NewtekOne, Inc. Announces Investor/Analyst Day and Provides 4Q25 Update

Rhea-AI Summary

NewtekOne (NASDAQ: NEWT) provided a 4Q25 update and announced an Investor/Analyst Day on January 8, 2026. The company expects to launch in December a securitization and sale of rated notes backed by alternative loan program loans — its largest securitization to date, fourth ALP securitization, and 17th overall. Quarter-to-date repurchases total 100,670 shares at a weighted average price of $10.20. Management reaffirmed 2025 EPS guidance of $2.10–$2.50 and cited approximate 2025 ROA ~3% and ROTCE ~20%.

Management highlighted resumed sales of government-guaranteed SBA 7(a) portions and operational milestones including ~30,000 digitally opened deposit accounts.

Positive

• Securitization is the company’s largest ever securitization
• Fourth ALP securitization in calendar year 2025
• Quarter-to-date share repurchases of 100,670 shares at $10.20
• Reaffirmed 2025 EPS guidance of $2.10–$2.50
• Projected 2025 ROA ~3% and ROTCE ~20%
• Digitally opened almost 30,000 deposit accounts

Negative

• Past government shutdown created operational uncertainty
• Company noted a market cap of approximately $300 million

Insights

Banking strategist

NewtekOne signals steady capital actions and asset-distribution activity while reiterating 2025 EPS guidance.

NewtekOne plans a large securitization of ALP loans this month, its fourth ALP and 17th overall securitization, and has repurchased 100,670 shares at a weighted average price of $10.20. The company also reiterated 2025 EPS guidance of $2.10-$2.50 and cited returns on assets and tangible common equity that should approximate 3% and 20%, respectively.

The securitization and earlier share repurchase are direct capital-deployment actions that can boost liquidity and shareholder value if executed as described. Key dependencies include successful note placement and pricing for the rated notes, and continued demand for SBA 7(a) sales now that government operations have resumed.

Watch the actual closing size and pricing of the securitization this month and any finalized impact on cash, leverage, or credit metrics; also monitor realized EPS for full-year 2025 against the provided range. These items should resolve within weeks for the securitization and by year-end reporting for EPS.

BOCA RATON, Fla., Dec. 01, 2025 (GLOBE NEWSWIRE) -- NewtekOne, Inc. (the “Company” or “NewtekOne”) (NASDAQ: NEWT) is pleased to announce the following updates for its fourth quarter ending December 31, 2025 (“4Q25”).

• NewtekOne anticipates launching this month a securitization and sale of rated notes backed by alternative loan program (“ALP”) loans. The securitization is anticipated to be the Company’s largest ever, its fourth securitization of ALP loans, and its 17th overall. This securitization will be the Company’s second ALP securitization in calendar year 2025.
• Quarter to date, NewtekOne has repurchased 100,670 shares of its common stock at a weighted average price of $10.20.

Barry Sloane, Chairman, President, and Chief Executive Officer, commented, “With the uncertainty of the government shutdown behind us, we are comfortable that 2025 EPS should fall within our $2.10-$2.50 EPS guidance range and, since the government reopened, are pleased to have resumed sales of government guaranteed portions of SBA 7(a) loans. As we approach 2026 and the three-year anniversary of transitioning to a financial holding company, we reflect positively on what we have accomplished operationally, including digitally opening almost 30,000 deposit accounts, and are excited about our prospects for continuing to operate and manage a true technology-oriented bank. The business and financial services and solutions we offer to our independent business owner clients enable them, through the Newtek Advantage^®, to grow revenue, to reduce expenses and risk, and to provide analytics, data, and transactional capabilities, which, we believe, are otherwise not available from a single source to this vital industry demographic.”

Mr. Sloane continued, “We plan to host investors and analysts at our Boca Raton office headquarters on Thursday, January 8th to present operational and financial goals and projections for 2026. With returns on assets and on tangible common equity that should approximate 3% and 20% for 2025, respectively, and without the use of traditional commercial bankers and branches, we believe that NewtekOne is unlike most, if not all, publicly traded bank holding companies with a $300 million market cap. We have built a technology oriented digital bank by using software, people, and process to offer a frictionless environment for the business client to access a full menu of business and financial solutions under the Newtek^® and NewtekOne^® brands which are designed to make our business client more successful.”

About NewtekOne, Inc.

NewtekOne^®, Your Business Solutions Company^®, is a financial holding company, which along with its bank and non-bank consolidated subsidiaries (collectively, “NewtekOne”), provides a wide range of business and financial solutions under the Newtek^® brand to independent business owners. Since 1999, NewtekOne has provided state-of-the-art, cost-efficient products and services and efficient business strategies to independent business owners across all 50 states to help them grow their sales, control their expenses, and reduce their risk.

NewtekOne’s and its subsidiaries’ business and financial solutions include: banking (Newtek Bank, N.A.), Business Lending, SBA Lending Solutions, Electronic Payment Processing, Accounts Receivable Financing & Inventory Financing, Insurance Solutions and Payroll and Benefits Solutions. In addition, NewtekOne offers its clients the Technology Solutions (Cloud Computing, Data Backup, Storage and Retrieval, IT Consulting and Web Services) provided by Intelligent Protection Management Corp. (IPM.com)

Newtek^®, NewtekOne^®, Newtek Bank^®, National Association, Your Business Solutions Company^®, One Solution for All Your Business Needs^® and Newtek Advantage^® are registered trademarks of NewtekOne, Inc.

Note Regarding Forward-Looking Statements
Certain statements in this press release are “forward-looking statements” within the meaning of the rules and regulations of the Private Securities Litigation and Reform Act of 1995 are based on the current beliefs and expectations of NewtekOne's management and are subject to significant risks and uncertainties. Actual results may differ materially from those set forth in the forward-looking statements. See “Note Regarding Forward-Looking Statements” and the sections entitled “Risk Factors” in our filings with the Securities and Exchange Commission which are available on NewtekOne's website (https://investor.newtekbusinessservices.com/sec-filings) and on the Securities and Exchange Commission’s website (www.sec.gov). Any forward-looking statements made by or on behalf of NewtekOne speak only as to the date they are made, and NewtekOne does not undertake to update forward-looking statements to reflect the impact of circumstances or events that arise after the date the forward-looking statements were made.

SOURCE: NewtekOne, Inc.

Investor Relations & Public Relations
Contact: Bryce Rowe
Telephone: (212) 273-8292 / browe@newtekone.com

FAQ

When is NewtekOne (NEWT) hosting its Investor/Analyst Day?

NewtekOne will host investors and analysts on Thursday, January 8, 2026 at its Boca Raton headquarters.

What securitization did NewtekOne announce for December 2025 (NEWT)?

NewtekOne plans a December securitization of rated notes backed by ALP loans, its largest ever and 17th overall.

How many shares has NewtekOne (NEWT) repurchased in 4Q25 and at what price?

Quarter-to-date NewtekOne repurchased 100,670 shares at a weighted average price of $10.20.

What is NewtekOne's 2025 EPS guidance (NEWT)?

The company expects 2025 EPS to fall within a $2.10–$2.50 range.

What returns did NewtekOne report for 2025 (NEWT)?

Management cited approximate 2025 return on assets ~3% and return on tangible common equity ~20%.

Has NewtekOne resumed SBA 7(a) sales (NEWT)?

Yes; management said sales of government-guaranteed portions of SBA 7(a) loans resumed after the government reopened.