NORTHPOINTE BANCSHARES INC. Stock Price, News & Analysis

Northpointe Bancshares (NYSE:NPB) reported strong Q2 2025 financial results with net income of $18.0 million ($0.51 per diluted share), up 20% from Q1 2025 ($15.0 million) and 58% from Q2 2024 ($11.4 million).

Key performance metrics improved with ROA of 1.34%, ROE of 13.60%, and efficiency ratio of 53.80%. Net interest income increased by $6.1 million quarter-over-quarter, with net interest margin expanding 9 basis points to 2.44%. The Mortgage Purchase Program showed robust 42% growth in average balances.

Total assets reached $6.43 billion, with loans held for investment increasing by $349.6 million (27% annualized) to $5.50 billion. Total deposits grew by $651.4 million to $4.47 billion. The Board declared a quarterly cash dividend of $0.025 per share.

Northpointe Bancshares (NYSE:NPB), the parent company of Northpointe Bank, has announced a quarterly cash dividend of $0.025 per common share. The dividend will be paid on August 4, 2025, to shareholders of record as of July 15, 2025.

Northpointe Bancshares (NYSE: NPB) has scheduled its second quarter 2025 earnings release for Tuesday, July 22, 2025, after market close. The company will host a conference call for investors and analysts the following day on July 23, 2025, at 10:00 a.m. E.T. During the call, management will present financial results and provide business updates, followed by a Q&A session. Participants can join via phone by dialing 1-877-413-2414 and requesting the "Northpointe Bancshares Inc. Conference Call" or through a webcast at ir.northpointe.com. Northpointe Bancshares, headquartered in Grand Rapids, Michigan, operates through its subsidiary Northpointe Bank, providing home loans and retail banking services nationwide.

Northpointe Bancshares, Inc. (NYSE: NPB) has scheduled the release of its first quarter 2025 financial results for Tuesday, April 22, 2025, after market close. The company will host a conference call on April 23, 2025, at 10:00 a.m. E.T. for investors and analysts to discuss the quarterly results and provide business updates.

Participants can join the conference call by dialing 1-877-413-2414 and requesting "Northpointe Bancshares Inc. Conference Call". The call will also be webcast live on the company's investor relations website. Northpointe Bancshares is the holding company of Northpointe Bank, headquartered in Grand Rapids, Michigan, providing home loans and retail banking products nationwide.

Northpointe Bancshares (NYSE: NPB) reported strong Q1 2025 results with net income of $15.0 million ($0.49 per diluted share), up from $8.8 million in Q4 2024 and $9.8 million in Q1 2024.

Key highlights include:

• Successful IPO completion on February 13, 2025, raising $114.4 million in net proceeds
• Return on average assets improved to 1.31% from 0.82% in Q4 2024
• Net interest income increased by $366,000 from prior quarter
• Non-interest income rose by $9.3 million to $22.9 million
• Total assets reached $5.86 billion, with loans held for investment growing 65% annualized to $5.15 billion
• Total deposits increased by $400.1 million (47% annualized) to $3.82 billion

The company declared a quarterly dividend of $0.025 per share, payable on May 2, 2025.

Northpointe Bancshares (NYSE: NPB) has appointed Patrick Collins as Senior Vice President of Mortgage Warehouse Lending. Collins, bringing over 20 years of financial services experience, will oversee the strategic direction, growth, and operations of the bank's mortgage warehouse lending division.

Previously serving as Senior Vice President of Mortgage Warehouse Lending at Centier Bank, Collins demonstrated success in expanding warehouse lending portfolios and improving operational efficiencies. He holds a Bachelor of Accounting from DeVry University and is an active member of the Mortgage Bankers Association.

David Christel, President of Mortgage Warehouse Lending at Northpointe, emphasized that Collins's expertise will be important for executing growth plans through 2025 and beyond. This strategic hire aligns with Northpointe's commitment to strengthening its position in the mortgage lending sector.

Northpointe Bancshares (NYSE: NPB) has announced a quarterly cash dividend payment. The company's Board of Directors declared a dividend of $0.025 per common share. The dividend will be paid on May 2, 2025, to shareholders who are recorded as stockholders as of April 15, 2025.

Northpointe Bancshares (NYSE: NPB) has scheduled its first quarter 2025 earnings release for Tuesday, April 22, 2025, after market close. The company will host a conference call for investors and analysts the following day, Wednesday, April 23, at 10:00 a.m. E.T.

The earnings release will be accessible through the company's investor relations website at ir.northpointe.com. Management will discuss Q1 2025 financial results and provide business updates during the call, followed by a live Q&A session. Participants can join via phone by dialing 1-877-413-2414 and requesting the 'Northpointe Bancshares Inc. Conference Call' or watch the webcast at ir.northpointe.com.

Northpointe Bancshares has announced the pricing of its initial public offering of 10,420,000 shares of common stock at $14.50 per share. The offering includes 8,620,000 shares from Northpointe and 1,800,000 shares from selling shareholders. Trading is expected to begin on the New York Stock Exchange under symbol NPB on February 14, 2025.

The underwriters have a 30-day option to purchase up to 2,574 additional shares from Northpointe and 1,560,426 shares from selling shareholders. Northpointe expects to receive net proceeds of approximately $114.4 million after expenses, which will be used for general corporate purposes, including business growth and potential preferred stock redemption.

Keefe, Bruyette & Woods is acting as sole book-running manager, with Piper Sandler and Janney Montgomery Scott as co-managers.