Metaguest.AI Secured Debt Financing Closing November 24 - Final Tranche Under $1,000,000 Facility

Rhea-AI Summary

Metaguest.AI (OTCQB: MGSTF) announced that a secured loan facility of up to $1,000,000 will close on November 24, 2025, marking the final tranche available to qualified investors.

Each loan under the Facility carries 12% annual interest, a 12% loan advance fee payable in Class A common shares at a deemed price of $0.10 per share, and a 12-month term extendable by six months at the company's option. Loans are secured by a general security agreement and rank pari passu with existing secured obligations. Proceeds are for general working capital and business development as Metaguest scales its AI hospitality platform across North America and internationally.

Positive

• Up to $1,000,000 secured funding available
• Loans include a 12-month term with six-month extension
• Financing supports working capital and commercial expansion

Negative

• 12% advance fee payable in shares at $0.10 (share dilution)
• 12% annual interest rate increases financing cost
• Loans rank pari passu with existing secured obligations

Toronto, Ontario--(Newsfile Corp. - October 27, 2025) - Metaguest.AI Incorporated (CSE: METG) (OTCQB: MGSTF) ("Metaguest" or the "Company"), an AI technology company transforming the hospitality sector through intelligent guest engagement, announces that its secured loan facility of up to $1,000,000 (the "Facility") will close on November 24, 2025.

This marks the final opportunity for qualified investors to participate under the current Facility. The Facility, originally announced on May 9, 2025, and subsequently reaffirmed on June 23, 2025, and September 18, 2025, continues to support the Company's expansion and commercial initiatives as it scales its AI platform across North America and internationally.

Each loan under the Facility bears interest at 12% per annum and includes a 12% loan advance fee, payable in Class A Common Shares of Metaguest at a deemed price of $0.10 per share. The loans are secured by a general security agreement over the Company's assets, rank pari passu with existing secured obligations, and carry a 12-month term extendable for six months at Metaguest's option. Proceeds will be used for general working capital and business development initiatives as the Company continues expanding its AI hospitality platform in North America and abroad.

"This final tranche represents the culmination of our 2025 financing program," said Colin Keddy, Director of Metaguest.AI. "We're grateful for the support of our investors to date and look forward to completing this round as we enter our next phase of growth and commercial deployment."

For more information about investing with Metaguest.AI, please contact Colin Keddy, Director at colin@metaguest.ai.

About Metaguest.AI Incorporated

Metaguest.AI is a next-generation technology company focused on enhancing the guest experience through advanced AI solutions. Its flagship platform provides an end-to-end guest engagement ecosystem, covering everything from pre-arrival to post-departure. Features include on-property e-commerce with digital payments, real-time service requests, mobile check-out, personalized in-room controls, local experience and event bookings, and a multilingual virtual concierge-all accessible without downloading an app or visiting a website. Hotels, resorts, and short-term rental operators use Metaguest to boost efficiency, drive incremental revenue, and elevate customer satisfaction.

For more information about Metaguest and its innovative digital concierge services, please visit http://www.metaguest.ai or please contact:

Antonio Comparelli, Chief Executive Officer
Email: investors@metaguest.ai
Tel: 416-720-8677

Robert Lelovic, Chief Financial Officer
Email: robert@metaguest.ai
Tel: 416-302-0779

Neither the CSE nor its Regulation Services Provider (as that term is defined in the policies of the CSE) accepts responsibility for the adequacy or accuracy of this release.

To view the source version of this press release, please visit https://www.newsfilecorp.com/release/272156

FAQ

What are the key terms of Metaguest.AI's (MGSTF) loan facility closing November 24, 2025?

The Facility is up to $1,000,000, with loans bearing 12% annual interest, a 12% advance fee paid in Class A shares at $0.10 per share, secured by company assets and a 12-month term extendable six months.

How will the 12% loan advance fee affect Metaguest.AI (MGSTF) shareholders?

The 12% advance fee is payable in common shares at a deemed $0.10 price, which will increase outstanding shares and may dilute existing shareholders.

When is the final tranche under Metaguest.AI's (MGSTF) facility available to investors?

The final tranche will close on November 24, 2025; this is the last opportunity for qualified investors under the current Facility.

What will Metaguest.AI (MGSTF) use proceeds from the secured facility for?

Proceeds are designated for general working capital and business development to support scaling its AI hospitality platform in North America and internationally.

Are the loans under Metaguest.AI's (MGSTF) facility secured and how do they rank?

Yes; loans are secured by a general security agreement over company assets and rank pari passu with existing secured obligations.