Peoples Financial: Chiaro Inv Services LLC sells 605 shares

The IRA holding included DRP shares acquired on March 13, June 15 and September 15, 2026.

Available on EDGAR 11/06/2026 - 11:00 AM EST Accepted by SEC EDGAR 11/06/2026 - 11:00 AM EST Learn about SEC filing dates

Rhea-AI Filing Summary

Peoples Financial Services Corp. (PFIS) reported that Chiaro Inv Services LLC sold 605 common shares on November 4, 2026, at $73.26 per share. James P. Chiaro, EVP/Chief Inv Services Officer, reported the transaction; the LLC held 3,100 common shares afterward. No Rule 10b5-1 plan is reported. A separate IRA held about 172 common shares.

Insider Trade Summary

Net Seller: 605 shares

Net Sell 1 txn

Insider Chiaro James P

Role EVP/CHIEF INV SERVICES OFFICER

Sold 605 shs ($44K)

Type	Security	Shares	Price	Value
Sale	Common Stock	605	$73.26	$44K
Holding	Common Stock F1	--	--	--

Holdings After Transaction: Common Stock — 3,100 shares (Indirect, By Chiaro Inv Services LLC); Common Stock — 171.646 shares (Indirect, By IRA)

Footnotes (1)

1. F1. This amount includes 1.9680 DRP shares acquired on 3/13/2026, 1.6490 shares acquired on 6/15/2026 and 1.4760 shares acquired on 9/15/2026.

Key Figures

Common shares sold: 605 shares Sale price: $73.26 per share Common shares held after sale: 3,100 shares

3 metrics

Common shares sold 605 shares November 4, 2026; held indirectly by Chiaro Inv Services LLC

Sale price $73.26 per share November 4, 2026

Common shares held after sale 3,100 shares Chiaro Inv Services LLC

FAQ

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How many PFIS shares did Chiaro Inv Services LLC sell, and at what price?

James P. Chiaro, EVP/Chief Inv Services Officer, reported that Chiaro Inv Services LLC sold 605 PFIS common shares on November 4, 2026, at $73.26 per share. After the sale, the LLC held 3,100 common shares. No Rule 10b5-1 plan is reported.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Chiaro James P

(Last) (First) (Middle)

C/O PEOPLES SECURITY BANK & TRUST CO.

30 E D PREATE DRIVE

(Street)

MOOSIC PENNSYLVANIA 18507

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL SERVICES CORP. [ PFIS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP/CHIEF INV SERVICES OFFICER

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
11/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/04/2026		S		605	D	$73.26	3,100	I	By Chiaro Inv Services LLC
Common Stock								171.646(1)	I	By IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. This amount includes 1.9680 DRP shares acquired on 3/13/2026, 1.6490 shares acquired on 6/15/2026 and 1.4760 shares acquired on 9/15/2026.

	/s/ Stephanie A. Westington, CPA As Attorney in Fact for James P. Chiaro	11/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)