Jack Henry & Associates Stock Price, News & Analysis

Jack Henry & Associates (NASDAQ: JKHY) has announced a regular quarterly cash dividend of $0.58 per share on its common stock. The dividend will be paid on June 18, 2025, to shareholders who are registered as stockholders of record by May 29, 2025. The dividend applies to the company's common stock with a par value of $0.01 per share.

Jack Henry & Associates (JKHY) reported strong Q3 FY2025 results with GAAP revenue up 8.6% to $585.1M and GAAP operating income increasing 23.8% compared to Q3 FY2024. GAAP EPS rose to $1.52 from $1.19 year-over-year. Key growth drivers included public and private cloud revenue (+12%), processing revenue (+8.9%), and card revenue (+8.1%). The company maintained solid performance across segments, with core revenue up 8.4%, payments up 7.7%, and complementary revenue up 12.2%. Operating margin improved to 23.7% from 20.8%. Cash position strengthened to $39.9M while debt decreased to $170M from $250M year-over-year. For full FY2025, JKHY expects revenue between $2,353M-$2,370M with EPS guidance of $6.00-$6.09.

Jack Henry's 2025 Strategy Benchmark survey of 149 financial executives reveals key industry priorities and trends. 76% of institutions plan to increase tech investments over the next two years, with 33% projecting 6-10% increases. Banks prioritize deposit growth and operational efficiency, while credit unions focus on efficiency and loan growth. Key concerns include fraud losses, cyber threats, and talent retention. The survey highlights strong focus on small business services, with 80% planning expansion in this sector. In payments, 89% plan to add new services, with FedNow leading priorities. Technology investments are concentrated in digital banking, cybersecurity, and AI, with credit unions maintaining strong AI focus while banks significantly increased their AI investments compared to previous year.

Jack Henry has reported its fiscal third quarter 2025 deconversion revenue of $9.6 million for the period ending March 31, 2025. The company has updated its full-year fiscal 2025 deconversion revenue guidance to range between $22 million and $28 million.

Deconversion revenue primarily occurs when a Jack Henry client is acquired by another financial institution, leading to contract termination. The company emphasizes that this revenue stream is outside their control and does not reflect their core business operations of providing services to clients. As such, Jack Henry excludes deconversion revenue from non-GAAP revenue in their quarterly and annual earnings releases.

This forward-looking statement is subject to inherent risks and uncertainties that could affect actual results, as detailed in Jack Henry's SEC filings, particularly under the Risk Factors section.

Posh AI has joined the Jack Henry Vendor Integration Program (VIP), enabling integration with the Symitar platform. This partnership allows Posh AI's conversational and generative AI platform to seamlessly connect with Symitar through SymXchange, a services-based interface that provides secure access to core banking data and business rules.

The integration benefits financial institutions by providing:

• Real-time FAQ answers and secure banking operations
• Direct technical support channel
• Streamlined setup and maintenance
• Easy access to test environments

According to Kathy Sianis, VP of Strategic Relationships, this integration enables quick deployment of AI assistants for enhanced member service. The VIP program eliminates intermediary steps by providing vendors direct access to Jack Henry's resources, though program inclusion does not constitute product endorsement.

Jack Henry & Associates (NASDAQ: JKHY) has announced its upcoming third quarter 2025 earnings communication schedule. The company will host a live webcast of its earnings conference call on May 7, 2025, at 7:45 a.m. Central (8:45 a.m. Eastern).

The earnings press release will be issued after market close on May 6, 2025. Investors can access the webcast through www.jackhenry.com, with login recommended 10 minutes before the call. For direct dial-in, US participants can call 833-630-0605, while international participants should dial +1 412-317-1830.

An archived replay will be available on the company website approximately one hour after the live call, with an alternative replay option available at 877-344-7529 (conference ID: 8688144). Additionally, JKHY will release its Q3 2025 deconversion revenue results separately on April 30, 2025, after market close.

Jack Henry (Nasdaq: JKHY) announced that BrightStar Credit Union (BSCU) has selected its Symitar® platform and complementary products to enhance member experiences and support growth. BSCU, a South Florida credit union with nearly 60,000 members and $948 million in assets, chose Jack Henry for its functionality and user-friendly infrastructure.

The credit union is transitioning from an in-house core to Jack Henry's private cloud environment to improve operational efficiency. BSCU will implement Jack Henry Financial Crimes Defender™ to enhance security and fraud prevention, replacing manual methods. Additionally, the credit union will add faster payments capabilities through RTP® network and FedNow℠ Service via JHA PayCenter™ to modernize payment experiences.

Jack Henry (JKHY) has launched entries for its 2025 Cobalt Awards program, running through May 12. The awards recognize innovation and community impact across three categories:

• The Barrier Breaker - for banks and credit unions removing financial health obstacles
• The Changemaker - for institutions leveraging technology efficiently
• The Integrator - for fintechs improving user experience

Winners will receive a $10,000 charity donation, free registration and travel to Jack Henry Connect 2025 in San Diego (for banks/credit unions), or free premium booth placement (for fintechs). Eligible participants must be existing Jack Henry customers using at least one company solution, while fintech entrants must be part of Jack Henry's ecosystem through the Developer Toolkit or Vendor Integration Program.

Jack Henry (JKHY) has integrated Extole's Refer-a-Friend solution into its digital banking platform, expanding its fintech ecosystem that serves approximately 7,500 financial institutions. The integration, built using the Banno Digital Toolkit, enables banks to embed automated referral programs directly into their digital banking experience.

The collaboration allows financial institutions to leverage Extole's platform features including real-time reward engines for high-value actions, personalized experiences across deposits, credit, and mortgage products, analytics, campaign management tools, and A/B testing capabilities. The integration aims to help banks and credit unions drive customer acquisition, increase deposits, and enhance digital engagement through personalized referral programs.