American Life & Security Corp. Launches New Nasdaq Intraday Volatility Control Index Crediting Option for American Select FIA

Rhea-AI Summary

American Life & Security Corp. has partnered with Nasdaq Global Indexes (NASDAQ:NDAQ) to launch the Nasdaq-100 Intraday Elite 15%™ Index for their American Select Fixed Indexed Annuity (FIA). The new index offers exposure to the Nasdaq-100 Index®, featuring 100 innovative large-cap Nasdaq-listed companies.

Key features include a 15% volatility target with systematic risk management, and up to three intraday rebalancing opportunities for more consistent crediting and participation rates. The index is now available to both new and existing American Select FIA policyholders.

Positive

• Partnership with major index provider Nasdaq enhances product credibility
• Intraday rebalancing capability (up to 3 times daily) offers more consistent crediting rates
• 15% volatility target provides systematic risk management
• Product available to both new and existing policyholders

Negative

• None.

Insights

Financial Products Analyst

American Life's new Nasdaq-100 volatility-controlled index adds sophisticated intraday rebalancing to their fixed indexed annuity, enhancing their product differentiation.

American Life & Security Corp. has expanded their fixed indexed annuity (FIA) offerings through a strategic partnership with Nasdaq Global Indexes. The newly launched Nasdaq-100 Intraday Elite 15%™ Index now serves as a crediting option for their American Select FIA, representing a technical enhancement to their product lineup.

The index incorporates three key technical features that differentiate it in the annuity marketplace:

• Exposure to the Nasdaq-100 Index®, providing access to 100 innovative large-cap companies
• A 15% volatility target that systematically adjusts market exposure to manage risk
• Up to three intraday rebalancing opportunities, compared to traditional daily or monthly rebalancing

This intraday rebalancing capability is particularly noteworthy as it allows for more responsive risk management during market fluctuations. For annuity carriers, this typically translates to more stable crediting rates and potentially higher participation rates than comparable products with less frequent rebalancing mechanisms.

The product enhancement reflects American Life's focus on expanding their competitive positioning in the growing fixed indexed annuity market. By offering this index to both new and existing policyholders, the company is creating product differentiation while potentially improving client retention through expanded allocation options.

For Nasdaq, this partnership represents continued expansion of their index licensing business into insurance products, diversifying their revenue streams beyond traditional exchange and data services. The collaboration demonstrates Nasdaq's strategy to monetize their index expertise across financial verticals, particularly in the retirement solutions market where volatility control mechanisms have gained significant traction.

LINCOLN, Neb., Sept. 23, 2025 /PRNewswire/ -- American Life & Security Corp., a rapidly growing carrier in the annuity and retirement space, announces a partnership with Nasdaq Global Indexes to launch the Nasdaq-100 Intraday Elite 15%™ Index, which is now available on the American Select Fixed Indexed Annuity (FIA). 

"The launch of this new index is a testament to American Life's commitment to innovation within the annuity and retirement space," said Thomas Bumbolow, Head of Distribution and Business Development at American Life. "We're proud to be partnering with Nasdaq to introduce an index that offers a consistent, growth-oriented return on investment. This move is a perfect example of our dedication to delivering value and more choices for our clients and partners alike."

The Nasdaq-100 Intraday Elite 15%™ is designed to deliver: 

• Exposure to the Nasdaq-100 Index^®: A globally recognized index of 100 of the most innovative large-cap companies listed on the Nasdaq Stock Market^®.
• 15% Volatility Target: A systematic approach that adjusts exposure both upward and downward to help manage risk in changing markets. 
• Intraday Rebalancing: The ability to rebalance up to three times per day, providing more consistent crediting and participation rates than traditional daily or monthly methodologies. 

"This collaboration with American Life reflects our focus on delivering precision index solutions tailored to the evolving needs of insurance carriers," said Rich Macari, Head of Insurance and Bank Solutions at Nasdaq Global Indexes. "The Nasdaq-100 Intraday Elite 15% Index introduces intraday adaptability and simplicity, key attributes for modern annuity design."

The Nasdaq-100 Intraday Elite 15%™ is available now and is accessible to both new and existing policyholders through the American Select FIA.

For more information on the Nasdaq-100 Intraday Elite 15%™ and the American Select FIA, please contact American Life at sales@american-life.com. 

About American Life
American Life & Security Corp., based in Lincoln, NE, is a leading provider of annuity solutions, dedicated to helping individuals and families achieve financial security through innovative product design, trusted partnerships, and a client-first approach. 

About Nasdaq

Nasdaq (Nasdaq: NDAQ) is a leading global technology company serving corporate clients, investment managers, banks, brokers, and exchange operators as they navigate and interact with the global capital markets and the broader financial system. We aspire to deliver world-leading platforms that improve the liquidity, transparency, and integrity of the global economy. Our diverse offering of data, analytics, software, exchange capabilities, and client-centric services enables clients to optimize and execute their business vision with confidence. To learn more about the company, technology solutions, and career opportunities, visit us on LinkedIn, on X @Nasdaq, or at www.nasdaq.com

Media Contact:
Ryan Whittington
Rwhittington@Prosek.com

Disclaimer: This press release is for informational purposes only and does not constitute an offer or solicitation to buy or sell any financial product. 

Guarantees are based on the claims paying ability of American Life & Security Corp. The product features may vary by state. The indexes available are subject to change and are not available for direct investment. Contact American Life for the most current rates, product features and processing timelines. Annuity products are issued by American Life & Security Corp. and are not offered in all states. 

The American Select Series FIA is issued by American Life & Security Corp, Lincoln, NE, and issued on forms ICC19-FIA 001 05/19, ICC19-FIALR 001 05/19, ICC19-FIALR-10P 001 05/19, FIALR-10P 001 05/19, ICC19-FIALR-10SP 001 05/19, ICC20-FIAEIC-7P 001 05/20, ICC20-FIAEIC-10P 001 05/20, ICC20-FIAEIC-7SP 001 05/20, ICC20-FIAEIC-10SP 001 05/20, ICC24-FIA-PAR 002 01/24, ICC24-FIA-CAP 002 01/24 or state variations. Product Features, limitations and availability vary; see the FIA Disclosure Statement for Details. Products not available in all states.

American Select is a Fixed Indexed Annuity product issued by American Life & Security Corp., a Nebraska insurer based in Lincoln, Nebraska. Certain features of this product may vary by State. Product may not be offered in every State. The American Select is an annuity product. It is NOT an investment. Always consult the policy language for specific details regarding your policy. American Life does not control the reference Indices. The index provider reserves all rights and retains the authority to determine as to the manner in which the Index is calculated and constructed, including but not limited to, having the right to change the composition of the constituents making up the Index, changing the methodology by which the Index is computed, and terminating the Index. 

Nasdaq-100 Intraday Elite 15% Index
The Product(s) is not sponsored, endorsed, sold or promoted by Nasdaq, Inc., its licensors or Nasdaq or its licensors affiliates (Nasdaq, its licensors with their affiliates, are referred to as the "Corporations"). The Corporations have not passed on the legality or suitability of, or the accuracy or adequacy of descriptions and disclosures relating to, the Product(s). The Corporations make no representation or warranty, express or implied to the owners of the Product(s) or any member of the public regarding the advisability of investing in securities generally or in the Product(s) particularly, or the ability of the Nasdaq-100 Intraday Elite 15%™ Index to track general stock market performance. The Corporations' only relationship American Life & Security Corp. ("American Life") ("Licensee") is in the licensing of the Nasdaq^®, Nasdaq-100 Intraday Elite 15%™ Index, Nasdaq-100^® and XNDXEL15™ and certain trade names of the Corporations and the use of the Nasdaq-100 Intraday Elite 15%™ Index which is determined, composed and calculated by Nasdaq without regard to Licensee or the Product(s). Nasdaq has no obligation to take the needs of the Licensee or the owners of the Product(s) into consideration in determining, composing or calculating the Nasdaq-100 Intraday Elite 15%™ Index. The Corporations are not responsible for and have not participated in the determination of the timing of, prices at, or quantities of the Product(s) to be issued or in the determination or calculation of the equation by which the Product(s) is to be converted into cash. The Corporations have no liability in connection with the administration, marketing or trading of the Product(s). THE CORPORATIONS DO NOT GUARANTEE THE ACCURACY AND/OR UNINTERRUPTED CALCULATION OF THE Nasdaq-100 Intraday Elite 15%™ Index OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY LICENSEE, OWNERS OF THE PRODUCT(S), OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE Nasdaq-100 Intraday Elite 15%™ 

Index OR ANY DATA INCLUDED THEREIN. THE CORPORATIONS MAKE NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE Nasdaq-100 Intraday Elite 15%™ Index OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL THE CORPORATIONS HAVE ANY LIABILITY FOR ANY LOST PROFITS OR SPECIAL, INCIDENTAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. 

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SOURCE American Life

FAQ

What is the new Nasdaq-100 Intraday Elite 15% Index launched by American Life?

The Nasdaq-100 Intraday Elite 15% Index is a new crediting option for American Life's Select Fixed Indexed Annuity that provides exposure to the Nasdaq-100 Index with a 15% volatility target and up to three intraday rebalancing opportunities.

How does the volatility control feature work in American Life's new Nasdaq index?

The index maintains a 15% volatility target through systematic exposure adjustments both upward and downward to help manage risk in changing market conditions.

What are the key benefits of American Life's new Nasdaq index for FIA holders?

Key benefits include exposure to 100 innovative large-cap Nasdaq companies, systematic risk management with a 15% volatility target, and more consistent crediting rates through intraday rebalancing.

Who can access American Life's new Nasdaq-100 Intraday Elite 15% Index?

The index is available to both new and existing policyholders through the American Select Fixed Indexed Annuity (FIA).

How often can the new Nasdaq index rebalance for American Life's FIA?

The index can rebalance up to three times per day, offering more consistent crediting and participation rates compared to traditional daily or monthly methods.