Happen (HAPN) will release third-quarter 2026 earnings after the market closes on October 28, 2026, and host a conference call that day.
The call begins at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time). Questions may be submitted beforehand by email or through Say Technologies, where eligible stockholders can submit and upvote questions for consideration.
Happen (HAPN) subsidiary Happen Bank has crossed $10 billion in personal loans sold through its structured loan certificate programs.
The programs, HAPS and LENDR, launched in April 2023 and June 2025, respectively. Existing marketplace investors have increased their purchases, and new investors continue to join the platform. Happen Bank says the programs provide flexible marketplace funding and help balance loan sales with balance sheet growth. HAPS combines a retained senior note with a residual certificate sold to an investor; LENDR offers multiple note tranches with Fitch credit ratings.
Happen (Nasdaq: HAPN), formerly LendingClub, reported second quarter 2026 net income of $58.1 million and record pre-tax income of $75.7 million, with diluted EPS up 52% year-over-year to $0.50. Return on equity was 15.1% and ROTCE 15.9%.
Loan originations reached $3.1 billion, up 29% year-over-year, driving total net revenue to $262.9 million, a 6% increase. Happen highlighted a $10.9 million provision benefit versus a prior-year expense and lower net charge-offs of $40.6 million. Total assets rose to $12.5 billion, deposits to $10.8 billion (88% FDIC-insured), with $4.1 billion in available liquidity and CET1 capital ratio of 16.9%.
The company completed its rebrand to Happen Bank and moved its listing to Nasdaq. It began originating home improvement loans, reported >90% automation in loan issuance, and executed $12 million of its $100 million repurchase and acquisition program (cumulative $50 million). Happen adopted fair value option accounting for new originations and guided 2026 loan originations to $12.2–$12.6 billion and full-year EPS to $1.80–$1.90.
Happen (Nasdaq: HAPN), formerly LendingClub, will release its Q2 2026 earnings after the market closes on Monday, July 27. Management will discuss results on a conference call at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time) the same day.
Analysts and eligible stockholders can submit questions in advance via email or the Say Technologies platform. A live webcast and an audio replay of the call will be available on Happen’s investor relations website.
Happen (Nasdaq:HAPN), formerly LendingClub, announced the official launch of the Happen Bank brand, a digital-first bank focused on helping members “make more happen” with their money.
The company also began trading on Nasdaq under the new HAPN ticker and confirmed all existing accounts remain unchanged.
LendingClub (NYSE:LC) will transfer its common stock listing from the NYSE to the Nasdaq Global Select Market. Trading on Nasdaq is expected to begin June 22, 2026 under the new ticker symbol HAPN, reflecting the launch and rebranding of LendingClub Bank as Happen Bank.
LendingClub highlights its evolution into a growth-oriented digital bank and its alignment with technology-focused investors. Shares will trade as LC on NYSE through market close on June 18, 2026. No shareholder action is required. The company will ring the Nasdaq Opening Bell on June 30, 2026.