PEOPLES FINANCIAL SERVICES CORP. Declares Fourth Quarter 2025 Dividend

Rhea-AI Summary

Peoples Financial Services Corp. (NASDAQ: PFIS) declared a fourth-quarter cash dividend of $0.6175 per share. The dividend is payable December 15, 2025 to shareholders of record on November 28, 2025.

Peoples is the bank holding company for Peoples Security Bank and Trust Company, operating 39 full-service community banking offices across parts of Pennsylvania, Middlesex County NJ and Broome County NY. The release also reiterates standard forward-looking cautionary language and references the July 1, 2024 merger with FNCB Bancorp.

Positive

• Dividend declared of $0.6175 per share for Q4 2025
• Dividend payable Dec 15, 2025 to record holders on Nov 28, 2025

Negative

• None.

Insights

Banking dividend analyst

Peoples declared a quarterly cash dividend of $0.6175 per share, payable Dec 15, 2025 to holders of record Nov 28, 2025.

Peoples returned capital via a cash dividend of $0.6175 per share. The payment timing and record date are explicit and the company positions this alongside a summary of its branch footprint and customer base across Pennsylvania, New Jersey and New York.

The announcement includes forward‑looking caution around integration of the FNCB merger (consummated July 1, 2024) and other standard banking risks; those statements limit inference about sustainability of payouts. Monitor upcoming quarterly reports for explicit coverage of earnings, capital ratios, and cash flow to confirm dividend coverage within one reporting cycle (next quarterly filing).

SCRANTON, Pa., Oct. 31, 2025 /PRNewswire/ -- The Board of Directors of Peoples Financial Services Corp. ("Peoples") (NASDAQ: PFIS) declared a fourth quarter cash dividend of $0.6175 per share. The dividend is payable December 15, 2025 to shareholders of record November 28, 2025.

Peoples Financial Services Corp. is the bank holding company of Peoples Security Bank and Trust Company, an independent community bank serving its retail and commercial customers through 39 full-service community banking offices located within the Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, Wayne, and Wyoming Counties in Pennsylvania, Middlesex County in New Jersey and Broome County in New York. Each office, interdependent with the community, offers a comprehensive array of financial products and services to individuals, businesses, not-for-profit organizations and government entities. People's business philosophy includes offering direct access to senior management and other officers and providing friendly, informed and courteous service, local and timely. For more information, visit psbt.com.

Forward-looking Statements

This communication includes "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, with respect to the beliefs, goals, intentions, and expectations of Peoples; and other statements that are not historical facts. Forward–looking statements are typically identified by such words as "believe," "expect," "anticipate," "intend," "outlook," "estimate," "forecast," "project," "will," "should," and other similar words and expressions, and are subject to numerous assumptions, risks, and uncertainties, which change over time.

Additionally, forward–looking statements speak only as of the date they are made; Peoples does not assume any duty, and does not undertake, to update such forward–looking statements, whether written or oral, that may be made from time to time, whether as a result of new information, future events, or otherwise. Furthermore, because forward–looking statements are subject to assumptions and uncertainties, actual results or future events could differ, possibly materially, from those indicated in or implied by such forward-looking statements as a result of a variety of factors, many of which are beyond the control of Peoples. Such statements are based upon the current beliefs and expectations of the management of Peoples and are subject to significant risks and uncertainties outside of the control of Peoples. Caution should be exercised against placing undue reliance on forward-looking statements. The factors that could cause actual results to differ materially include the following: the possibility that the anticipated benefits of Peoples' merger with FNCB Bancorp, Inc. ("FNCB"), which was consummated July 1, 2024, will not be realized when expected or at all, including as a result of the impact of, or problems arising from, the integration of FNCB; the strength of the economy and competitive factors in the areas where Peoples conducts business; diversion of management's attention from ongoing business operations and opportunities; the possibility that Peoples may be unable to achieve expected synergies and operating efficiencies in the FNCB merger within the expected timeframes or at all; revenues following the FNCB merger may be lower than expected; Peoples' success in executing its business plans and strategies and managing the risks involved in the foregoing; the dilution caused by Peoples' issuance of additional shares of its capital stock in connection with the FNCB merger; the outcome of any legal proceedings that may be threatened or instituted against Peoples; the ability of Peoples to meet expectations regarding the accounting and tax treatments of the FNCB merger; effects of the completion of the FNCB merger on the ability of Peoples to retain customers and retain and hire key personnel and maintain relationships with its suppliers, and on its operating results and businesses generally; changes in interest rates; and risks related to the potential impact of general economic, political and market factors on Peoples; legislative and regulatory changes and the ability to comply with the significant laws and regulations governing the banking and financial services business; monetary and fiscal policies of the U.S. government, including policies of the U.S. Department of Treasury and the Federal Reserve System; adverse developments in the financial industry generally, responsive measures to mitigate and manage such developments, related supervisory and regulatory actions and costs, and related impacts on customer and client behavior; credit risk associated with lending activities and changes in the quality and composition of Peoples' loan and investment portfolios; demand for loan and other products; deposit flows; competition; changes in the values of real estate and other collateral securing the loan portfolio, particularly in Peoples' market area; changes in relevant accounting principles and guidelines; inability of third party service providers to perform; Peoples' ability to prevent, detect and respond to cyberattacks; and the other factors discussed in Peoples' Annual Reports on Form 10–K and Quarterly Reports on Form 10-Q as filed with the SEC from time to time.

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SOURCE Peoples Financial Services Corp.

FAQ

What dividend did Peoples Financial Services (PFIS) declare for Q4 2025?

Peoples declared a $0.6175 per share cash dividend for Q4 2025.

When is the PFIS Q4 2025 dividend payable and what is the record date?

The dividend is payable on December 15, 2025 to shareholders of record on November 28, 2025.

How many banking offices does Peoples operate after the FNCB merger (PFIS)?

Peoples operates 39 full-service community banking offices across PA, Middlesex County NJ and Broome County NY.

Does the PFIS announcement mention the FNCB merger?

Yes; the release references the consummated July 1, 2024 merger with FNCB Bancorp and related integration risks.

How can PFIS shareholders receive the Q4 2025 dividend?

Shareholders listed on the books as of the Nov 28, 2025 record date will receive the dividend on Dec 15, 2025.

Where can investors find more information about Peoples Financial Services (PFIS)?

Investors can visit the company's website at psbt.com for additional information.