LendingClub Schedules Fourth Quarter and Full Year 2025 Earnings Release and Conference Call
Rhea-AI Summary
LendingClub (NYSE: LC) will report fourth quarter and full year 2025 results after market close on Wednesday, Jan. 28, 2026. A conference call to discuss results is scheduled for 2:00 p.m. PT / 5:00 p.m. ET the same day.
Shareholders and analysts may submit questions by email to ir@lendingclub.com by 12:00 p.m. PT on Jan. 27, 2026, or submit and upvote questions via Say Technologies beginning Jan. 19, 2026. A live webcast will be available at the company investor site and requires registration; an audio archive will be posted after the call.
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News Market Reaction – LC
On the day this news was published, LC gained 3.87%, reflecting a moderate positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
LC slipped 1.38% while key regional bank peers like FCF, CASH, OFG, and NWBI were modestly positive and VBTX was slightly negative, pointing to a stock-specific move rather than a sector-wide shift.
Historical Context
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Nov 05 | Buyback authorization | Positive | +7.8% | Board approved up to <b>$100M</b> common stock repurchase program through 2026. |
| Nov 05 | Market expansion deal | Positive | +7.8% | Expansion into <b>$500B</b> home improvement financing via partnership and tech acquisition. |
| Oct 22 | Q3 2025 earnings beat | Positive | -1.2% | Record pre-tax income and strong revenue/originations growth with robust liquidity profile. |
| Oct 21 | Investor Day announcement | Positive | +2.2% | Scheduled Nov 5 Investor Day to outline strategy, growth initiatives, and long-term goals. |
| Oct 06 | Earnings call scheduling | Neutral | +0.3% | Set Q3 2025 earnings release and call date with details on analyst Q&A process. |
Strategic and capital return announcements have drawn stronger positive reactions than even record quarterly earnings, while routine event scheduling tends to see modest, mixed moves.
Over the last few months, LendingClub reported record Q3 2025 pre-tax income of $57.2M with net income of $44.3M and strong growth in originations and revenue, yet the stock fell 1.2% on that earnings release. In contrast, the $100M repurchase authorization and expansion into a $500B home improvement market on Nov 5, 2025 each coincided with a 7.83% gain. Investor Day and prior earnings-call scheduling in October 2025 saw more muted moves, suggesting routine calendar announcements draw limited reaction.
Market Pulse Summary
This announcement sets the timeline for LendingClub’s Q4 and full year 2025 earnings, with results due after market close on Jan 28, 2026 and a call at 2:00 p.m. PT. It continues a regular pattern of quarterly scheduling releases tagged “conferences,earnings,” which historically saw an average move of 2.59%. Investors watching this event may focus on how upcoming results build on record Q3 2025 performance and recent strategic and capital return actions.
AI-generated analysis. Not financial advice.
Submission of Conference Call Questions
In addition to questions asked live by analysts during the call, the company will also accept for consideration questions submitted via email prior to 12:00 p.m. Pacific Time (3:00 p.m. Eastern Time) on Tuesday, Jan. 27, 2026. Please email questions to ir@lendingclub.com.
Additionally, LendingClub will offer the opportunity to submit and upvote questions via the Say Technologies platform. Beginning Monday, Jan. 19, 2026, eligible stockholders may submit and vote on questions, with the most upvoted questions considered for inclusion during the call. Additional details and the submission link will be available at https://app.saytechnologies.com/lendingclub-2025-q4.
Webcast Information
A live webcast of the call will be available at http://ir.lendingclub.com under the Events & Presentations menu. To listen to the call, register using this link: https://events.q4inc.com/attendee/908793751 ten minutes prior to 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time).
Replay
An audio archive of the call will be available at http://ir.lendingclub.com.
About LendingClub
LendingClub is reimagining what a bank can be by building our business around a simple belief: when our members win, we win. Leveraging innovative technology and engaging mobile-first experiences, our integrated suite of financial products helps people keep more of what they earn and earn more on what they save. Our 5+ million members love us for providing quick and easy access to affordable credit and rewarding their smart financial choices, like making on-time payments, saving regularly, and taking control of debt.
Getting credit right is a key driver of our success. Our advanced underwriting models are informed by over 150 billion cells of proprietary data, derived from tens of millions of repayment events across economic cycles. Our leading credit expertise combined with our resilient bank foundation, capital-light loan marketplace, decades of lending experience, and talented team have enabled us to deliver lasting value to members, loan investors, and shareholders alike. And we're just getting started.
LendingClub Corporation (NYSE: LC) is the parent company and operator of LendingClub Bank, National Association, Member FDIC. For more information about LendingClub, visit https://www.lendingclub.com.
CONTACT:
For Investors: IR@lendingclub.com
Media Contact: Press@lendingclub.com
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SOURCE LendingClub Corporation
FAQ
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