Mercury Insurance Encourages Simple Home Security Resolutions for the New Year

Rhea-AI Summary

Mercury Insurance (NYSE: MCY) on Jan 6, 2026 urged homeowners to adopt simple, low-cost home security habits to reduce preventable losses after the holidays. Recommended actions include checking exterior door and window locks, using motion-sensor or timer lighting, keeping valuables out of sight, collecting packages promptly, and securing gates and garages. Mercury emphasizes consistency over expensive systems and encourages treating security as an ongoing practice to lower opportunity-driven theft risk.

Market Reality Check

$89.35 Last Close

Volume Volume 190,273 is at 87% of the 20-day average, indicating typical trading interest ahead of this general-awareness release. normal

Technical Shares at $90.52 are trading above the 200-day MA of $72.99, near the upper half of the 52-week range.

Peers on Argus

MCY was down 1.36% while peers were mixed: SIGI +2.85%, WTM +1.28%, KMPR +1.48%, LMND +0.20%, and HGTY -2.83%, suggesting stock-specific rather than sector-driven trading.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Dec 30	Risk awareness tips	Neutral	+0.0%	Guidance on late‑December risks for homeowners and drivers.
Dec 23	Holiday safety tips	Neutral	-0.4%	Home safety checklist framed around holiday season activities.
Dec 22	Fire risk guidance	Positive	+1.8%	Steps to reduce holiday light and fire hazards for homeowners.
Dec 19	Driver safety gifts	Positive	+0.5%	Promoting safety‑focused gift ideas for drivers and vehicles.
Dec 18	Product expansion	Positive	-0.5%	Expansion of umbrella insurance in Virginia and higher liability trends.

Pattern Detected

Recent homeowner safety and education releases have produced small, mostly aligned price moves, with one mild divergence on a product-expansion update.

Recent Company History

Over the last few weeks, Mercury Insurance has focused on consumer safety and risk awareness, issuing multiple homeowner and driver guidance releases between Dec 18–30, 2025. These articles covered holiday travel, home‑safety tips, and decoration fire risks, with modest price reactions between about -0.45% and +1.77%. Alongside this, the company reported strong Q3 2025 results with net income of $280.4 million and diluted EPS of $5.06. Today’s New Year security‑habits message continues the consumer‑education theme rather than signaling a new financial or regulatory development.

Market Pulse Summary

This announcement promotes simple, low‑cost home‑security habits rather than unveiling new products or financial metrics. It extends Mercury’s recent series of consumer safety communications seen in late 2025, positioning the company as a risk‑awareness resource for homeowners. In context of previously reported Q3 2025 net income of $280.4 million and diluted EPS of $5.06, this release functions as brand and risk‑management reinforcement, not a direct earnings or regulatory catalyst.

Key Terms

underwriting financial

""said Larry Anderson, Director of Underwriting Operations at Mercury Insurance""

Underwriting is the process where a financial institution agrees to buy and then resell new stocks or bonds to investors. It matters because it helps companies raise money quickly and smoothly, while the bank takes on the risk of selling those securities at the agreed price. Think of it like a booker guaranteeing to sell all tickets for a concert before opening the doors.

AI-generated analysis. Not financial advice.

Consistency – Not Costly Gadgets – Can Help Reduce Preventable Losses in 2026

LOS ANGELES, Jan. 6, 2026 /PRNewswire/ -- As the New Year begins, many homeowners are setting resolutions focused on health, finances and organization. Mercury Insurance (NYSE: MCY) encourages adding one more goal to the list: building smarter, more consistent home security habits that help reduce preventable losses.

The weeks following the holidays often bring increased theft risk as homes contain newly gifted electronics, packages and other high-value items. At the same time, routines tend to reset in January—making it an ideal moment to establish practical security habits that last all year.

"Home security doesn't have to start with expensive systems or the latest technology," said Larry Anderson, Director of Underwriting Operations at Mercury Insurance. "In our experience, the most effective protection comes from simple, consistent actions—locking doors, using lighting strategically and being mindful of daily routines."

Mercury recommends homeowners focus on low-cost improvements and everyday behaviors that can make a meaningful difference, including ensuring exterior doors and windows have functioning locks, using motion-sensor or timer-based lighting, and keeping valuables out of plain sight. Small habits, such as collecting packages promptly and securing side gates or garages, can also help reduce opportunity-driven losses.

"Security is really about reducing opportunity," Anderson said. "When a home looks occupied and cared for, it's far less likely to become a target. That kind of consistency pays off over time."

As part of a broader risk-awareness mindset, Mercury encourages homeowners to treat security as an ongoing practice rather than a one-time purchase.

About Mercury Insurance

Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier predominantly offering personal auto, homeowners, renters and commercial insurance through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as auto insurance in Florida. Mercury writes other lines of insurance in various states, including commercial, business owners and business auto, landlord, home-sharing, ride-hailing and mechanical protection insurance.

Since 1962, Mercury has provided customers with tremendous value for their insurance dollar by pairing ultra-competitive rates with excellent customer service, through more than 4,200 employees and a network of more than 6,340 independent agents in 11 states. Mercury has earned an "A" rating from A.M. Best, as well as "Best Auto Insurance Company" designations from Forbes and Insure.com. For more information visit www.MercuryInsurance.com or follow the company on X, Instagram or Facebook.

View original content to download multimedia:https://www.prnewswire.com/news-releases/mercury-insurance-encourages-simple-home-security-resolutions-for-the-new-year-302653628.html

SOURCE Mercury Insurance

FAQ

What home security habits did Mercury Insurance (MCY) recommend on Jan 6, 2026?

Mercury recommended checking locks, using motion-sensor or timer lighting, hiding valuables, collecting packages promptly, and securing gates and garages.

How does Mercury Insurance (MCY) say homeowners can reduce post-holiday theft risk in 2026?

By adopting consistent, low-cost actions—locking doors, using lighting strategically, and avoiding visible valuables—to reduce opportunity for thieves.

Does Mercury Insurance (MCY) recommend expensive security systems in its Jan 6, 2026 guidance?

No; Mercury emphasizes simple, consistent behaviors and low-cost improvements rather than starting with costly systems.

Why did Mercury Insurance (MCY) issue home security tips for January 2026?

Because routines reset after holidays and homes often contain new high-value items, increasing theft risk—January is a good time to form lasting security habits.

Are Mercury Insurance's (MCY) Jan 6, 2026 tips actionable for renters as well as homeowners?

Yes; recommendations like locking doors, using timer lighting, and securing visible valuables apply to both renters and homeowners.

Will following Mercury Insurance (MCY) security tips affect insurance coverage or premiums?

The announcement frames the tips as risk-reduction habits; it does not state direct changes to coverage or premium rates.