OppFi Inc Stock Price, News & Analysis

OppFi (NYSE: OPFI) has reported exceptional first quarter 2025 results, marking significant growth across key metrics. The company achieved record total revenue of $140.3M, representing a 10.1% year-over-year increase. Notable achievements include a 101.3% surge in net income to $20.4M and a remarkable 285.1% jump in adjusted net income to $33.8M, both setting new quarterly records. The company's adjusted EPS reached $0.38, significantly higher than $0.10 in the prior year period. Net revenue margin expanded by 1,100 basis points year-over-year to 64.7%. Total net originations grew 16% year-over-year to $189.2M. These strong results reflect OppFi's successful implementation of algorithmic credit decisioning, operational efficiency initiatives, and disciplined expense management.

OppFi Inc. (NYSE: OPFI) reported exceptional Q1 2025 financial results, with significant year-over-year improvements. The company achieved record quarterly revenue of $140.3 million, up 10.1% year-over-year, and record adjusted net income of $33.8 million, representing a 285.1% increase. Net income grew 101.3% to $20.4 million. The company's performance was driven by improved operational efficiency, enhanced credit modeling, and disciplined growth approach. Key metrics showed strong improvement with average yield increasing to 135.8% and net charge-off rate decreasing to 34.6%. Based on these strong results, OppFi raised its full-year 2025 guidance, projecting adjusted net income of $106-113 million and adjusted EPS of $1.18-1.26.

OppFi (NYSE: OPFI), a tech-enabled digital finance platform partnering with banks to provide financial products for everyday Americans, has scheduled its first quarter 2025 earnings release and conference call.

The financial results will be announced before market open on Wednesday, May 7, 2025, followed by a management-hosted conference call at 9:00 a.m. ET the same day. Investors can access the webcast through the company's investor relations website at investors.oppfi.com or join via phone using the provided dial-in numbers.

OppFi (NYSE: OPFI), a tech-enabled digital finance platform, has announced a $0.25 per share special dividend payable on April 18, 2025, to Class A common stockholders of record as of April 8, 2025. The company will also distribute $0.25 per unit to Class A common unit holders of Opportunity Financial,

This marks OppFi's second special dividend as a public company, following the recent payoff of their corporate debt. The company maintains its position as a leading technology and servicing platform in alternative financial services, with a notable 4.5/5.0 star rating on Trustpilot from over 4,900 reviews. Additionally, OppFi holds a 35% equity interest in Bitty Holdings, , a company offering revenue-based financing solutions to small businesses.

OppFi (NYSE: OPFI) has been named 'Best Personal Finance Company' in the ninth annual FinTech Breakthrough Awards, marking its third recognition in four years. The tech-enabled specialty finance platform, which connects community banks with subprime borrowers, stood out among thousands of global nominations.

The company demonstrates strong customer satisfaction metrics with a 4.5/5.0 rating on Trustpilot and an impressive NPS score of 80. CEO Todd Schwartz emphasized the company's dedication to improving the subprime borrower experience while maintaining strong financial performance.

OppFi (NYSE: OPFI) reported strong Q4 2024 financial results, exceeding both company guidance and analyst expectations. The company achieved record total revenue of $135.7M, representing a 2.1% year-over-year increase. Key highlights include:

- Net income grew dramatically by 619.7% year-over-year to $14.0M
- Adjusted net income reached $20.3M, up 140.3% from prior year
- Adjusted EPS of $0.23 versus consensus estimates of $0.15
- Net revenue margin expanded 1,000 basis points year-over-year to 59.5%
- Total net originations increased 11% year-over-year to $214.0M

For the full fiscal year 2024, total revenue increased 3.3% compared to FY23, while adjusted net income doubled from the previous year.

OppFi (NYSE: OPFI) reported strong financial results for Q4 and full-year 2024, with significant year-over-year growth. Net income surged 112.4% to $83.8 million for full-year 2024, marking the company's tenth consecutive profitable year.

Key highlights include:

• Full-year adjusted net income up 99.2% to $82.7 million
• EPS improved to $0.36 from -$0.06 in 2023
• Adjusted EPS increased 95.5% to $0.95
• Net charge-offs decreased 440 basis points to 39.1%
• Average yield increased 416 basis points to 131.4%

The company provided optimistic guidance for 2025, projecting:

• Revenue growth of 7-13% ($563-594 million)
• Adjusted net income growth of 15-17% ($95-97 million)
• Q1 2025 adjusted net income of $22-24 million

OppFi Inc. (NYSE: OPFI), a tech-enabled specialty finance platform, has scheduled its fourth quarter and full year 2024 earnings release for Wednesday, March 5, 2025, before market opening. The company will host a conference call at 9:00 a.m. ET on the same day to discuss financial results and business outlook.

Investors can access the conference call webcast through OppFi's Investor Relations website at investors.oppfi.com, or join via phone using the following dial-in numbers: Domestic: (800) 225-9448, International: (203) 518-9708, Conference ID: OPPFI. An archived version of the webcast will be available on the company's website.

OppFi Inc. (NYSE:OPFI) has expanded its revolving credit facility with Blue Owl Capital affiliates from $250 million to $300 million. The amended agreement extends the maturity date to February 2029, increases available funds for growth, and provides flexibility to use balance sheet capital for early corporate debt extinguishment.

The expansion follows Blue Owl's acquisition of Atalaya Capital Management in September 2024. OppFi, a tech-enabled specialty finance platform, partners with community banks to provide credit access to everyday Americans. The company maintains a 4.5/5.0 star rating on Trustpilot with over 4,400 reviews and holds a 35% equity interest in Bitty Advance, a small business financing company.