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Peoples Financial Services Corp. (PFIS) announced that its management anticipates meeting with investors during 2026 and has prepared presentation materials for those discussions. The materials, titled "2026 Q2 Investor Presentation (August 2026)," are furnished as Exhibit 99.1 and are also made available on the investor relations section of the company’s website.
The company notes that all information in the presentation is provided as of the dates indicated and that it does not undertake to correct or update the content in the future. Peoples Financial Services Corp. also states that no inferences should be drawn about the materiality of the information solely because it is being furnished under an information-only item of a current report.
Peoples Financial Services Corp. reported second-quarter 2026 net income of 14,805 (dollars in thousands), down from 16,956 a year earlier, with basic and diluted EPS of $1.48 versus $1.70 and $1.68. Net interest income rose to 45,604, but the provision for credit losses increased to 3,105 from a 239 benefit, offsetting that improvement. Noninterest income was 6,534 and noninterest expense grew to 30,610.
For the first six months of 2026, net income was 29,552 versus 31,965 in 2025, while loans expanded to 4,302,821 and deposits to 4,508,852 as of June 30, 2026. Total assets reached 5,440,546 and stockholders’ equity was 536,185, with the allowance for credit losses increasing to 42,311 and nonaccrual loans to 13,667.
The board declared a third-quarter 2026 dividend of $0.6250 per share, payable September 15, 2026 to shareholders of record on August 31, 2026, maintaining the prior quarter’s dividend level.
Peoples Financial Services Corp. reported unaudited results for the three and six months ended June 30, 2026. Net income was $14.8 million, or $1.48 per diluted share, for the quarter, down from $17.0 million, or $1.68 per diluted share, a year earlier. Six-month net income was $29.6 million, or $2.95 per diluted share, compared with $32.0 million, or $3.18 per share, in 2025. Annualized ROAA and ROAE for the quarter were 1.13% and 11.10%.
Quarterly net interest income rose to $45.6 million, helped by loan growth and higher investment income following an investment portfolio repositioning. The provision for credit losses increased to $3.1 million, reflecting significant loan growth, and noninterest expense climbed to $30.6 million, mainly from higher salaries, benefits, and occupancy costs. Total loans reached $4.3 billion and deposits $4.5 billion at June 30, 2026. Asset quality metrics remained solid, with nonperforming assets at $14.7 million, or 0.27% of total assets, and the allowance for credit losses at $42.3 million, or 0.98% of loans, net. Stockholders’ equity was $536.2 million, equal to book value of $53.56 and tangible book value of $43.51 per share.
Peoples Financial Services Corp. filed a quarterly institutional holdings report as an investment manager. The report is a Form 13F Holdings Report, indicating that all reportable holdings for this manager are included.
The filing lists 403 reportable positions in its Form 13F information table with an aggregate reported value of $231,445,942 as of the reporting period, rounded to the nearest dollar. No other investment managers are included in this report, and the firm confirms the accuracy and completeness of the information to the best of its knowledge.
VIENEY AMY reported acquisition or exercise transactions in this Form 4 filing.
PEOPLES FINANCIAL SERVICES CORP. executive Amy Vieney reported a compensation-related equity grant and updated holdings. On June 26, 2026, she was granted 610 restricted stock units (RSUs), each representing a contingent right to receive one share of PFIS common stock, vesting in three annual installments beginning June 26, 2027. She directly owns 621.4720 shares of common stock, including 53 shares of restricted stock and 568.4720 shares held through purchases and dividend reinvestment. A prior grant of 277 RSUs is vesting over three years, with 95 RSUs vested on March 11, 2026 and the remaining units scheduled to vest in 2027 and 2028. No open-market purchases or sales were reported in this filing.
KOPLIN NEAL D reported acquisition or exercise transactions in this Form 4 filing.
PEOPLES FINANCIAL SERVICES CORP. senior executive Neal D. Koplin reported updated equity holdings and a new compensation grant. On June 26, 2026, he received a grant of 773 restricted stock units (RSUs), each representing the right to receive one share of PFIS common stock.
Following this grant, Koplin holds 10,534.893 shares of common stock directly, plus additional indirect holdings of 409 shares through a 401(k) profit sharing plan and 435.006 shares in an IRA. He also has 323 RSUs outstanding from a prior award, with more installments scheduled to vest in 2027 and 2028.
Westington Stephanie A. reported acquisition or exercise transactions in this Form 4 filing.
PEOPLES FINANCIAL SERVICES CORP. EVP and Chief Accounting Officer Stephanie A. Westington reported an equity compensation update. On June 26, 2026, she was granted 526 Restricted Stock Units (RSUs), each representing a contingent right to receive one share of PFIS common stock.
Following earlier grants, Westington now holds 3,305 shares of common stock, including 420 shares of time-based restricted common stock and 2,885 other common shares263 RSUs led to 90 RSUs vesting on March 11, 2026, with 87 RSUs scheduled to vest on March 11, 2027 and 86 RSUs scheduled to vest on March 11, 2028. The filing does not show any open-market purchases or sales; the main activity is the new RSU award and the ongoing vesting schedule.
Cummings Mary Griffin reported acquisition or exercise transactions in this Form 4 filing.
PEOPLES FINANCIAL SERVICES CORP. executive Mary Griffin Cummings, EVP and General Counsel, reported updated equity holdings. She received a grant of 661 restricted stock units (RSUs) on June 26, 2026, each representing a contingent right to one share of PFIS common stock, vesting in three annual installments beginning June 26, 2027. Following the reported entries, she holds 6,780 shares of common stock, including time-based restricted stock, along with the newly granted RSUs and previously awarded RSUs that vest over 2027 and 2028.
Champi Gerard A reported acquisition or exercise transactions in this Form 4 filing.
PEOPLES FINANCIAL SERVICES CORP. chief executive officer Gerard A. Champi reported updated equity holdings and a new stock-based award. He now directly holds 20,436 shares of common stock, including 1,944 shares of time-based restricted common stock, 375 shares solely owned, and 18,117 shares held jointly with his spouse.
Champi was granted 1,762 new restricted stock units on 6/26/2026, each representing a contingent right to receive one share of PFIS common stock. These RSUs vest in three annual installments beginning 6/26/2027. The filing also notes an earlier 2,024‑RSU grant from 3/28/2025, with 689 RSUs vesting on 3/11/2026 and the remaining tranches scheduled to vest in 2027 and 2028.
BONE JAMES M JR reported acquisition or exercise transactions in this Form 4 filing.
PEOPLES FINANCIAL SERVICES CORP. executive vice president and chief financial officer James M. Bone Jr. reported updated equity holdings. On June 26, 2026, he was granted 793 restricted stock units (RSUs), each representing a contingent right to receive one share of PFIS common stock, vesting in three annual installments beginning June 26, 2027.
Footnotes show an earlier grant of 932 RSUs on March 28, 2025, of which 317 RSUs vested on March 11, 2026, with 308 and 307 RSUs scheduled to vest on March 11, 2027 and March 11, 2028. Following these updates, Bone reports direct ownership of 10,799.6234 shares of common stock and indirect ownership of 162.8464 shares through his spouse, alongside his outstanding RSUs.