Huntington Bancshares Incorporated Decreases Its Prime Rate To 6.75 Percent

Huntington Bancshares (Nasdaq: HBAN) reduced its prime rate from 7.00% to 6.75%, effective December 11, 2025.

Rhea-AI Summary

Huntington Bancshares (Nasdaq: HBAN) reduced its prime rate from 7.00% to 6.75%, effective December 11, 2025.

The release notes the prior change on October 30, 2025, when the prime rate moved from 7.25% to 7.00%.

Argus Dec 11 session

+1.99% close to close Open Argus

Details

News Market Reaction – HBAN

On Dec 11, the first trading day after this news, HBAN closed 1.99% above the previous close.

Data tracked by StockTitan Argus for the Dec 11 session.

Market Context

This announcement details another prime rate reduction, taking Huntington’s benchmark from 7.00% to ...

Analysis

This announcement details another prime rate reduction, taking Huntington’s benchmark from 7.00% to 6.75% following a prior cut from 7.25% in October. It continues a series of rate adjustments alongside strategic steps like the $7.4 billion Cadence acquisition and technology investments. Investors may watch how ongoing rate shifts affect loan pricing, deposit costs, and integration of the Cadence deal, as well as future updates on balance‑sheet trends and credit quality.

Key Figures

New prime rate: 6.75% Prior prime rate: 7.00% Prime rate change: from 7.00% to 6.75% +2 more

New prime rate

6.75%

Effective December 11, 2025

Prior prime rate

7.00%

Before December 11, 2025 change

Prime rate change

from 7.00% to 6.75%

Announced December 10, 2025

Previous change

from 7.25% to 7.00%

Effective October 30, 2025

Earlier rate level

7.25%

Before October 30, 2025

Historical Context

5 past events · Latest: Dec 01

5 events

1. Dec 01

   Conference appearance

   24h Move

   +0.1%

   Investor conference presentation on business trends and strategy.

2. Nov 18

   Client financing deal

   24h Move

   +0.3%

   HBAN-led credit facility as part of TPC’s funding package.

3. Oct 29

   Prime rate change

   24h Move

   +1.1%

   Prime rate cut from 7.25% to 7.00% effective October 30.

4. Oct 27

   Major acquisition

   24h Move

   -2.7%

   Announcement of $7.4B all‑stock acquisition of Cadence Bank.

5. Oct 23

   Product launch

   24h Move

   +1.3%

   Launch of API‑first Treasury Management Connectivity Ecosystem.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Key Terms

prime rate

1 terms

prime rate financial

"announced that its prime rate is decreasing from 7.00 percent to 6.75 percent"

The prime rate is the interest rate banks typically charge their most creditworthy customers for short-term loans and serves as a common baseline for many other interest rates. Think of it as a price tag for borrowing: when the prime rate rises, costs for business loans, mortgages and consumer credit usually go up, which can slow spending, squeeze profits and influence stock prices and interest-sensitive sectors.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

COLUMBUS, Ohio, Dec. 10, 2025 /PRNewswire/ -- Huntington Bancshares Incorporated (Nasdaq: HBAN) announced that its prime rate is decreasing from 7.00 percent to 6.75 percent, effective December 11, 2025. 

Huntington's rate last changed on October 30, 2025, decreasing from 7.25 percent to 7.00 percent. 

About Huntington 

Huntington Bancshares Incorporated is a $223 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle‐market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments, wealth management, and risk management products and services. Huntington operates more than 1,000 branches in 14 states, with certain businesses operating in extended geographies. Visit Huntington.com for more information. 

View original content to download multimedia:https://www.prnewswire.com/news-releases/huntington-bancshares-incorporated-decreases-its-prime-rate-to-6-75-percent-302638525.html

SOURCE Huntington Bancshares Incorporated

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What change did Huntington Bancshares (HBAN) announce for its prime rate on December 10, 2025?

Huntington announced its prime rate will decrease from 7.00% to 6.75%, effective December 11, 2025.

When did Huntington last change its prime rate before December 11, 2025?

The prior change occurred on October 30, 2025, when the rate decreased from 7.25% to 7.00%.

How does the December 11, 2025 prime rate for HBAN compare to the October 30, 2025 rate?

On December 11, 2025 the prime rate is 6.75%, down from 7.00% on October 30, 2025 and 7.25% prior to that.

What is the effective date of Huntington's new prime rate change announced December 10, 2025?

The new prime rate of 6.75% takes effect on December 11, 2025.

Which ticker should investors reference for Huntington Bancshares' prime rate update on December 10, 2025?

Refer to HBAN (Nasdaq) for Huntington Bancshares' prime rate update announced December 10, 2025.