Welcome to our dedicated page for Oportun Financial news (Ticker: OPRT), a resource for investors and traders seeking the latest updates and insights on Oportun Financial stock.
Oportun Financial Corporation (Nasdaq: OPRT) is a mission-driven financial services company that regularly issues news and updates about its lending, savings, and capital markets activities. Company press releases describe how Oportun combines intelligent borrowing, savings, and budgeting capabilities to help members pursue their financial goals, particularly individuals who may lack traditional credit histories. The OPRT news stream reflects developments in its consumer lending operations, automated savings tools, and funding strategy.
Investors and observers following Oportun news will see recurring updates on financial results, including quarterly earnings releases that discuss net income, earnings per share, originations, portfolio performance, charge-off and delinquency trends, and operating expenses. These releases also highlight metrics such as risk-adjusted net interest margin and return on equity, providing insight into how the company manages credit risk and profitability over time.
Oportun’s news also covers funding and capital structure events, such as warehouse financing facilities and asset-backed securitizations. Recent announcements describe new warehouse capacity, extensions of existing facilities, and the issuance of revolving fixed-rate asset-backed notes secured by pools of unsecured and secured personal installment loans. These updates outline borrowing capacities, yields, and note ratings, illustrating how Oportun accesses capital to support its loan portfolio.
Another key theme in OPRT news is the company’s Set & Save automated savings product and related research. Oportun publishes reports such as its Holiday Savings Report, which analyzes member savings behaviors and amounts for goals tagged as “holiday” in Set & Save accounts. These releases present data on average savings, withdrawal patterns, and state-level trends, underscoring the role of automated savings in household budgeting.
Additional news items highlight partnerships and community initiatives. Oportun has announced extensions of its lending partnership with Pathward, under which Pathward originates unsecured and secured personal loans nationwide under Oportun-developed programs, and it has publicized the Oportun Scholarship Program, which provides need-based scholarships and access to the Set & Save app for selected students. The company also issues notices about participation in investor conferences and governance developments.
By reviewing the OPRT news feed, readers can track how Oportun’s lending performance, funding arrangements, savings tools, and mission-oriented programs evolve over time. This page aggregates official press releases and related coverage, offering a centralized view of the company’s most recent announcements.
Oportun (Nasdaq: OPRT) announced that CEO Raul Vazquez will step down as CEO and Board member no later than April 3, 2026 and will serve as advisor through July 3, 2026 while the Board conducts a CEO search with an executive search firm. The company also provided preliminary unaudited 4Q25 and FY25 results, reporting 4Q25 revenue $246–$248M, FY25 revenue $955–$957M, FY25 net income $23–$25M, FY25 adjusted EBITDA $146–$148M, and annualized net charge-off rates ~12%. Oportun expects final results in mid-February 2026.
Oportun (Nasdaq: OPRT) will participate in the Sidoti December Virtual Investor Conference with a live presentation and investor meetings.
Chief Executive Officer Raul Vazquez and Senior Vice President of Investor Relations Dorian Hare will present on December 10, 2025 at 4:00 PM ET. The presentation is available live via webcast and a replay will be accessible for 90 days in the IR calendar under News & Events at https://investor.oportun.com.
Oportun (Nasdaq: OPRT) released its 2025 Holiday Savings Report showing members have saved $6.5 million year-to-date, a 30% increase versus 2024. The report covers January–September 2025 and highlights average member holiday savings of $1,051, stronger Q3 catch-up savings of $431 (Q3 vs prior year +10%), and $148 saved in the first 30 days after account creation.
Top saver states were Kansas, Washington, and Colorado (each >$1,200 average). Members withdrew an average of $605 in Q3. Deadline-driven goals rose >20% year-start versus year-end over the last two years.
Oportun (Nasdaq: OPRT) released its 2025 Holiday Savings Report showing members saved $6.5 million year-to-date, a 30% increase from 2024. The report covers Set & Save holiday-tagged goals from January through September 2025 and highlights stronger household preparedness for a costlier holiday season.
Key metrics: average member saved $1,051 Jan–Sep 2025; Q3 catch-up savings $431 (Q3 average, +10% YoY); average Q3 withdrawals of $605; top saver states: Kansas, Washington, Colorado; lowest: North Carolina, Michigan, Idaho. The report also notes a consistent 20%+ year-start increase in deadline-driven goals.
Oportun (Nasdaq: OPRT) reported third-quarter 2025 results, marking its fourth consecutive quarter of GAAP profitability with GAAP net income of $5.2M (a $35M year-over-year improvement) and GAAP EPS of $0.11. Adjusted EPS was $0.39 and Adjusted EBITDA rose 31% to $41M. Total revenue was $239M, down 5% year-over-year, while net revenue improved to $105M. Aggregate originations grew to $512M (+7%).
The company lowered full-year GAAP operating expense guidance to ~$370M, increased warehouse capacity to $1.14B, and trimmed funding costs, enabling a 4% increase to the midpoint of full-year Adjusted EPS guidance to $1.30–$1.40 (81%–94% YoY growth implied).
Oportun (Nasdaq: OPRT) will report third quarter 2025 financial results on Tuesday, November 4, 2025 after market close.
The company will host a conference call and live webcast to discuss results on November 4, 2025 at 5:00 PM ET / 2:00 PM PT. The live webcast is accessible at investor.oportun.com, and a replay will be available for one year.
Dial-in numbers: 1-866-604-1698 (toll-free) or 1-201-389-0844 (international). Participants should call 10 minutes before the start time.
Oportun (Nasdaq: OPRT) issued $441 million of two-year revolving fixed-rate asset-backed notes secured by a pool of unsecured and secured installment loans on October 20, 2025. The offering included five classes (A–E) with Fitch ratings of AAA, AA-, A-, BBB-, and BB- respectively.
The transaction carried a weighted average coupon of 5.69% and a weighted average yield of 5.77%; class coupons ranged from 4.53% (Class A) to 10.82% (Class E). Notes were offered under Rule 144A.
Oportun (Nasdaq: OPRT) announced changes to its debt capital structure on October 14, 2025 that expand committed warehouse capacity, extend facility tenor and reduce higher-cost corporate debt.
Key actions include closing a $247 million three-year revolving warehouse with Citizens Financial Group and Community Investment Management; a 12-month extension of an existing Goldman Sachs/Jefferies warehouse; increasing committed warehouse capacity from $954 million to $1.14 billion; raising the weighted average remaining term from 17 to 25 months; and repaying $17.5 million in October for a total $50 million corporate debt paydown since October 2024, reducing that facility from $235 million to $185 million.
Oportun (Nasdaq: OPRT), a mission-driven financial services company, has announced its participation in the upcoming Sidoti September Virtual Investor Conference. CEO Raul Vazquez and Interim CFO Paul Appleton will deliver a presentation and engage in investor meetings during the event.
The presentation is scheduled for September 18th at 1:00 pm ET and will be accessible via live webcast. Investors can access the presentation through the provided link or through Oportun's Investor Relations website. A replay will remain available for 90 days following the conference.
Pathward Financial (Nasdaq: CASH) has announced the extension of its partnership with Oportun Financial Corporation through 2029. The agreement enables Pathward to continue originating both secured and unsecured personal loans nationwide under Oportun-developed programs.
Under the partnership, which began in 2020, Oportun manages marketing, underwriting, fraud prevention, and loan servicing, while Pathward provides banking services and oversight. The collaboration aims to increase financial access for underserved populations, leveraging Oportun's technology and Pathward's compliance standards.
Notably, Oportun, recently recognized on CNBC's World's Top Fintech Companies 2025 list, offers lending solutions through online, mobile, and 127 physical stores across various states.