Nayax Partners with Unipaas to Launch Fully Integrated Card-Present Payments Solution for UK SaaS Platforms

Rhea-AI Summary

Nayax (Nasdaq: NYAX) and Unipaas announced a strategic partnership on December 17, 2025 to deliver a unified card-present and online payments solution for UK SaaS platforms. Unipaas will integrate Nayax POS devices Nova Modu and Nova 55F into its AI-powered embedded payments platform, extending support from digital payments to in-person transactions.

All payment channels will be managed through a single solution operated by Unipaas, aiming to give SaaS platforms and their merchants a unified cross-channel experience and to connect payments, data, and customer interactions between online and physical touchpoints.

Market Reality Check

$48.30 Last Close

Volume Volume 2,825 vs 20-day average 11,443, indicating relatively muted trading activity pre-announcement. low

Technical Price 44.49 is trading above the 200-day MA of 43.43, reflecting an established upward longer-term trend.

Peers on Argus 1 Up

Sector peers show mixed moves, with Rezolve AI (RZLV) appearing in momentum scanners and up 4.71%, while other close peers show smaller, mixed changes. This points to stock-specific rather than broad sector momentum.

Historical Context

Date	Event	Sentiment	Move	Catalyst
Dec 10	Debt & warrants offering	Negative	+3.5%	Completion of Israeli notes and warrants offering raising NIS 565.6M.
Dec 08	Offering preliminary terms	Negative	-0.5%	Preliminary results for Israeli notes and warrants tender to investors.
Dec 04	Acquisition announcement	Positive	+4.5%	Acquisition of AI-enabled EV charging platform Lynkwell for $25.9M cash.
Nov 19	Earnings release	Positive	+9.4%	Q3 2025 results with strong revenue growth and updated full-year guidance.
Nov 05	LOI for acquisition	Positive	+1.3%	Non-binding LOI to acquire Integral Vending, expanding Latin America reach.

Pattern Detected

Recent news — particularly earnings, acquisitions, and partnerships — has mostly seen share-price reactions align positively with the underlying announcements, with only one divergence on a capital-raising event.

Recent Company History

Over the past months, Nayax has combined balance sheet actions with growth initiatives. In Q3 2025, it reported revenue of $104.3M and raised full-year guidance, prompting a 9.36% move. It then acquired EV charging platform Lynkwell for $25.9M, funded with cash, and announced a notes and warrants offering in Israel raising over NIS 565M. An LOI to acquire Integral Vending underscored regional expansion. Today’s UK SaaS-focused partnership extends this pattern of strategic collaborations to broaden its payments footprint.

Market Pulse Summary

This announcement highlights a new partnership integrating Nayax card-present terminals with Unipaas’s embedded payments for UK SaaS platforms, unifying online and in-person transactions through one solution. In context of prior partnerships and acquisitions, it continues Nayax’s strategy to broaden its payments footprint across verticals and geographies. Observers may watch for merchant adoption, incremental transaction volumes, and follow-on deals to gauge the operational impact over time.

Key Terms

saas technical

"payments solution for SaaS platforms in the UK."

SaaS, or Software as a Service, is a way of delivering computer programs over the internet, allowing users to access and use them through a web browser without needing to install or maintain the software themselves. For investors, it highlights a business model where companies generate recurring revenue by providing ongoing access to their software, often leading to predictable income and growth potential.

embedded payments financial

"Unipaas, the leading embedded payments provider for SaaS platforms,"

Embedded payments are a way for businesses to accept and process money directly inside their own products or services, so customers can pay without leaving the app or website. For investors, this matters because it can increase sales, create steady transaction-based revenue, reduce friction for customers (like paying for a ride inside the ride-hailing app), and generate useful payment data that can boost profit margins and customer loyalty.

card present financial

"fully unified card present and online payments solution for SaaS platforms"

Card present describes a payment situation where the customer’s physical payment card is used at the point of sale — for example swiped, dipped or tapped at a store terminal — rather than entered remotely. It matters to investors because these transactions typically carry lower fraud risk and different processing fees and liability rules than remote payments, affecting profit margins and risk profiles for banks, payment processors and retailers.

pos devices technical

"physical environments with POS devices powered by Nayax, offering"

POS devices are the electronic terminals, card readers, tablets or mobile units used at checkout to accept payments, scan items and record sales — think of them as the modern cash register. They matter to investors because they drive revenue and transaction data for payment and retail companies; shifts in how many devices are sold or used, the fees they collect, or new security and regulatory rules can directly affect a business’s income and growth prospects.

ai-powered technical

"into its AI-powered embedded payments platform, adding advanced"

"AI-powered" describes technology that uses artificial intelligence to perform tasks, make decisions, or analyze information automatically. It’s similar to having a highly skilled assistant that can learn from data, recognize patterns, and improve over time, helping to make processes faster and more accurate. For investors, this means better insights and more efficient operations, potentially leading to smarter investment choices.

AI-generated analysis. Not financial advice.

HERZLIYA, Israel, Dec. 17, 2025 (GLOBE NEWSWIRE) -- Nayax Ltd. (Nasdaq: NYAX; TASE: NYAX), a global commerce enablement, payments, and loyalty platform designed to help merchants scale their business, today announced its strategic partnership with Unipaas, the leading embedded payments provider for SaaS platforms, to deliver a fully unified card present and online payments solution for SaaS platforms in the UK.

Through this collaboration, Unipaas expands its embedded payments platform to support both digital and physical environments with POS devices powered by Nayax, offering together a complete payments solution.

Unipaas will integrate Nayax’s retail solutions of Nova Modu and Nova 55F mobile terminals into its AI-powered embedded payments platform, adding advanced in-person capabilities to its embedded digital payments suite.

All payment channels will be managed through a single solution fully operated by Unipaas, giving SaaS platforms and their merchants a unified experience across all channels. The partnership positions Unipaas to power a new generation of connected commerce, where payments, data, and customer experience move seamlessly between online and real-world touchpoints.

“This innovative partnership with Nayax redefines how SaaS platforms can effortlessly own payments across digital and physical environments,” said David Avgi, Founder and CEO of Unipaas. “By natively integrating in‑person POS device capabilities into Unipaas, we give software providers a new level of flexibility to unlock the full value of every transaction, online or offline, making payments seamless and fully unified.”

“We’re excited to work with Unipaas to extend their embedded payments leadership into the physical world,” said Amir Ravid, EVP Global Retail Sales at Nayax. “Our mobile devices and Unipaas’s digital platform together create a powerful, flexible solution that helps SaaS platforms scale seamlessly across every environment.”

About Nayax 

Nayax is a global commerce enablement, payments and loyalty platform designed to help merchants scale their business. Nayax offers a complete solution including localized cashless payment acceptance, management suite, and loyalty tools, enabling merchants to conduct commerce anywhere, at any time. With foundations and global leadership in serving unattended retail, Nayax has transformed into a comprehensive solution focused on our customers’ growth across multiple channels. Nayax has 12 global offices, approximately 1,200 employees, connections to more than 80 merchant acquirers and payment method integrations, and is globally recognized as a payment facilitator. Nayax’s mission is to improve our customers’ revenue potential and operational efficiency — effectively and simply. For more information, please visit www.nayax.com. 

About Unipaas

Unipaas is the go-to Payment-as-a-Service provider for software platforms. Unipaas enables SaaS businesses to embed fully managed, branded payment solutions directly into their product, across online checkouts, mobile, invoicing, in-person checkouts and more. Supporting all major methods (cards, direct debit, instant bank transfers), Unipaas unifies the payment experience while handling onboarding, compliance, operations, and customer support behind the scenes. Unipaas helps platforms maximize revenue, increase adoption, and deliver payment journeys their customers love, turning payments into a true lever for growth.

For more information, visit www.unipaas.com.

Forward-Looking Statements

This press release contains statements that constitute forward-looking statements. Many of the forward-looking statements contained in this press release can be identified by the use of forward-looking words such as “anticipate,” “believe,” “could,” “expect,” “should,” “plan,” “intend,” “estimate” and “potential,” among others. Forward-looking statements include, but are not limited to, statements regarding our intent, belief or current expectations. Forward-looking statements are based on our management’s beliefs and assumptions and on information currently available to our management. Such statements are subject to risks and uncertainties, and actual results may differ materially from those expressed or implied in the forward-looking statements due to various factors, including, but not limited to: our expectations regarding general market conditions, including as a result of the COVID-19 pandemic and other global economic trends; changes in consumer tastes and preferences; fluctuations in inflation, interest rate and exchange rates in the global economic environment; the availability of qualified personnel and the ability to retain such personnel; changes in commodity costs, labor, distribution and other operating costs; our ability to implement our growth strategy; changes in government regulation and tax matters; other factors that may affect our financial condition, liquidity and results of operations; general economic, political, demographic and business conditions in Israel, including the ongoing war in Israel that began on October 7, 2023 and global perspectives regarding that conflict; the success of operating initiatives, including advertising and promotional efforts and new product and concept development by us and our competitors; and other risk factors discussed under “Risk Factors” in our annual report on Form 20-F filed with the SEC on March 4, 2025 (our “Annual Report”). The preceding list is not intended to be an exhaustive list of all of our forward-looking statements. The forward-looking statements are based on our beliefs, assumptions and expectations of future performance, taking into account the information currently available to us. These statements are only estimates based upon our current expectations and projections about future events. There are important factors that could cause our actual results, levels of activity, performance or achievements to differ materially from the results, levels of activity, performance or achievements expressed or implied by the forward-looking statements. In particular, you should consider the risks provided under “Risk Factors” in our Annual Report. You should not rely upon forward-looking statements as predictions of future events. Although we believe that the expectations reflected in the forward-looking statements are reasonable, we cannot guarantee that future results, levels of activity, performance and events and circumstances reflected in the forward-looking statements will be achieved or will occur. Each forward-looking statement speaks only as of the date of the particular statement. Except as required by law, we undertake no obligation to update publicly any forward-looking statements for any reason, to conform these statements to actual results or to changes in our expectations.

Public Relations Contact:
Scott Gamm
Strategy Voice Associates
Scott@strategyvoiceassociates.com 

Investor Relations Contact:
Aaron Greenberg
Chief Strategy Officer
IR@nayax.com 

FAQ

What did Nayax (NYAX) and Unipaas announce on December 17, 2025?

They announced a partnership to integrate Nayax POS devices into Unipaas’s embedded payments platform to provide unified in-person and online payments for UK SaaS platforms.

Which Nayax devices will Unipaas integrate into its platform for NYAX customers?

Unipaas will integrate Nayax retail solutions Nova Modu and Nova 55F mobile terminals.

How will the NYAX–Unipaas integration change payments for UK SaaS platforms?

It will allow SaaS platforms to manage card-present and online payments through a single solution operated by Unipaas, creating a unified merchant experience across channels.

Will the Nayax (NYAX) partnership with Unipaas support both digital and physical payments?

Yes; the partnership extends Unipaas’s embedded payments to support both digital channels and in-person POS devices powered by Nayax.

When will UK SaaS platforms be able to access the unified payments solution from NYAX and Unipaas?

The announcement on December 17, 2025 states the integration will deliver the unified card-present and online payments solution for UK SaaS platforms, with integration completed through Unipaas’s platform.