OptimumBank Holdings, Inc., Announced Fourth Quarter 2025 Results and Will Host Earnings Webcast on February 18, 2026
Rhea-AI Summary
OptimumBank Holdings (NYSE American: OPHC) will host a conference call and live webcast on Wednesday, February 18, 2026 at 10:00 A.M. ET to discuss fourth-quarter and full-year financial results for the period ended December 31, 2025 and provide a business update.
The company released its fourth-quarter and full-year earnings on February 2, 2026; the earnings release and webcast registration are available online. For assistance, contact Seth Denison at SDenison@OptimumBank.com.
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News Market Reaction
On the day this news was published, OPHC gained 2.95%, reflecting a moderate positive market reaction.
Data tracked by StockTitan Argus on the day of publication.
Key Figures
Market Reality Check
Peers on Argus
OPHC is down 1.36% while peers are mixed: TCBS up 2.91%, ASRV down 1.12%, BAFN down 2.09%, HFBL flat, MBBC up 0.3%, suggesting stock-specific trading rather than a clear sector move.
Previous Earnings Reports
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| May 16 | Earnings results | Positive | -2.3% | Q1 2024 earnings with higher net income and strong loan growth. |
The last earnings release showed strong growth metrics but the stock fell, indicating a tendency for negative price reactions even on favorable financial updates.
Recent disclosures highlight strong fundamentals and active capital management. A prior earnings release on May 16, 2024 reported net earnings of $2.377M, sizable loan growth and expanding noninterest income, yet the stock moved -2.27% the next day. More recently, a 4Q25/2025 performance update on Feb 2, 2026 showed higher net earnings and loan growth, with a 3.18% positive reaction, underscoring mixed responses to fundamentally driven news.
Historical Comparison
In the past, OPHC’s earnings releases saw an average move of -2.27%, showing that solid financial updates did not always translate into positive next-day trading.
Earlier earnings highlighted rapid loan and asset growth, higher noninterest income, and expansion initiatives such as SBA 7A lending, setting a backdrop for later full-year 2025 results and the forthcoming webcast discussion.
Market Pulse Summary
This announcement schedules a webcast on February 18, 2026 to discuss fourth-quarter and full-year 2025 results that were released on February 2, 2026. Earlier disclosures highlighted growing earnings, loans, and assets, alongside balance sheet and capital structure adjustments. Investors may focus on management’s commentary about credit quality, deposit trends, and growth plans, as well as any follow-up to recent regulatory filings and insider transactions when evaluating the bank’s next phase.
AI-generated analysis. Not financial advice.
Fort Lauderdale, Florida--(Newsfile Corp. - February 11, 2026) - OptimumBank Holdings, Inc. (NYSE American: OPHC), today announced that its management team will host a conference call and live webcast on Wednesday, February 18, 2026, at 10:00 A.M. Eastern Time to discuss the Company's financial results for the fourth quarter and full year ended December 31, 2025, and provide a business update.
The Company released its fourth-quarter and full-year earnings results on February 2, 2026.
Earnings Release
The Company's fourth-quarter and full-year earnings release issued on February 2, 2026, is available here: Earnings Release
Current and prospective investors are invited to attend the webcast virtually by registering here: Webcast Registration
You may also contact Seth Denison at SDenison@OptimumBank.com for more information or assistance with registration.
About OptimumBank Holdings, Inc.
OptimumBank Holdings, Inc. is the corporate parent company of OptimumBank, formed in 2004. OptimumBank was founded in 2000 in Ft. Lauderdale, Florida. Our customers found a bank that is strongly service oriented with reasonable fees, unseen at larger financial institutions. OptimumBank is committed to supporting economic development through responsible banking and community partnerships. OptimumBank's business and financial solutions include: Business Banking, Business Lending, SBA Lending Solutions, Treasury Management, and Personal Banking. The Company is traded on the NYSE American under the symbol "OPHC".
Note Regarding Forward-Looking Statements
Certain statements in this press release are "forward-looking statements" within the meaning of the rules and regulations of the Private Securities Litigation and Reform Act of 1995. These statements are based on management's current expectations and are subject to uncertainty and changes in circumstances. These statements are not guarantees of future results or occurrences and are subject to change, possibly materially. See "Note Regarding Forward-Looking Statements" and the sections entitled "Risk Factors" in the Company's filings with the Securities and Exchange Commission which are available on OptimumBank's website (Investor Relations - OptimumBank) and on the Securities and Exchange Commission's website (www.sec.gov). Any forward-looking statements made by or on behalf of OptimumBank speak only as to the date they are made, and OptimumBank does not undertake to update forward-looking statements to reflect the impact of circumstances or events that arise after the date the forward-looking statements were made.
SOURCE: OptimumBank Holdings, Inc.
Investor Relations & Corporate Relations
Contact: Seth Denison
Telephone: (305) 401-4140 / SDenison@OptimumBank.com
To view the source version of this press release, please visit https://www.newsfilecorp.com/release/283458
FAQ
When is OptimumBank Holdings (OPHC) presenting its Q4 and full-year 2025 results?
Where can investors find OptimumBank Holdings (OPHC) fourth-quarter and full-year 2025 earnings?
How can I register to attend the OptimumBank Holdings (OPHC) earnings webcast on February 18, 2026?
Will OptimumBank Holdings (OPHC) discuss both quarter and full-year results during the February 18, 2026 call?
Who should I contact for more information about OptimumBank Holdings (OPHC) earnings webcast registration?
