent to June 30, 2026, the following significant events occurred:

  • Portfolio Activity:

    • In July 2026, our debt investment in Pan-Am Dental, LLC ("Pan-Am") was refinanced. Our existing debt investment totaling $23.0 million was repaid at par, and we invested a total of $25.7 million in Pan-Am through new secured first lien debt and additional equity.

    • In July 2026, our investment in Imperative Holdings Corporation paid off, which resulted in a net realized gain on our common equity and the repayment of our debt investment of $11.0 million at par.

  • Distributions and Dividends Declared:

    • In July 2026, our Board of Directors declared the following distributions to common and preferred stockholders:

Record Date
Payment Date

Distribution per Common Share

July 24, 2026
July 31, 2026

$

0.15

August 18, 2026
August 31, 2026

0.15

September 21, 2026
September 30, 2026

0.15

Total for the Quarter

$

0.45

Record Date
Payment Date

Distribution per Series A Preferred Stock

July 28, 2026
August 5, 2026

$

0.130208

August 26, 2026
September 4, 2026

0.130208

September 25, 2026
October 5, 2026

0.130208

Total for the Quarter

$

0.390624

Comments from Gladstone Capital's CEO and President, Bob Marcotte: "The combination of strong lower middle market deal flow and prevailing spreads supported a solid increase in our core net interest income last quarter and is key to sustaining our distributions and delivering strong economic returns for our shareholders over the balance of 2026."

Conference Call for Stockholders: The Company will hold its earnings release conference call on Wednesday, August 5, 2026, at 8:30 a.m. Eastern Time. Please call (866) 424-3437 to enter the conference call. An operator will monitor the call and set a queue for any questions. A replay of the conference call will be available through August 12, 2026. To hear the replay, please dial (877) 660-6853 and use playback conference number 13760770. The replay of the conference call will be available beginning approximately one hour after the call concludes. The live audio broadcast of the Company's quarterly conference call will also be available online at www.GladstoneCapital.com. The event will be archived and available for replay on the investors section of the Company's website.

About Gladstone Capital Corporation: Gladstone Capital Corporation is a publicly-traded business development company that invests in debt and equity securities, consisting primarily of secured first and second lien term loans to lower middle market businesses in the United States. Information on the business activities of Gladstone Capital and the other publicly-traded Gladstone funds can be found at www.GladstoneCompanies.com.

To obtain a paper copy of the Company's most recent Form 10-Q, please contact the Company at 1521 Westbranch Drive, Suite 100, McLean, VA 22102, ATTN: Investor Relations. The financial information above is not comprehensive and is without notes, so readers should obtain and carefully review the Company's Form 10-Q for the quarter ended June 30, 2026, including the notes to the consolidated financial statements contained therein.

Investor Relations Inquiries: Please visit www.gladstonecompanies.com or (703) 287-5893.

Forward-looking Statements:

The statements in this press release about future growth and shareholder returns are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements inherently involve certain risks and uncertainties in predicting future results and conditions. Although these statements are based on our current plans that are believed to be reasonable as of the date of this press release, a number of factors could cause actual results and conditions to differ materially from these forward-looking statements, including those factors described from time to time in our filings with the U.S. Securities and Exchange Commission. The Company undertakes no obligation to publicly release the result of any revisions to these forward-looking statements that may be made to reflect any future events or otherwise, except as required by law.

SOURCE: Gladstone Capital Corporation



View the original press release on ACCESS Newswire

FAQ

How did Gladstone Capital (GLAD) perform in Q3 2026?

Gladstone Capital reported net investment income of $11.0 million, or $0.49 per share, for Q3 2026. According to Gladstone Capital, total investments at fair value reached $953.3 million, NAV per share rose to $21.50, and portfolio yield remained 11.8%.

What happened to Gladstone Capital's net asset value per share in Q3 2026?

Gladstone Capital’s NAV per share rose to $21.50 as of June 30, 2026, up from $21.36. According to Gladstone Capital, this 0.7% increase reflected $11.0 million of net investment income and $3.0 million of net unrealized appreciation during the quarter.

What dividends did Gladstone Capital (GLAD) declare for common shareholders for Q3 2026?

Gladstone Capital declared total common distributions of $0.45 per share for the quarter following June 30, 2026. According to Gladstone Capital, these consist of three monthly payments of $0.15 per share, scheduled for July 31, August 31, and September 30, 2026, respectively.

How much did Gladstone Capital invest in new and existing portfolio companies in Q3 2026?

Gladstone Capital invested $66.7 million in four new portfolio companies and $15.4 million in existing companies in Q3 2026. According to Gladstone Capital, this produced net originations of $41.9 million, contributing to higher interest income and growth in total investments at fair value.

What are the key details of Gladstone Capital's 7% notes due 2029?

Gladstone Capital issued $60.0 million of 7% notes due December 2029 during Q3 2026. According to Gladstone Capital, this debt financing expanded availability on its Bank Line to more than $170 million, providing additional capital for portfolio growth and funding new investments.

Did Gladstone Capital's portfolio yield change in the quarter ended June 30, 2026?

Gladstone Capital’s weighted average yield on interest-bearing investments stayed at 11.8% for the quarter ended June 30, 2026. According to Gladstone Capital, this stable yield occurred despite portfolio turnover, supporting higher interest income as invested balances increased during the period.

What were the notable subsequent portfolio events after June 30, 2026 for GLAD?

After June 30, 2026, Gladstone Capital saw its $23.0 million Pan-Am Dental debt repaid and reinvested $25.7 million. According to Gladstone Capital, Imperative Holdings also fully repaid its $11.0 million debt, with a net realized gain on the common equity investment.