NewtekOne and Newtek Bank Unveil Real-Time, All-in-One Business Banking + Merchant Solutions in a Single Online Process
NewtekOne (NASDAQ: NEWT) and its subsidiary Newtek Bank have launched an innovative all-in-one business banking solution that combines Zero-Fee Business Banking® checking accounts with merchant payment solutions in a single application process. The new system enables instant account approval and immediate payment processing capabilities through the Newtek Advantage® Dashboard.
The integrated platform allows business owners to manage banking, payments, payroll, insurance, and IT services through a unified portal, offering real-time visibility of all transactions, batches, and returns. This streamlined approach eliminates the need for multiple applications and waiting periods, providing instant access to revenue through merchant services.
NewtekOne (NASDAQ: NEWT) e la sua controllata Newtek Bank hanno lanciato una soluzione bancaria aziendale innovativa e completa che unisce conti correnti Zero-Fee Business Banking® con soluzioni di pagamento per commercianti in un unico processo di richiesta. Il nuovo sistema permette l'approvazione immediata del conto e la capacità di elaborare pagamenti istantaneamente tramite il Newtek Advantage® Dashboard.
La piattaforma integrata consente ai titolari di aziende di gestire banking, pagamenti, stipendi, assicurazioni e servizi IT attraverso un portale unificato, offrendo visibilità in tempo reale su tutte le transazioni, i lotti e i rimborsi. Questo approccio semplificato elimina la necessità di molteplici domande e tempi di attesa, garantendo un accesso immediato ai ricavi tramite i servizi per commercianti.
NewtekOne (NASDAQ: NEWT) y su subsidiaria Newtek Bank han lanzado una innovadora solución bancaria empresarial todo en uno que combina cuentas corrientes Zero-Fee Business Banking® con soluciones de pago para comerciantes en un único proceso de solicitud. El nuevo sistema permite la aprobación instantánea de cuentas y capacidades inmediatas de procesamiento de pagos a través del panel Newtek Advantage®.
La plataforma integrada permite a los dueños de negocios gestionar banca, pagos, nóminas, seguros y servicios de TI mediante un portal unificado, ofreciendo visibilidad en tiempo real de todas las transacciones, lotes y devoluciones. Este enfoque simplificado elimina la necesidad de múltiples solicitudes y tiempos de espera, proporcionando acceso instantáneo a los ingresos a través de los servicios para comerciantes.
NewtekOne (NASDAQ: NEWT)와 그 자회사 Newtek Bank는 제로 수수료 비즈니스 뱅킹® 당좌계좌와 상인 결제 솔루션을 하나의 신청 절차로 결합한 혁신적인 올인원 비즈니스 뱅킹 솔루션을 출시했습니다. 새로운 시스템은 Newtek Advantage® 대시보드를 통해 즉시 계좌 승인 및 즉각적인 결제 처리 기능을 제공합니다.
통합 플랫폼은 사업주가 통합 포털을 통해 뱅킹, 결제, 급여, 보험 및 IT 서비스를 관리할 수 있도록 하며, 모든 거래, 배치 및 반품에 대한 실시간 가시성을 제공합니다. 이 간소화된 접근 방식은 여러 신청서와 대기 시간을 없애고, 상인 서비스를 통해 수익에 즉시 접근할 수 있게 합니다.
NewtekOne (NASDAQ : NEWT) et sa filiale Newtek Bank ont lancé une solution bancaire professionnelle innovante tout-en-un qui combine des comptes chèques Zero-Fee Business Banking® avec des solutions de paiement pour commerçants dans un seul processus de demande. Le nouveau système permet l'approbation instantanée des comptes et des capacités de traitement des paiements immédiates via le tableau de bord Newtek Advantage®.
La plateforme intégrée permet aux propriétaires d'entreprise de gérer la banque, les paiements, la paie, les assurances et les services informatiques via un portail unifié, offrant une visibilité en temps réel de toutes les transactions, lots et retours. Cette approche simplifiée élimine le besoin de multiples demandes et délais d'attente, fournissant un accès instantané aux revenus grâce aux services marchands.
NewtekOne (NASDAQ: NEWT) und seine Tochtergesellschaft Newtek Bank haben eine innovative All-in-One-Geschäftsbanklösung eingeführt, die Zero-Fee Business Banking® Girokonten mit Händlerzahlungslösungen in einem einzigen Antragsverfahren kombiniert. Das neue System ermöglicht sofortige Kontoeröffnung und unmittelbare Zahlungsabwicklung über das Newtek Advantage® Dashboard.
Die integrierte Plattform erlaubt es Geschäftsinhabern, Banking, Zahlungen, Gehaltsabrechnung, Versicherungen und IT-Dienstleistungen über ein einheitliches Portal zu verwalten und bietet Echtzeit-Transparenz über alle Transaktionen, Chargen und Rückgaben. Dieser optimierte Ansatz eliminiert die Notwendigkeit mehrerer Anträge und Wartezeiten und bietet sofortigen Zugriff auf Einnahmen durch Händlerdienste.
- Integration of banking and merchant services in a single application process
- Real-time payment processing and instant merchant account activation
- Zero-fee business checking accounts
- Comprehensive dashboard for managing multiple business services
- None.
Insights
NewtekOne launches integrated banking and payment processing solution for small businesses, potentially increasing customer acquisition and stickiness.
NewtekOne has unveiled a significant product innovation that addresses a common friction point for small business owners. The new offering combines bank account opening and merchant payment processing approval into a single, streamlined application process - a notable departure from the traditionally separate and often cumbersome processes required by most financial institutions.
The core value proposition centers on three key elements:
- Real-time approval for both banking and merchant services simultaneously
- Automatic settlement of merchant payments directly into the Newtek Bank account
- Consolidated management via their proprietary Newtek Advantage Dashboard
The strategy appears focused on reducing customer acquisition friction while increasing product penetration and account stickiness. By bundling these complementary services, NewtekOne likely aims to capture a larger share of small business financial activities and potentially reduce customer churn.
This integrated approach represents a competitive differentiation in the small business banking space. While many fintech companies and banks offer business checking accounts and payment processing, few provide them in a single, unified onboarding experience with real-time approval. The company is positioning this as superior to "legacy banks and third-party providers" that typically require separate applications and waiting periods.
For NewtekOne, this product innovation could drive growth through improved conversion rates in their customer acquisition funnel, increased product adoption per customer, and potentially enhanced revenue from merchant processing fees. The consolidated dashboard also provides opportunities for cross-selling additional services mentioned in the release, including payroll, insurance and IT solutions.
BOCA RATON, Fla., Aug. 04, 2025 (GLOBE NEWSWIRE) -- NewtekOne, Inc. (“Newtek”) (NASDAQ: NEWT) and its national bank subsidiary Newtek Bank, N.A. (“Newtek Bank”) have launched a game-changing innovation for independent business owners: a fully integrated onboarding process that delivers both an approved Newtek Bank true Newtek Zero-Fee Business Banking® checking account and a Newtek Merchant Solutions, LLC (“NMS”) merchant payment solution—simultaneously, using a single, streamlined data capture in a single online application process.
This unified experience means business owners get everything they need to accept payments and manage cash flow in one step. When a client is onboarded for a Newtek Bank checking account, the client automatically receives an approved NMS merchant account; when a client applies for an NMS merchant account, the client gets an approved Newtek Bank account, with merchant payments settling directly into the Newtek Bank account.1 All activity—banking, batches and returns—is visible to the client and managed from the Newtek Advantage® Dashboard (patent pending). And with the opening of the Instant Merchant Account, business owners can begin accepting debit and credit card payments, with no waiting, no second applications -- just instant access to revenue.
All-in-One. Real Time. Built for Independent Business Owners.
The Newtek Advantage Dashboard gives business owners a single online portal for banking, payments, payroll, insurance, IT, and more. It’s built to operate in real time, providing transparency and control that legacy banks and third-party providers simply cannot match.
Barry Sloane, Chairman, President, and Chief Executive Officer, commented, “Independent business owners need a single-stream, real-time solution—not disconnected products and outdated workflows. We give our business owner clientele one location for transactions, analytics, and data to manage their businesses. We are proud of what we have built and are now delivering and executing on frictionless banking and business solutions. We give business owners multiple solutions in just one application with real time payments, a depository relationship, and banking all fully integrated. Newtek Bank is banking for the future.”
1 Once approved, the client merely needs to authorize the opening of the respective account.
About NewtekOne, Inc.
NewtekOne®, Your Business Solutions Company®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries (collectively, “NewtekOne”), provides a wide range of business and financial solutions under the Newtek® brand to independent business owners. Since 1999, NewtekOne has provided state-of-the-art, cost-efficient products and services and efficient business strategies to independent business owners across all 50 states to help them grow their sales, control their expenses, and reduce their risk.
NewtekOne’s and its subsidiaries’ business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, SBA Lending Solutions, Electronic Payment Processing, Accounts Receivable Financing & Inventory Financing, Insurance Solutions and Payroll and Benefits Solutions. In addition, NewtekOne offers its clients the Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting and Web Services) provided by Intelligent Protection Management Corp. (IPM.com)
Newtek®, NewtekOne®, Newtek Bank®, National Association, Your Business Solutions Company®, One Solution for All Your Business Needs® and Newtek Advantage® are registered trademarks of NewtekOne, Inc.
Note Regarding Forward-Looking Statements
Certain statements in this press release are “forward-looking statements” within the meaning of the rules and regulations of the Private Securities Litigation and Reform Act of 1995 are based on the current beliefs and expectations of NewtekOne's management and are subject to significant risks and uncertainties. Actual results may differ materially from those set forth in the forward-looking statements. See “Note Regarding Forward-Looking Statements” and the sections entitled “Risk Factors” in our filings with the Securities and Exchange Commission which are available on NewtekOne's website (https://investor.newtekbusinessservices.com/sec-filings) and on the Securities and Exchange Commission’s website (www.sec.gov). Any forward-looking statements made by or on behalf of NewtekOne speak only as to the date they are made, and NewtekOne does not undertake to update forward-looking statements to reflect the impact of circumstances or events that arise after the date the forward-looking statements were made.
SOURCE: NewtekOne, Inc.
Investor Relations & Public Relations
Contact: Bryce Rowe
Telephone: (212) 273-8292 / browe@newtekone.com
FAQ
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