OFA Group Announces Hearth Platform Is Live and Actively Deployed

Rhea-AI Summary

OFA Group (NASDAQ: OFAL) announced on February 2, 2026 that Hearth, its real-world asset digitization platform, is live and operating in production across the company’s own and affiliated real estate and mortgage-backed asset strategies. Hearth provides digitization, on-chain/off-chain synchronization, governance, and auditable recordkeeping.

Management said the commercial model charges clients a technical service fee of approximately 1.5% of RWA supported, positioning Hearth as a recurring revenue infrastructure service for institutional real estate and mortgage assets.

Positive

• Hearth moved from development to live production across internal and affiliated real assets
• Platform supports digital representation, lifecycle management, and on-chain/off-chain synchronization
• Commercial model targets recurring fees of approximately 1.5% of client RWA

Negative

• Hearth is non-custodial and does not facilitate trading or custody, limiting direct trading revenue

News Market Reaction

+5.10% 1.6x vol

14 alerts

+5.10% News Effect

+31.3% Peak Tracked

-15.0% Trough Tracked

+$362K Valuation Impact

$7M Market Cap

1.6x Rel. Volume

On the day this news was published, OFAL gained 5.10%, reflecting a notable positive market reaction. Argus tracked a peak move of +31.3% during that session. Argus tracked a trough of -15.0% from its starting point during tracking. Our momentum scanner triggered 14 alerts that day, indicating notable trading interest and price volatility. This price movement added approximately $362K to the company's valuation, bringing the market cap to $7M at that time. Trading volume was above average at 1.6x the daily average, suggesting increased trading activity.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Service fee rate: 1.5%

1 metrics

Service fee rate 1.5% Hearth technical service fee on client RWA supported

Market Reality Check

Price: $0.4327 Vol: Volume 162,703 is close t...

normal vol

$0.4327 Last Close

Volume Volume 162,703 is close to the 20-day average of 159,549, suggesting no major volume spike ahead of this announcement. normal

Technical Shares at $0.3801 are trading below the 200-day MA of $1.42 and remain 96.12% under the 52-week high.

Peers on Argus

OFAL gained 4.71% while key peers showed mixed moves: some declines (e.g., FGL -...

OFAL gained 4.71% while key peers showed mixed moves: some declines (e.g., FGL -11.32%, ZDAI -14.92%) and some gains (MAGH +9.03%). With no peers in the momentum scanner and no same-day peer headlines, the move appears stock-specific rather than a broad Industrials or Engineering & Construction rotation.

Historical Context

5 past events · Latest: Jan 26 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Jan 26	Hearth scope clarification	Positive	+4.6%	Clarified Hearth as non-custodial, tech-only RWA infrastructure with limited launch features.
Jan 26	Hearth platform launch	Positive	+4.6%	Launched Hearth RWA platform as primary distribution for OFA-originated tokenized offerings.
Jan 15	QikBIM deployment	Positive	-3.1%	Announced commercial deployment of QikBIM AI BIM automation platform with $20,000 membership.
Dec 30	AI platforms 2026 launch	Positive	+12.7%	Confirmed January 2026 commercial launches for QikBIM and RWA platform as core revenue pillars.
Dec 18	Hearth beta phase	Positive	+0.8%	Entered beta testing for Hearth Labs’ RWA launchpad with internal and strategic participants.

Pattern Detected

Recent platform and RWA-related announcements have generally seen positive price reactions, with one divergence on the QikBIM deployment news.

Recent Company History

Over the last several months, OFA Group has focused on building AI and real‑world asset infrastructure. In December 2025, Hearth’s RWA launchpad entered beta, followed by confirmation in late December 2025 of 2026 commercial launches for QikBIM and the RWA platform, which drew a 12.69% gain. January 2026 brought QikBIM’s market deployment and, on January 26, 2026, the formal launch and clarification of the Hearth platform, each associated with roughly 4.62% gains. Today’s news advances that trajectory by confirming Hearth’s live deployment on real assets.

Market Pulse Summary

The stock moved +5.1% in the session following this news. A strong positive reaction aligns with pri...

Analysis

The stock moved +5.1% in the session following this news. A strong positive reaction aligns with prior Hearth and RWA announcements that also coincided with gains of around 4–13%. With the Hearth platform now described as live on real real-estate and mortgage assets and carrying a 1.5% service-fee model, optimism could focus on recurring revenue potential. However, shares still trade well below the 52‑week high and prior financing and listing-compliance constraints could temper the durability of any sharp upside move.

Key Terms

real-world asset, tokenization, blockchain-enabled, mortgage-backed assets, +4 more

8 terms

real-world asset technical

"Hearth, its real-world asset (RWA) digitization platform, has successfully entered"

A real-world asset is a tangible or economically grounded item — such as property, commodities, loans, or equipment — that has intrinsic value in the physical economy. Investors care because these assets can provide stable cash flow, serve as collateral, and diversify portfolios against volatile market bets; think of them as the concrete bricks that can steady a portfolio built with more speculative paper or digital holdings.

tokenization technical

"infrastructure for Real Estate and Mortgage Tokenization Los Angeles, CA"

Tokenization is the process of converting real-world assets or rights into digital tokens stored on a computer network. This allows assets, such as property or investments, to be divided into smaller parts, making them easier to buy, sell, or transfer electronically. For investors, tokenization can increase access to a wider range of investments and make transactions faster and more efficient.

blockchain-enabled technical

"accelerate toward tokenized securities and blockchain-enabled market structures."

A product, service, or process described as blockchain-enabled uses a tamper-resistant, shared digital record to store and verify transactions or data, so multiple parties can see the same information and changes are permanently recorded. For investors this matters because it can lower costs, reduce reliance on middlemen, and increase transparency and traceability—like replacing private ledgers with a public, auditable spreadsheet—while also bringing new operational and regulatory risks to weigh.

mortgage-backed assets financial

"sustainable RWA adoption is occurring within real estate and mortgage-backed assets."

Mortgage-backed assets are investments created by bundling many home loans together and selling pieces of the resulting stream of homeowner payments — similar to buying a share of the money homeowners pay each month. They matter to investors because they can provide steady income but carry risks tied to the housing market and whether borrowers keep paying or pay off loans early, so they affect return and volatility in a portfolio.

non-custodial financial

"Hearth is a non-custodial, technology-only infrastructure platform designed to support"

Non-custodial means that individuals have full control over their own assets without relying on a third party to hold or manage them. Think of it like keeping your money in your own wallet instead of a bank’s safe deposit box; you are responsible for safeguarding and using your assets directly. For investors, this offers greater privacy and control, but also requires more responsibility for security.

on-chain technical

"Synchronization of on-chain and off-chain data, documentation, and asset events"

On-chain describes actions or data that are recorded directly on a blockchain, a public digital ledger that creates a permanent, time-stamped record of transactions. For investors, on-chain activity provides verifiable evidence of transfers, ownership changes or automated program actions (like contract-driven payments); seeing these entries is like checking a bank statement and helps assess liquidity, settlement finality, fees, and transparency when judging risk and market behavior.

off-chain technical

"Synchronization of on-chain and off-chain data, documentation, and asset events"

Off-chain describes transactions or data related to a blockchain that are handled outside the blockchain’s public ledger, similar to settling a payment by a private bank transfer instead of posting it on a public bulletin board. It matters to investors because off-chain activity can be faster, cheaper and more private but offers less transparency and different custody and regulatory risks, which can affect liquidity, trust and the valuation of blockchain-linked assets.

tokenized securities financial

"global capital markets — including initiatives announced by the New York Stock Exchange — accelerate toward tokenized securities"

A digital representation of a traditional financial asset—such as a share, bond or fund—recorded on a blockchain or similar electronic ledger so ownership and transfers are tracked automatically. It matters to investors because tokenized securities can make buying, selling and dividing assets faster, cheaper and available around the clock, potentially increasing liquidity and allowing investors to buy smaller slices of expensive assets, while also introducing platform, custody and regulatory considerations.

AI-generated analysis. Not financial advice.

Establishing Institutional-Grade Infrastructure for Real Estate and Mortgage Tokenization

Los Angeles, CA, Feb. 02, 2026 (GLOBE NEWSWIRE) -- OFA Group (NASDAQ: OFAL) today announced that Hearth, its real-world asset (RWA) digitization platform, has successfully entered active production use and is operating in live asset environments, supporting the digitization and lifecycle management of real estate and real estate–backed mortgage assets.

This milestone comes as global capital markets — including initiatives announced by the New York Stock Exchange (NYSE) — accelerate toward tokenized securities and blockchain-enabled market structures. OFA Group stated that as the industry conversation shifts from whether assets can be tokenized to how tokenization is operationalized at institutional scale, Hearth has already completed this critical transition.

From Concept to Production: Hearth Operating on Real Assets

OFA Group confirmed that Hearth is currently deployed across the company’s own and affiliated real estate and structured asset strategies, actively supporting:

• Digital representation and governance of real estate equity assets
• Structuring and lifecycle management of real estate–backed mortgage exposures
• Synchronization of on-chain and off-chain data, documentation, and asset events
• Institutional-grade disclosure, permissions, and auditable recordkeeping
  
  

This deployment marks Hearth’s evolution from a development-stage platform to a live infrastructure system managing real assets, real documentation, and real-world cash flows.

Why Real Estate and Mortgages Lead the RWA Adoption Curve

While global exchanges explore tokenization of equities and funds, OFA Group believes the earliest scalable and sustainable RWA adoption is occurring within real estate and mortgage-backed assets.

These asset classes exhibit structural characteristics that make them particularly well suited for institutional-grade digitization:

• Tangible underlying collateral and established legal frameworks
• Predictable, long-duration cash flow profiles
• Heavy reliance on documentation, valuation, disclosure, and ongoing administration
• Strong demand for transparency, auditability, and lifecycle control
  
  

Hearth was purpose-built to address these requirements and has now demonstrated its applicability through live deployment.

Hearth: Live Infrastructure, Not a Trading Venue

Hearth is a non-custodial, technology-only infrastructure platform designed to support the digitization and management of institutional real estate and mortgage assets.

The platform does not act as an issuer, broker, dealer, exchange, or custodian, and does not facilitate trading, pricing, or asset custody.

Instead, Hearth functions as:

• A system layer for digitizing real estate and mortgage-backed assets
• A trusted recordkeeping and workflow coordination infrastructure
• A compliance-aware foundation for long-term asset administration
  
  

This positioning allows Hearth to remain fully compatible with regulated exchanges, custodians, and financial institutions without assuming regulated financial roles itself.

Complementing Global Exchange Initiatives

As exchanges such as the NYSE explore tokenized securities and extended trading models, OFA Group expects a clear structural division to emerge within the next generation of capital markets:

• Exchanges: Market access, price discovery, and liquidity
• Infrastructure platforms (such as Hearth): Asset digitization, data integrity, compliance governance, and lifecycle management
  
  

Under this framework, real estate and mortgage assets must first achieve institutional-grade digital readiness before interfacing with any potential secondary markets.

From Internal Deployment to Institutional Platform Expansion

Following the successful live deployment of Hearth across internal and affiliated assets, OFA Group plans to advance the platform’s next phase of development, gradually expanding support to third-party real estate sponsors, asset managers, and institutional originators.

This phased approach is designed to ensure:

• Proven performance in real-world asset environments
• Operational and risk-management rigor
• Clear and consistent regulatory boundaries
  
  

as the platform scales to broader institutional adoption.

Looking Ahead: The Future of RWA Is Operational

OFA Group believes the long-term value of real-world assets lies not in transaction velocity, but in durable cash flows, real estate fundamentals, and institutional-grade governance.

With Hearth now live and operating in production, OFA Group is positioned at the forefront of real estate and mortgage digitization, aiming to serve as a critical infrastructure provider in the evolving RWA ecosystem.

OFA management stated that Hearth’s commercial model is based on client asset scale and is expected to charge each client a technical service fee of approximately 1.5% of the total real-world assets (RWA) supported for that client on the platform.

Management expects that, as Hearth continues to be deployed and expanded across real estate and real estate-backed mortgage assets, this service-based model has the potential to generate meaningful, recurring operating revenue for OFA Group.

About OFA Group

OFA Group (NASDAQ: OFAL) is a publicly traded company operating at the intersection of architecture, technology, and asset management. Through its subsidiaries and platforms, OFA develops design-led solutions and digital infrastructure supporting the evolution of the built environment and capital markets.

Investor Relations
OFA Group
Email: info@ofacorp.com
Website: www.ofacorp.com

FAQ

What did OFA Group announce about Hearth on February 2, 2026 (OFAL)?

Hearth is live and operating in production across OFA Group’s own and affiliated real estate and mortgage assets. According to the company, the platform now manages digitized assets, documentation, on-chain/off-chain synchronization, and auditable lifecycle workflows.

How does Hearth generate revenue for OFA Group (OFAL)?

Revenue will come from client technical service fees of about 1.5% of supported RWA per client. According to the company, the fee is applied to total real-world assets supported and is intended as a recurring infrastructure revenue stream.

Does Hearth act as a trading venue or custodian for tokenized assets (OFAL)?

No—Hearth is a non-custodial, technology-only infrastructure platform and does not act as an issuer, broker, dealer, exchange, or custodian. According to the company, it focuses on digitization, recordkeeping, compliance, and lifecycle management.

Which asset types is Hearth initially supporting for OFA Group (OFAL)?

Hearth currently supports institutional real estate equity and real estate–backed mortgage assets in live environments. According to the company, these classes are prioritized due to tangible collateral, long-duration cash flows, and heavy documentation needs.

How will OFA Group expand Hearth beyond internal deployment (OFAL)?

OFA Group plans a phased expansion to third-party real estate sponsors, asset managers, and institutional originators. According to the company, the approach emphasizes proven performance, operational rigor, and clear regulatory boundaries as scale broadens.