Welcome to our dedicated page for Peoples Finl Svcs news (Ticker: PFIS), a resource for investors and traders seeking the latest updates and insights on Peoples Finl Svcs stock.
Peoples Financial Services Corp. reports recurring bank holding company developments tied to Peoples Security Bank and Trust Company, an independent community bank serving retail and commercial customers across Pennsylvania, New Jersey and New York. News releases commonly cover unaudited quarterly and annual earnings, net interest income, provision for credit losses, loan growth, asset quality, return metrics and non-interest expense.
Company updates also include cash dividend declarations, securities portfolio actions, office and headquarters-related operating matters, and governance changes at the holding company and bank. Its banking services include deposit accounts, residential and commercial lending, commercial real estate and municipal loans, equipment finance, working capital lines of credit, card processing and advisory services.
Peoples Financial Services (NASDAQ: PFIS) declared a third quarter 2026 cash dividend of $0.6250 per share. The dividend will be paid on September 15, 2026 to shareholders of record on August 31, 2026. Peoples is the holding company for Peoples Security Bank and Trust Company, which serves retail and commercial customers through 40 community banking offices across select counties in Pennsylvania, New Jersey and New York.
Peoples Financial Services (NASDAQ: PFIS) reported unaudited results for the three and six months ended June 30, 2026. Second-quarter 2026 net income was $14.8 million, or $1.48 per diluted share, down from $17.0 million, or $1.68, a year earlier. Six‑month net income was $29.6 million, or $2.95 per diluted share, versus $32.0 million, or $3.18, in 2025. Annualized ROAA for the quarter was 1.13% and ROAE 11.10%, both below prior‑year levels.
According to Peoples, lower earnings primarily reflected a higher provision for credit losses tied to strong loan growth, along with higher noninterest and income tax expense, partly offset by higher net interest and noninterest income. Total loans reached $4.3 billion, up $112.6 million from March 31, 2026 and $305.3 million year over year. Total deposits rose to $4.5 billion, up $83.5 million sequentially and $221.5 million year over year. Book value per share increased to $53.56 and tangible book value per share to $43.51 versus June 30, 2025. The fully tax‑equivalent net interest margin improved to 3.82% in the quarter, while the efficiency ratio was 55.16%.
Peoples Financial Services Corp. (NASDAQ: PFIS) reported unaudited Q1 2026 results: net income $14.7M and $1.47 diluted EPS. ROAA was 1.15% and ROAE 11.26%. Total loans rose $123.3M (12.3% annualized) to $4.2B. NIM (FTE) widened to 3.67% and book value per share increased to $52.50. Provision for credit losses rose to $1.4M; noninterest expense increased to $29.9M. Asset quality ratios improved and the company completed partial repositioning of its investment portfolio.
Peoples Financial Services Corp (NASDAQ: PFIS) declared a second-quarter cash dividend of $0.6250 per share. The dividend is payable June 15, 2026 to shareholders of record on May 29, 2026.
Peoples is the bank holding company for Peoples Security Bank and Trust Company, operating 40 full-service community banking offices across Pennsylvania, New Jersey and New York offering retail and commercial financial services.
Peoples Financial Services Corp. (NASDAQ: PFIS) reported unaudited results for Q4 and full-year 2025. Net income was $12.0M (Q4) and $59.2M (FY), or $1.19 and $5.88 per diluted share, respectively. Core net income was $13.7M (Q4) and $61.1M (FY).
The quarter included a $2.2M pre-tax loss on the sale of AFS treasuries; the company sold $78.6M of treasuries and purchased higher-yielding AFS securities with ~4.67% book yield. NIM was 3.60% (Q4) and FTE NIM 3.58% (FY). Total loans were $4.1B; book value per share rose to $52.01.
Peoples Financial Services Corp. (NASDAQ: PFIS) announced that Thomas P. Tulaney will retire as President of PFIS and President and Director of Peoples Security Bank and Trust Company effective April 3, 2026. Mr. Tulaney was appointed President on January 1, 2025 and has over 40 years of banking experience.
Following retirement he is expected to serve as a Senior Advisor to assist leadership transition, provide strategic help, and remain involved in customer and community relationships. Subject to committee review, CEO Gerard A. Champi is anticipated to assume the President role upon retirement.
Peoples Financial Services Corp. (NASDAQ: PFIS) declared a first-quarter cash dividend of $0.6250 per share, payable March 13, 2026 to shareholders of record February 27, 2026. The dividend represents a 1.2% increase versus the fourth quarter of 2025.
Peoples is the bank holding company for Peoples Security Bank and Trust Company, operating 40 full-service community banking offices across counties in Pennsylvania, Middlesex County NJ and Broome County NY, offering retail and commercial financial products and services.
Peoples Financial Services Corp. (NASDAQ: PFIS) declared a fourth-quarter cash dividend of $0.6175 per share. The dividend is payable December 15, 2025 to shareholders of record on November 28, 2025.
Peoples is the bank holding company for Peoples Security Bank and Trust Company, operating 39 full-service community banking offices across parts of Pennsylvania, Middlesex County NJ and Broome County NY. The release also reiterates standard forward-looking cautionary language and references the July 1, 2024 merger with FNCB Bancorp.
Peoples Financial Services Corp. (NASDAQ: PFIS) reported unaudited Q3 2025 net income of $15.2M or $1.51 per diluted share, up from a net loss of $4.3M in Q3 2024 and down from $17.0M in Q2 2025. Year-to-date net income was $47.2M or $4.69 per diluted share through Sept. 30, 2025.
Key results: ROAE annualized 12.02%, ROAA 1.19%, book value per share $50.95, tangible book $40.43, NIM (FTE) 3.54%, and a provision credit of $0.8M in Q3. Results reflect benefits from the July 1, 2024 FNCB merger, higher net interest income, lower provision for credit losses, and merger-related comparatives.
Peoples Financial Services Corp. (NASDAQ: PFIS) reported strong Q2 2025 financial results, with net income of $17.0 million ($1.68 per diluted share), up from $15.0 million in Q1 2025. For H1 2025, net income reached $32.0 million ($3.18 per diluted share), a significant increase from $6.7 million in H1 2024.
Key performance metrics showed improvement with ROAA at 1.36% and ROAE at 13.87% for Q2 2025. The company's efficiency ratio improved to 53.92%, while net interest margin increased to 3.69%. Notable achievements include a 50.6% dividend increase year-over-year and the successful integration of FNCB Bancorp merger completed in July 2024.
In June 2025, PFIS executed a strategic debt refinancing, redeeming $33.0 million of subordinated notes and issuing $85.0 million of new 7.75% fixed-to-floating rate subordinated notes due 2035.