Welcome to our dedicated page for Oak View Bankshares news (Ticker: OAKV), a resource for investors and traders seeking the latest updates and insights on Oak View Bankshares stock.
Oak View Bankshares, Inc. (OAKV) is the parent bank holding company for Oak View National Bank, a locally owned and managed community bank serving Fauquier, Culpeper, Rappahannock, and surrounding counties. The OAKV news feed on Stock Titan aggregates company-issued announcements and related coverage so readers can follow how this community banking organization reports on its performance and activities.
Company news frequently centers on earnings results, with regular releases detailing net income, earnings per share, returns on average assets and equity, and trends in loans, deposits, and total assets. These earnings updates also describe noninterest income and noninterest expense components, including items such as interchange fee income, mortgage loan fee income, gains and losses on sales of available-for-sale securities, and changes in salaries, occupancy, data processing, and regulatory assessments.
Oak View Bankshares, Inc. also issues news about capital actions and shareholder returns. Recent announcements include a private placement of common stock, a private placement of fixed-to-floating rate subordinated notes with a stated maturity date, and annual cash dividend declarations by the Board of Directors. Management commentary in these releases often highlights themes of capital strength, liquidity, asset quality, and the Company’s focus on balancing safety and soundness, profitability, and growth.
Readers who follow OAKV news can review how the Company describes its community bank strategy, its response to changing interest rate and liquidity conditions, and its reported progress in earnings and balance sheet metrics over time. This page provides a centralized view of these public communications for investors and observers interested in Oak View Bankshares, Inc. and Oak View National Bank.
Oak View Bankshares (OTCID: OAKV) reported 2025 net income of $7.22 million, up 18.48% from 2024, and EPS $2.15. The Board declared an annual dividend of $0.35 per share, payable Feb 6, 2026 to shareholders of record Jan 30, 2026.
Total assets rose to $878.04 million, deposits to $713.58 million, and liquidity totaled $574.44 million. Regulatory capital ratios exceed "well capitalized" thresholds.
Oak View Bankshares (OTCID: OAKV) completed a private placement of $10.0 million in 7.0% fixed-to-floating subordinated notes due October 17, 2035. The Notes pay a fixed coupon of 7.00% from October 17, 2025 to October 17, 2030 (semi‑annual), then reset quarterly to 3‑month SOFR + 361 bps payable quarterly. The Company may redeem the Notes on or after the fifth anniversary or upon certain specified events. Net proceeds are intended for general corporate purposes. The offering targeted qualified institutional buyers and institutional accredited investors; Performance Trust Capital Partners served as sole placement agent.
Oak View Bankshares (OTCID: OAKV) reported third-quarter 2025 results on October 16, 2025, with quarterly net income of $1.8M versus $1.5M a year earlier and nine‑month net income of $5.2M versus $4.6M. Key balance sheet moves included total assets of $842.2M (up $147.7M from Dec 31, 2024), total deposits $707.2M (up $118.4M), and debt securities $441.3M (up $143.6M).
Other highlights: net interest income before provision was $5.5M for the quarter, shareholders' equity rose to $52.3M, book value per share was $15.00, liquidity available totaled $546.5M, and regulatory capital remained above "well capitalized" thresholds.
Oak View Bankshares (OTCID:OAKV) reported strong Q2 2025 financial results with net income of $1.9 million, up 4.9% from Q2 2024. The company completed a significant private placement of 558,227 shares at $14.00 per share, raising $7.8 million in gross proceeds.
Key metrics include: total assets of $773.0 million (up $78.6M from Dec 2024), total loans of $334.8 million (up $13.8M), and total deposits of $644.6 million (up $55.8M). The bank maintains strong regulatory capital with a total capital ratio of 18.5% and robust liquidity of $440.2 million in available liquid assets.
The net interest margin was 2.96% for Q2 2025, with net interest income before provision for credit losses at $5.4 million. Asset quality remains outstanding with an allowance for credit losses at 0.94% of total loans.
Oak View Bankshares (OTC PINK:OAKV) has successfully completed a private placement of 558,227 shares of common stock at $14.00 per share. The offering generated approximately $7.8 million in gross proceeds, which the company plans to utilize for general corporate purposes.
The transaction was facilitated by Performance Trust Capital Partners, as the exclusive financial advisor, with Williams Mullen serving as legal counsel to Oak View Bankshares.
Oak View Bankshares (OAKV) reported strong financial results for 2024, with net income reaching $6.10 million, a 44.72% increase from $4.21 million in 2023. The company's earnings per share grew to $2.07 from $1.43 year-over-year. The Board declared an annual dividend of $0.27 per share, payable on February 6, 2025.
Key performance metrics showed significant improvement, with return on average assets at 0.94% and return on average equity at 17.45%. Total assets increased to $694.53 million, up from $600.16 million in 2023. The bank maintained strong asset quality with minimal charged-off loans and robust regulatory capital ratios, including a total capital ratio of 16.56%. Total deposits grew to $588.77 million, while maintaining a healthy liquidity position of $505.31 million in available liquid assets.
Oak View Bankshares (OAKV) reported strong Q3 2024 performance with net income of $1.46 million, up 22.97% from Q3 2023. For the nine months ended September 30, 2024, net income reached $4.63 million, a 43.10% increase year-over-year. The bank showed solid growth across key metrics: total assets increased to $676.27 million, total loans reached $322.71 million, and deposits grew to $569.41 million. The net interest margin was 2.92% for Q3 2024, with strong liquidity of $503.50 million and maintaining excellent asset quality with an allowance for credit losses at 0.93% of outstanding loans.
Oak View Bankshares, Inc. (OTC Pink:OAKV) reported strong financial performance for Q2 2024. Net income increased by 76.89% to $1.83 million compared to Q2 2023. For the first half of 2024, net income rose by 54.79% to $3.17 million. Earnings per share for Q2 2024 were $0.62, up from $0.35 in Q2 2023.
Key highlights include:
- Return on average assets: 1.17%
- Return on average equity: 21.64%
- Total assets: $629.91 million
- Total loans: $317.57 million
- Total deposits: $527.46 million
The bank maintains strong regulatory capital and outstanding asset quality. On-balance sheet liquidity remains robust at $501.49 million as of June 30, 2024.
Oak View Bankshares, Inc. reported a strong first quarter performance with a 32.4% increase in net income, $1.3 million for Q1 2024 compared to $1.0 million for Q1 2023. Earnings per share rose to $0.45 from $0.34. The company emphasized sound risk management practices, boasting a 0.88% return on average assets and a 16.45% return on average equity. Total assets reached $624.0 million, loans stood at $305.7 million, and deposits at $498.0 million. Nonperforming loans were absent, liquidity was strong at $479.7 million, and regulatory capital ratios exceeded thresholds. Net interest margin decreased to 2.92%, while noninterest income and expenses increased slightly. Shareholders' equity reached $33.9 million with regulatory capital ratios surpassing the 'well capitalized' benchmarks.
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