LM Funding America Announces January 2026 Production and Operational Update

Rhea-AI Summary

LM Funding America (NASDAQ: LMFA) reported a January 2026 operational update: it held 364.1 BTC valued at approximately $29.1 million (about $1.361 per share) as of January 31, 2026. The company mined 7.8 BTC in January and reported an energized hashrate of 0.77 EH/s.

LM Funding forecasted energy and curtailment sales of roughly $315,000 for January (about 4.0 BTC), noted temporary curtailment during Winter Storm Fern, and brought a second immersion container in Oklahoma online.

Positive

• Bitcoin treasury of 364.1 BTC valued at $29.1M
• January mining increased to 7.8 BTC (from 7.5 BTC in December)
• Forecasted $315,000 energy and curtailment sales (~4.0 BTC)
• Energized hashrate rose to 0.77 EH/s and second immersion container added in Oklahoma

Negative

• Market price per share $0.40 versus Bitcoin value per share $1.361 suggests substantial market discount
• No Bitcoin sales or purchases recorded in January (potentially limiting liquidity actions)

News Market Reaction

-9.06%

26 alerts

-9.06% News Effect

+14.7% Peak Tracked

-3.4% Trough Tracked

-$516K Valuation Impact

$5M Market Cap

1.2x Rel. Volume

On the day this news was published, LMFA declined 9.06%, reflecting a notable negative market reaction. Argus tracked a peak move of +14.7% during that session. Argus tracked a trough of -3.4% from its starting point during tracking. Our momentum scanner triggered 26 alerts that day, indicating elevated trading interest and price volatility. This price movement removed approximately $516K from the company's valuation, bringing the market cap to $5M at that time.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Bitcoin treasury: 364.1 BTC Treasury value: $29.1 million Per-share BTC value: $1.361 per share +5 more

8 metrics

Bitcoin treasury 364.1 BTC Holdings as of January 31, 2026

Treasury value $29.1 million Estimated value of 364.1 BTC on January 31, 2026

Per-share BTC value $1.361 per share Estimated value of Bitcoin holdings as of January 31, 2026

Bitcoin mined January 7.8 BTC Net Bitcoin mined in January 2026

Energy and curtailment sales $315,000 Forecast January 2026 sales, described as equivalent to nearly 4.0 BTC

Bitcoin reference price $79,960 Bitcoin price used to value holdings on January 31, 2026

LMFA stock price $0.40 LMFA share price as of January 30, 2026 close

Energized hashrate 0.77 EH/s Total energized hashrate in January 2026

Market Reality Check

Price: $0.3267 Vol: Volume 226,500 is below t...

low vol

$0.3267 Last Close

Volume Volume 226,500 is below the 20-day average of 429,828 (relative volume 0.53). low

Technical Shares at $0.3189 are trading below the $1.41 200-day moving average, near the 52-week low of $0.315 and far from the $5.14 52-week high.

Peers on Argus

LMFA is down 5.82% while key peers are mixed: PT up 16.19%, SNTG down 1.85%, DXF...

LMFA is down 5.82% while key peers are mixed: PT up 16.19%, SNTG down 1.85%, DXF down 2.4%, FOA down 2.15%, and PMTS flat. The combination of a notable LMFA decline with divergent peer moves points to a stock-specific reaction rather than a broad industry move.

Historical Context

5 past events · Latest: Jan 20 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Jan 20	Hashrate expansion	Positive	-8.1%	Second Oklahoma immersion unit energized, adding ~35 PH/s and boosting hashrate.
Jan 07	Monthly production	Positive	-3.5%	Record 7.5 BTC mined, BTC purchases to 356.3 BTC, higher treasury value.
Dec 19	Registered offering	Negative	-16.7%	Registered direct equity and warrant offering for ~$6.5M gross proceeds.
Dec 18	Capacity addition	Positive	-2.5%	First Oklahoma immersion unit energized, adding ~35 PH/s and raising BTC value.
Dec 04	Monthly update	Positive	-0.2%	November mining update with 6.9 BTC mined and 301.8 BTC HODL value disclosed.

Pattern Detected

Recent history shows LMFA often trading lower after generally positive operational or treasury updates, while clearly dilutive or financing-related news has also coincided with sharp declines.

Recent Company History

Over the past few months, LM Funding has repeatedly highlighted growth in its Bitcoin mining footprint and treasury. Updates in November, December, and January detailed rising BTC HODL, expanding energized hashrate, and Oklahoma immersion build-out, yet each drew modestly negative price reactions. A Dec 19 registered direct offering for about $6.5 million and associated warrant repricing also pressured the stock. Today’s January 2026 production update continues this pattern of operational progress against a weak share price backdrop.

Regulatory & Risk Context

Active S-3 Shelf

Shelf Active

Active S-3 Shelf Registration 2025-10-10

An amended Form S-3/A shelf registration filed on 2025-10-10 registers shares for resale by existing holders. The company indicates it will not receive proceeds from these resales. The shelf has seen at least 1 usage via a 424B5 prospectus on 2025-10-29, and remains effective through its stated expiration.

Market Pulse Summary

The stock moved -9.1% in the session following this news. A negative reaction despite operational gr...

Analysis

The stock moved -9.1% in the session following this news. A negative reaction despite operational growth fits a pattern where LM Funding’s stock has often traded lower following positive mining or treasury updates, as seen in several prior months. The presence of an amended Form S-3/A resale shelf and recent financing history may weigh on sentiment. Past behavior suggests that even higher hashrate and BTC holdings have not guaranteed supportive price action for the shares.

Key Terms

bitcoin treasury, bitcoin mining, hashrate, immersion container, +2 more

6 terms

bitcoin treasury financial

"LM Funding, a Bitcoin treasury and mining company, today announced..."

A bitcoin treasury is a collection of bitcoin holdings owned by a company or organization, similar to how a savings account stores money. It represents a strategic reserve of digital currency that can be used for investments, operational costs, or future growth. For investors, a bitcoin treasury can signal financial strength or a company's confidence in cryptocurrencies as part of its long-term plans.

bitcoin mining technical

"announced its preliminary, unaudited Bitcoin mining and operational update..."

Bitcoin mining is the process of using computers to solve complex puzzles that verify and add transactions to Bitcoin’s public ledger; successful miners are rewarded with newly created bitcoins and transaction fees. It matters to investors because mining controls how new coins enter circulation, affects the security and reliability of the network, and creates a business model exposed to electricity costs, hardware investment and the coin’s market price—factors that influence profitability and company valuations.

hashrate technical

"- Hashrate (EH/s 2 )"

Hashrate is a measure of how quickly a computer network can process and verify transactions, often expressed as the number of calculations it can perform in a second. Think of it like the engine power of a car; the higher the hashrate, the more work the network can do in a given time. For investors, a higher hashrate generally indicates a more secure and robust network, which can influence confidence and the value of related digital assets.

immersion container technical

"as we brought our second immersion container in Oklahoma online"

An immersion container is a sealed vessel or tank designed to hold liquid so products, components or samples can be fully submerged for processes like cleaning, sterilizing, testing, or cooling—think of it as an industrial bathtub. For investors, its presence or use can signal manufacturing capability, regulatory compliance, product testing maturity, or operational costs and efficiency; changes in its use often reflect capital investment, quality control improvements, or shifts in production methods.

curtailment technical

"energy and curtailment sales have effectively no associated marginal costs"

Curtailment is when a company or operation is forced to reduce or temporarily stop an expected activity—such as production, deliveries, services, or benefit payments—often because of limits like regulations, supply shortages, grid constraints, or cost controls. For investors it matters because curtailment usually lowers revenue, delays cash flow, and signals added operational or regulatory risk; think of it like turning down a faucet that was expected to supply steady cash, reducing the flow into the business.

bitcoin hodl financial

"- Bitcoin HODL | 356.3 3 | 364.1 3"

"Bitcoin HODL" describes the act of holding onto Bitcoin investments for the long term instead of selling during market ups and downs. It reflects a mindset of patience and confidence, similar to keeping a valuable item safe rather than trading it frequently. This approach matters to investors because it aims to preserve potential future gains by ignoring short-term price fluctuations.

AI-generated analysis. Not financial advice.

- Bitcoin treasury as of January 31, 2026 was 364.1 BTC valued at $29.1 million or $1.36 per share¹

TAMPA, Fla., Feb. 05, 2026 (GLOBE NEWSWIRE) -- LM Funding America, Inc. (NASDAQ: LMFA) (“LM Funding” or the “Company”), a Bitcoin treasury and mining company, today announced its preliminary, unaudited Bitcoin mining and operational update for the month ended January 31, 2026.

Metric	December 2025	January 2026
- Bitcoin2
- Mined, net	7.5	7.8
- Sold	-	-
- Purchased	47.0	-
- Service Fee	-	-
- Bitcoin HODL	356.33	364.13
- Machines2
- Oklahoma	4,480	4,608
- Mississippi	2,378	2,378
- Storage	365	237
- Total Machines	7,223	7,223
- Hashrate (EH/s2)
- Oklahoma	0.52	0.54
- Mississippi	0.23	0.23
- Energized	0.75	0.77

“In January, our power assets demonstrated the flexibility and resilience of our operating model,” said Bruce Rodgers, Chairman and CEO of LM Funding. “During Winter Storm Fern, we proactively redirected power back to the grid to support local energy needs and help stabilize the grid during a critical period. As a result, we generated over a quarter’s worth of our average energy and curtailment sales in a single weekend and are forecasting sales of approximately $315,000 for the month, equivalent to nearly 4.0 Bitcoin.”

“Even with a weekend of curtailment during Winter Storm Fern, we increased our total Bitcoin production for the month as we brought our second immersion container in Oklahoma online,” said Ryan Duran, President of USDM. “Importantly, our energy and curtailment sales have effectively no associated marginal costs and offsets any potential lost mining revenue.”

The Company estimates that the value of its 364.1 Bitcoin holdings on January 31, 2026, was approximately $29.1 million or $1.36¹ per share, based on a Bitcoin price of approximately $79,960 as of January 31, 2026, compared to a stock share price of $0.40 as of January 30, 2026 close.

About LM Funding America
LM Funding America, Inc. (Nasdaq: LMFA), operates as a Bitcoin treasury and mining company. The Company was founded in 2008 and is based in Tampa, Florida. The Company also operates a technology-enabled specialty finance business that provides funding to nonprofit community associations primarily in the State of Florida. For more information, please visit https://www.lmfunding.com.

Forward-Looking Statements
This press release may contain forward-looking statements made pursuant to the Private Securities Litigation Reform Act of 1995. Words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “plan,” and “project” and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties. Some of these risks and uncertainties are identified in the Company's most recent Annual Report on Form 10-K and its other filings with the SEC, which are available at www.sec.gov. These risks and uncertainties include, without limitation, the risks of operating in the cryptocurrency mining business, our limited operating history in the cryptocurrency mining business and our ability to grow that business, the capacity of our Bitcoin mining machines and our related ability to purchase power at reasonable prices, our ability to identify and acquire additional mining sites, the ability to finance our site acquisitions and cryptocurrency mining operations, our ability to acquire new accounts in our specialty finance business at appropriate prices, changes in governmental regulations that affect our ability to collect sufficient amounts on defaulted consumer receivables, changes in the credit or capital markets, changes in interest rates, and negative press regarding the debt collection industry. The occurrence of any of these risks and uncertainties could have a material adverse effect on our business, financial condition, and results of operations.

For investor and media inquiries, please contact:

Investor Relations
Orange Group
Yujia Zhai
LMFundingIR@orangegroupadvisors.com

                                                               

¹Bitcoin treasury calculated using 364.1 Bitcoin held as of 01/31/26 and Bitcoin price of approximately $79,960 as of 01/31/26. Bitcoin per share calculated using 21,455,892 diluted shares outstanding as of 01/31/26 which includes 15,264,892 shares outstanding and 6,191,000 warrants with an exercise price of $0.001 per share as of 01/31/26.
²Unaudited

FAQ

How many Bitcoin did LMFA hold as of January 31, 2026?

LMFA held 364.1 BTC as of January 31, 2026. According to the company, that holding was valued at approximately $29.1 million, equal to about $1.361 per share using a $79,960 BTC price.

What was LMFA's Bitcoin production in January 2026 (LMFA)?

LMFA mined 7.8 BTC in January 2026. According to the company, production rose from 7.5 BTC in December and benefitted from bringing a second immersion container online.

What energy sales did LM Funding (LMFA) forecast for January 2026?

The company forecasted roughly $315,000 in energy and curtailment sales for January 2026. According to the company, that amount is equivalent to nearly 4.0 BTC and had minimal marginal cost.

What was LMFA's energized hashrate and machine count in January 2026?

LMFA reported an energized hashrate of 0.77 EH/s and a total of 7,223 machines in January 2026. According to the company, Oklahoma capacity increased while total machine count remained at 7,223.

How does LMFA's stock price compare to its Bitcoin value per share as of January 2026?

LMFA closed at $0.40 per share on January 30, 2026, versus a Bitcoin-derived value of about $1.361 per share. According to the company, this shows the equity traded at a significant discount to BTC assets.