Metaguest.AI Announces Final Closing Under $1,000,000 Secured Loan Facility

Metaguest.AI (OTCQB: MGSTF) announced the final closing under a secured loan facility of up to $1,000,000, originally launched May 9, 2025.

Rhea-AI Summary

Metaguest.AI (OTCQB: MGSTF) announced the final closing under a secured loan facility of up to $1,000,000, originally launched May 9, 2025. This closing added $34,000 in gross proceeds, bringing total funds raised under the program to $451,000.

Each loan carries 12% annual interest and a 12% loan advance fee payable in Class A common shares at a deemed price of $0.10 per share; this closing issues 40,800 shares to satisfy the fee. Loans are secured by a general security agreement, rank pari passu with existing secured obligations, and have a 12‑month term extendable six months at Metaguest's option. Management says proceeds supported operations and product deployment.

Positive

• Finalized 2025 secured financing program
• Gross proceeds increased by $34,000 in final closing
• Total funds raised under program: $451,000
• Proceeds supported ongoing operations and product deployment

Negative

• Loans carry a 12% annual interest rate
• 12% loan advance fee paid in shares causes dilution
• Loans are secured and rank pari passu with existing debt
• 12‑month term creates short‑term refinancing risk

Market Context

This announcement marks the final closing of Metaguest.AI’s $1,000,000 secured loan facility, bringi...

Analysis

This announcement marks the final closing of Metaguest.AI’s $1,000,000 secured loan facility, bringing total funds raised in 2025 to $451,000 to support operations and deployment of its AI platform. The loans carry 12% interest plus a 12% equity-based advance fee and are secured against company assets with a 12-month term and 6-month extension option. Investors may watch future financing plans, debt levels, and any further share issuances tied to funding.

Key Figures

Secured loan facility size: $1,000,000 Total funds raised: $451,000 Final closing proceeds: $34,000 +5 more

Secured loan facility size

$1,000,000

Maximum size of secured loan facility

Total funds raised

$451,000

Total raised under 2025 secured loan facility

Final closing proceeds

$34,000

Gross proceeds from final closing of facility

Interest rate

12% per annum

Interest on each loan under the facility

Loan advance fee

12%

Loan advance fee payable in Class A Common Shares

Deemed share price

$0.10 per share

Price for issuing Class A Common Shares as loan fee

Shares issued for fee

40,800 shares

Class A Common Shares for loan advance fee in this closing

Loan term

12 months + 6-month option

Initial term with extension option at Metaguest's option

Key Terms

secured loan facility, general security agreement, secured obligations

3 terms

secured loan facility financial

"announced today the final closing of its secured loan facility of up to $1,000,000"

A secured loan facility is a line of credit or loan backed by specific company assets—such as property, equipment, or accounts receivable—that the lender can claim if the borrower fails to repay. For investors, it matters because secured borrowing usually lowers a company’s borrowing cost and gives lenders priority if trouble occurs, affecting the company’s financial flexibility and the relative safety of different claims on its cash and assets.

general security agreement financial

"The loans are secured by a general security agreement over the Company's assets"

A general security agreement is a legal contract where a borrower gives a lender a claim on most or all of the borrower’s assets—present and future—as collateral for a loan, like pledging a lien over your belongings to reassure the lender you’ll repay. It matters to investors because it determines who gets paid first if a company struggles or goes bankrupt, which affects the risk, potential recovery on loans and the company’s ability to borrow more.

secured obligations financial

"rank pari passu with existing secured obligations, and carry a 12-month term"

Secured obligations are debts or promises to pay that are backed by specific collateral—assets a borrower agrees a lender can take if payments aren’t made. For investors, secured obligations matter because they usually carry lower risk and higher recovery priority than unsecured debts: think of them like a mortgage or pawned item where the lender has a claim on a particular asset, improving the chance of getting paid if the borrower runs into trouble.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Toronto, Ontario--(Newsfile Corp. - December 3, 2025) - Metaguest.AI Incorporated (CSE: METG) (OTCQB: MGSTF) ("Metaguest" or the "Company") an AI technology company transforming the hospitality sector through intelligent guest engagement, announced today the final closing of its secured loan facility of up to $1,000,000 (the "Facility"), originally announced on May 9, 2025 and reaffirmed throughout the year.

The Company has completed a final closing under this Facility, adding $34,000 in gross proceeds and bringing total funds raised under the program to $451,000. This closing marks the completion of Metaguest's 2025 secured debt financing initiative, which has supported ongoing operations and product deployment across the Company's AI-driven platform.

Each loan under the Facility bears interest at 12% per annum and includes a 12% loan advance fee, payable in Class A Common Shares of Metaguest at a deemed price of $0.10 per share. The loan advance fee for this closing will be satisfied through the issuance of 40,800 Class A Common Shares. The loans are secured by a general security agreement over the Company's assets, rank pari passu with existing secured obligations, and carry a 12-month term, extendable for an additional six months at Metaguest's option.

"This final closing allows us to conclude our 2025 secured financing program and move forward with clarity into our next operating phase," said Colin Keddy, Director of Metaguest.AI. "We appreciate the continued support of our investors as we advance our platform and customer deployments."

For more information about investing with Metaguest.AI, please contact Colin Keddy, Director at colin@metaguest.ai

About Metaguest.AI Incorporated

Metaguest.AI is a next-generation technology company focused on enhancing the guest experience through advanced AI solutions. Its flagship platform provides an end-to-end guest engagement ecosystem, covering everything from pre-arrival to post-departure. Features include on-property e-commerce with digital payments, real-time service requests, mobile check-out, personalized in-room controls, local experience and event bookings, and a multilingual virtual concierge—all accessible without downloading an app or visiting a website. Hotels, resorts, and short-term rental operators use Metaguest to boost efficiency, drive incremental revenue, and elevate customer satisfaction.

For more information about Metaguest and its innovative digital concierge services, please visit http://www.metaguest.ai or please contact:

Antonio Comparelli, Chief Executive Officer
Email: investors@metaguest.ai
Tel: 416-720-8677

Robert Lelovic, Chief Financial Officer
Email: robert@metaguest.ai
Tel: 416-302-0779

Neither the CSE nor its Regulation Services Provider (as that term is defined in the policies of the CSE) accepts responsibility for the adequacy or accuracy of this release.

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/276801

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Metaguest.AI (MGSTF) announce on December 3, 2025?

Metaguest announced the final closing of its secured loan facility, adding $34,000 and bringing total program proceeds to $451,000.

How are loan fees being paid for the MGSTF secured loans?

Loan advance fees of 12% are payable in Class A common shares at a deemed price of $0.10 per share; this closing issued 40,800 shares.

What are the interest rate and term for Metaguest.AI's (MGSTF) secured loans?

Each loan bears 12% annual interest and a 12‑month term, extendable six months at the company's option.

How much total funding has Metaguest.AI (MGSTF) raised under the 2025 facility?

The company has raised a total of $451,000 under the 2025 secured loan program.

Do the MGSTF loans have collateral or seniority terms?

Loans are secured by a general security agreement and rank pari passu with existing secured obligations.