OwlTing (OWLS) Unveils “Invisible Rails” Strategy, Building Compliant Settlement Layer for AI Economy
OwlTing (NASDAQ: OWLS) unveiled an "Invisible Rails" strategy on Nov 20, 2025 to build a compliant settlement layer for stablecoins and tokenized assets across >20 global markets. The company cites a regulatory footprint covering 40 U.S. states and an existing Japan Electronic Payment Intermediary (Bank API) license while pursuing MiCA CASP and EMI authorizations in Europe and additional licenses in Asia and Latin America. OwlTing plans to integrate the x402 protocol into its OwlPay suite to enable near-instant T+0 settlement, autonomous AI-agent payments, and automated compliance monitoring.
The announcement frames OwlTing as a compliance-first infrastructure provider targeting enterprise stablecoin settlement and cross-border tokenized finance.
OwlTing (NASDAQ: OWLS) ha svelato una strategia Invisible Rails il 20 novembre 2025 per costruire uno strato di regolamentazione conforme per stablecoins e asset tokenizzati in oltre 20 mercati globali. L'azienda cita una impronta regolamentare che copre 40 stati degli Stati Uniti e una licenza esistente Japan Electronic Payment Intermediary (Bank API) mentre persegue autorizzazioni MiCA CASP e EMI in Europa e licenze aggiuntive in Asia e America Latina. OwlTing intende integrare il x402 protocol nella sua suite OwlPay per abilitare liquidazione quasi istantanea T+0, pagamenti con agenti IA autonomi e monitoraggio della conformità automatizzato.
L'annuncio presenta OwlTing come fornitore di infrastruttura orientato alla conformità, mirato alla liquidazione di stablecoin aziendali e alla finanza tokenizzata transfrontaliera.
OwlTing (NASDAQ: OWLS) reveló una estrategia de Invisible Rails el 20 de noviembre de 2025 para construir una capa de liquidación conforme para stablecoins y activos tokenizados en más de 20 mercados globales. La empresa cita una huella regulatoria que abarca 40 estados de EE. UU. y una licencia existente de Japan Electronic Payment Intermediary (Bank API) mientras persigue autorizaciones MiCA CASP y EMI en Europa y licencias adicionales en Asia y América Latina. OwlTing planea integrar el x402 protocol en su suite OwlPay para habilitar liquidación casi instantánea T+0, pagos con agentes de IA autónomos y monitoreo de cumplimiento automatizado.
El anuncio presenta a OwlTing como un proveedor de infraestructura centrado en el cumplimiento, orientado a la liquidación de stablecoins empresariales y a las finanzas tokenizadas transfronterizas.
OwlTing (NASDAQ: OWLS)은 2025년 11월 20일에 기업의 안정토큰 및 토큰화 자산에 대한 규정 준수 결제 계층을 20개가 넘는 글로벌 시장에 걸쳐 구축하기 위한 'Invisible Rails' 전략을 발표했습니다. 이 회사는 미국 40개 주를 포괄하는 규제 발자국과 기존의 Japan Electronic Payment Intermediary (Bank API) 라이선스를 인용하면서 유럽에서 MiCA CASP 및 EMI 인가를 추구하고 아시아 및 라틴 아메리카의 추가 라이선스를 모색합니다. OwlTing은 OwlPay 제품군에 x402 프로토콜을 통합하여 거의 즉시 결제 T+0, 자율 AI 에이전트 결제, 자동 컴플라이언스 모니터링을 가능하게 할 계획입니다.
발표는 OwlTing을 기업용 스테이블코인 결제 및 국경 간 토큰화 금융에 중점을 둔 컴플라이언스 우선 인프라 공급자로 소개합니다.
OwlTing (NASDAQ: OWLS) a dévoilé une stratégie Invisible Rails le 20 novembre 2025 pour bâtir une couche de règlement conforme pour les stablecoins et les actifs tokenisés sur plus de 20 marchés mondiaux. L'entreprise cite une empreinte réglementaire couvrant 40 États américains et une licence existante Japan Electronic Payment Intermediary (Bank API) tout en recherchant les autorisations MiCA CASP et EMI en Europe et des licences supplémentaires en Asie et en Amérique latine. OwlTing prévoit d'intégrer le x402 protocol dans sa suite OwlPay pour permettre une liquidation quasi instantanée T+0, des paiements via des agents IA autonomes et une surveillance de conformité automatisée.
L'annonce présente OwlTing comme un fournisseur d'infrastructure axé sur la conformité, visant la liquidation de stablecoins d'entreprise et la finance tokenisée transfrontalière.
OwlTing (NASDAQ: OWLS) enthüllte am 20. November 2025 eine Strategien namens Invisible Rails, um eine konforme Abwicklungs-Schicht für Stablecoins und tokenisierte Vermögenswerte über mehr als 20 globale Märkte hinweg aufzubauen. Das Unternehmen nennt eine regulatorische Fußspur, die 40 Bundesstaaten der USA abdeckt, sowie eine bestehende Lizenz der Japan Electronic Payment Intermediary (Bank API), während es MiCA CASP- und EMI-Berechtigungen in Europa sowie zusätzliche Lizenzen in Asien und Lateinamerika anstrebt. OwlTing plant, das x402 Protocol in seine OwlPay-Suite zu integrieren, um nahezu sofortige Abwicklung T+0, autonome KI-Agenten-Zahlungen und automatisierte Compliance-Überwachung zu ermöglichen.
Die Ankündigung präsentiert OwlTing als konforme Infrastruktur-Firma, die sich auf Unternehmensaquid-Stablecoins und grenzüberschreitende tokenisierte Finanzen konzentriert.
OwlTing (NASDAQ: OWLS) كشفت عن استراتيجية مسارات خفية Invisible Rails في 20 نوفمبر 2025 لبناء طبقة تسوية متوافقة للعملات المستقرة والأصول الرمزية عبر أكثر من 20 سوقاً عالمياً. وتورد الشركة بصمة تنظيمية تغطي 40 ولاية أميركية وترخيصاً موجوداً لـ Japan Electronic Payment Intermediary (Bank API) بينما تسعى للحصول على تراخيص MiCA CASP و EMI في أوروبا وتراخيص إضافية في آسيا وأمريكا اللاتينية. تخطط OwlTing لدمج بروتوكول x402 في مجموعة OwlPay لديها لتمكين التسوية الفورية تقريباً T+0، ومدفوعات بواسطة وكلاء ذكاء اصطناعي مستقلين، ورصد امتثال آلي.
يقدّم الإعلان OwlTing كمزوّد بنية تحتية يركّز على الامتثال ويستهدف تسوية العملات المستقرة المؤسسية والتمويل الرمزي عبر الحدود.
- Regulatory footprint spanning 40 U.S. states
- Japan Bank API license in hand for Asian operations
- x402 protocol integration targets T+0 settlement
- European CASP and EMI authorizations are still pending
- x402 integration and global rollouts remain in progress
Insights
OwlTing presents a compliance-first stablecoin settlement plan integrating the x402 protocol to enable near-instant machine-to-machine payments.
OwlTing proposes a unified settlement layer that replaces slower legacy rails by combining stablecoin rails with the x402 protocol inside its OwlPay suite; the firm highlights a regulatory footprint spanning 40 U.S. states and plans for MiCA CASP and EMI pathways in Europe along with Japanese Electronic Payment Intermediary licensing.
The plan depends on regulatory approvals and operational integrations to move beyond pilot stages; the announcement cites industry circulation estimates of
Watch the concrete milestones: successful integration of the x402 protocol into OwlPay, formal grant of the MiCA CASP and EMI authorizations in Europe, and any firm commercial contracts converting pilots into production. Expect near-term verification over the next 6–18 months as licenses and customer deployments are finalized.
The Company aims to integrate the x402 Protocol to power the emerging AI agent economy, leveraging its industry-leading regulatory footprint across 40 U.S. states to capture the trillion-dollar shift in global value movement.
ARLINGTON, Va., Nov. 20, 2025 (GLOBE NEWSWIRE) -- OBOOK Holdings Inc. (NASDAQ: OWLS) (the "Company" or “OwlTing”), a blockchain technology company operating as the OwlTing Group, today unveiled its comprehensive global strategy to position itself as the next-generation infrastructure provider for Stablecoin and tokenized-asset settlement across over 20 global markets1.
Building on emerging demand from enterprises adopting stablecoin-based settlement and tokenized financial infrastructure, OwlTing is seeing clear indicators that global organizations are moving rapidly from pilot programs to scaling production deployments.
Capitalizing on its recently expanded regulatory footprint covering 40 U.S. states2, the Company is accelerating the rollout of a compliant, stablecoin-based infrastructure designed to serve as the “invisible rails” for institutional finance and the AI-driven commerce.
“We are witnessing a historical migration of value from legacy systems to blockchain-based settlement. It is an infrastructure upgrade required by the global economy,” said Darren Wang, Founder and CEO at OwlTing Group. “By securing the robust U.S. Money Transmitter Licenses3 and integrating cutting-edge AI protocols, OwlTing is building the ‘invisible rails’ that will allow institutions and AI agents to transact globally with confidence. We have built the compliance moat necessary to capture significant value as this market matures.”
Stablecoin Settlement: The Inevitable Upgrade to Global Finance
OwlTing’s strategy is anchored in the conviction that stablecoins are evolving from trading instruments into the primary medium for B2B and cross-border settlement. According to industry data, the global stablecoins circulation could reach
The Company enables this transition by providing a unified settlement layer that resolves the fragmentation of traditional banking.
- Institutional Efficiency: Replacing the T+2 settlement cycle of legacy banking with T+0 (near-instant) finality.
- Cost Reduction: Eliminating multiple intermediaries in cross-border transactions, drastically reduces fees for payment service providers (PSPs) and multinational corporations.
- Transparency: Offering on-chain, auditable records that satisfy the strict demands of public companies and financial auditors.
Accelerating the Shift: AI Agents and the x402 Protocol
A central pillar of OwlTing’s strategic roadmap is the integration of Artificial Intelligence into its payment infrastructure. As the digital economy shifts toward autonomous operations, AI Agents, the software programs capable of executing tasks independently, require a payment rail that functions without human latency.
OwlTing is integrating the x402 protocol into its OwlPay payment suite. This integration aims to standardize how AI agents identify, invoice, and settle transactions autonomously.
- Machine-to-Machine Economy: By combining the x402 protocol with OwlTing’s stablecoin rails, the Company is building the financial logic that allows AI agents to execute cross-border payments instantly on behalf of merchants and consumers.
- Automated Compliance: The system leverages AI not just for transaction execution but for real-time compliance monitoring, ensuring that automated payments remain within regulatory guardrails.
This strategic integration will position OwlTing not merely as a payment processor but as a critical infrastructure provider for the future of autonomous commerce.
The Compliance Moat: Winning at the Starting Line
While the technology is transformative, OwlTing believes that regulatory standing is the core competitive advantage. As institutional interest in tokenized assets and stablecoins grows, regulated entities will prioritize partners who can prioritize compliance.
OwlTing’s strategy relies on its compliance-first approach:
- U.S. Leadership: With strong regulatory footprint in 40 U.S. States and additional state licenses in the progress, the Company has achieved a level of coverage that rivals top-tier traditional fintechs, allowing it to service the vast majority of the U.S. market legally and effectively.
- Global Interoperability: Beyond the U.S., the Company is upgrading its European status to a Crypto Asset Service Provider (CASP) license under the MiCA framework while pursuing an Electronic Money Institution (EMI) license. In Asia, the Company holds an Electronic Payment Intermediary (Bank API) license in Japan with pending stablecoin and fiat authorizations, alongside strategic licensing opportunities in Hong Kong, Singapore, and Latin America to complete its global settlement network. This creates a "regulated corridor" for fiat-to-stablecoin flows that unregulated competitors cannot match.
“We believe the winners in this space will not be those who break the rules, but those who master them,” added Darren Wang. “For institutional investors and partners, our robust license portfolio eliminates the regulatory uncertainty that has plagued the sector, making OwlTing the safe, scalable choice for accessing the blockchain economy.”
Commercial adoption is already validating this strategy. From fintechs bridging U.S.-Africa remittance corridors to institutions exploring tokenized cash, OwlTing’s infrastructure is actively solving real-world friction. With its regulatory moat secured and the upcoming x402 protocol integration, the Company has transitioned from construction to execution, standing prepared to capture the value of this historical financial migration.
About OBOOK Holdings Inc. (OwlTing Group)
OBOOK Holdings Inc. (NASDAQ: OWLS) is a blockchain technology company operating as the OwlTing Group. The Company was founded and is headquartered in Taiwan, with subsidiaries in the United States, Japan, Poland, Singapore, Hong Kong, Thailand, and Malaysia. The Company operates a diversified ecosystem across payments, hospitality, and e-commerce. In 2025, according to CB Insights’ Stablecoin Market Map, OwlTing was ranked among the top 2 global players in the “Enterprise & B2B” category. The Company’s mission is to use blockchain technology to provide businesses with more reliable and transparent data management, to reinvent global flow of funds for businesses and consumers and to lead the digital transformation of business operations. To this end, the Company introduced OwlPay, a Web2 and Web3 hybrid payment solution, to empower global businesses to operate confidently in the expanding stablecoin economy. For more information, visit https://www.owlting.com/portal/?lang=en.
Safe Harbor Statement
Certain statements in this announcement are forward-looking statements. These forward-looking statements involve known and unknown risks and uncertainties and are based on the Company’s current expectations and projections about future events that the Company believes may affect its financial condition, results of operations, business strategy, and financial needs. Investors can identify these forward-looking statements by words or phrases such as “may,” “could,” “will,” “should,” “would,” “expect,” “plan,” “aim,” “intend,” “anticipate,” “believe,” “estimate,” “predict,” “likely,” “potential,” “project,” or “continue,” or the negative of these terms or other comparable terminology. The Company undertakes no obligation to publicly update or revise any forward-looking statements to reflect subsequent events or circumstances, except as required by law. Although the Company believes that the expectations expressed in these forward-looking statements are reasonable, it cannot guarantee that such expectations will prove correct. The Company cautions investors that actual results may differ materially from those anticipated and encourages investors to review other factors that may affect its future results in the Company’s registration statement filed with and declared effective by the SEC and other filings with the SEC, available at www.sec.gov.
OBOOK Holdings Inc. Media Relations
Michael Hsu, Public Relations Director
pr_office@owlting.com
An image accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/5c7e9b32-fd4c-4b0d-a3de-7943fc9780e3
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1 Availability may vary by jurisdiction and is subject to change. Please contact the OwlPay Support team for details.
2 All regulated services are provided solely through licensed wholly owned subsidiaries of OBOOK Holdings Inc., including OwlTing USA, Inc. (NMLS ID: 2324336) for U.S. money transmission services.
3 Availability may vary by jurisdiction and is subject to change. As of November 2025, OwlTing Group has obtained MTL licenses or their equivalent in 39 U.S. states and is applying for licenses in additional states. The Company has now expanded its regulatory footprint in 40 U.S. States. For a list of U.S. licenses obtained, please see https://www.owlting.com/owlpay/licenses?lang=en.
4 According to the Bernstein Research statistics.
5 According to Visa’s Stablecoins 2030: Web3 to Wall Street Report for a bull case implication. Please see: https://www.citigroup.com/rcs/citigpa/storage/public/GPS_Report_Stablecoins_2030.pdf
FAQ
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