Peoples Financial Services director sells shares

Separately, Nicholas was reported as holding 25,171 shares directly, and his spouse held 1,671 shares indirectly.

Available on EDGAR 11/10/2026 - 01:14 PM EST Accepted by SEC EDGAR 11/10/2026 - 01:14 PM EST Learn about SEC filing dates

Rhea-AI Filing Summary

James B. Nicholas, a director of Peoples Financial Services Corp. (PFIS), reported sales on November 6, 2026, of 2,451 shares from an IRA at $72.0585 per share and 1,533 shares from his spouse’s IRA at $72.0976 per share. Each account was reported with zero shares following its sale. No Rule 10b5-1 plan is reported. Nicholas was also reported as holding 25,171 shares directly, while his spouse held 1,671 shares indirectly.

Insider Trade Summary

Net Seller: 3,984 shares

Net Sell 2 txns

Insider NICHOLAS JAMES B

Role Director

Sold 3,984 shs ($287K)

Type	Security	Shares	Price	Value
Sale	Common Stock	2,451	$72.0585	$177K
Sale	Common Stock	1,533	$72.0976	$111K
Holding	Common Stock	--	--	--
Holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 0 shares (Indirect, IRA); Common Stock — 0 shares (Indirect, Spouse IRA); Common Stock — 25,171 shares (Direct); Common Stock — 1,671 shares (Indirect, Spouse)

Key Figures

Shares sold: 2,451 shares Sale price: $72.0585 per share Shares sold: 1,533 shares +5 more

8 metrics

Shares sold 2,451 shares From an IRA on November 6, 2026

Sale price $72.0585 per share IRA sale on November 6, 2026

Shares sold 1,533 shares From spouse’s IRA on November 6, 2026

Sale price $72.0976 per share Spouse’s IRA sale on November 6, 2026

Shares held after sale 0 shares IRA position following the November 6, 2026 sale

Shares held after sale 0 shares Spouse’s IRA position following the November 6, 2026 sale

Direct shares held 25,171 shares Reported November 6, 2026

Spouse’s indirect shares held 1,671 shares Reported November 6, 2026

Key Terms

IRA, Rule 10b5-1 plan, Indirect ownership

3 terms

IRA financial

"2,451 shares from an IRA"

An individual retirement account (IRA) is a savings account designed to help people put aside money for their retirement, often with tax advantages that encourage long-term savings. It matters to investors because it can grow over time, providing financial security later in life, and offers benefits that can reduce current taxes or allow investments to compound more effectively.

Rule 10b5-1 plan regulatory

"No Rule 10b5-1 plan is reported"

A Rule 10b5-1 plan is a prearranged, written schedule that lets corporate insiders buy or sell company stock at set times or amounts, even if they later learn material nonpublic information. Think of it like setting an automatic thermostat for trades: it creates a clear record that trades were planned in advance, reducing the risk of insider-trading accusations and helping investors trust that insider transactions are routine rather than based on secret information.

Indirect ownership financial

"1,671 shares held indirectly by his spouse"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What PFIS shares did director James B. Nicholas sell?

On November 6, 2026, 2,451 shares from an IRA were sold at $72.0585 per share, and 1,533 shares from his spouse’s IRA were sold at $72.0976 per share. Each account’s reported post-transaction holding was zero shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

NICHOLAS JAMES B

(Last) (First) (Middle)

C/O PEOPLES SECURITY BANK & TRUST CO

30 E D PREATE DRIVE

(Street)

MOOSIC PENNSYLVANIA 18507

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL SERVICES CORP. [ PFIS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/06/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/06/2026		S		2,451	D	$72.0585	0	I	IRA
Common Stock	11/06/2026		S		1,533	D	$72.0976	0	I	Spouse IRA
Common Stock								25,171	D
Common Stock								1,671	I	Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ John R. Anderson, As Attorney in Fact for James B. Nicholas	11/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)