PFIS (PFIS) risk chief granted 662 restricted stock units in equity award

Q: What insider activity did PFIS executive Timothy Kirtley report on this Form 4?

The filing shows no open-market trades by Timothy Kirtley. Instead, he reported a grant of 662 restricted stock units , which are compensation-related awards that convert into PFIS common shares as they vest over time.

Q: How many PFIS shares does Timothy Kirtley hold after the reported transactions?

After the reported positions, Kirtley holds 6,216 PFIS common shares directly , including 164 time-based restricted shares and 6,052 shares solely owned, plus 240 shares indirectly through the PSBT 401(k) Profit Sharing Plan, according to the filing details.

Q: What are the terms of the new 662 PFIS restricted stock units granted to Kirtley?

Kirtley was granted 662 PFIS restricted stock units on 6/26/2026. The filing states these RSUs vest in three annual installments beginning 6/26/2027, with each RSU representing a contingent right to receive one share of PFIS common stock.

Q: What prior PFIS RSU grant to Kirtley is described in the footnotes?

Footnotes explain that on 3/28/2025 Kirtley received 826 RSUs . Of these, 281 RSUs vested on 3/11/2026 , leaving 273 units scheduled to vest on 3/11/2027 and 272 units scheduled to vest on 3/11/2028, subject to the plan’s terms.

Q: How do PFIS restricted stock units work for Timothy Kirtley?

Each PFIS restricted stock unit represents a contingent right to one common share . The units vest over multi-year schedules described in the filing; as they vest, Kirtley becomes entitled to receive the underlying PFIS shares, assuming applicable conditions are satisfied.

Q: Does this PFIS Form 4 indicate buying or selling of common stock by Kirtley?

The Form 4 does not show any open-market buying or selling of PFIS common stock by Kirtley. It mainly records equity compensation holdings and a new RSU grant , which are routine elements of executive compensation rather than discretionary trades.

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Kirtley Timothy reported acquisition or exercise transactions in this Form 4 filing.

PEOPLES FINANCIAL SERVICES CORP. executive Timothy Kirtley reported a new equity award rather than an open-market trade. On 6/26/2026, he received a grant of 662 restricted stock units (RSUs), each representing a contingent right to one share of PFIS common stock, vesting in three annual installments beginning 6/26/2027.

Following this filing, he holds 6,216 shares of common stock directly, including 164 shares of time-based restricted common stock and 6,052 shares solely owned, plus 240 shares held indirectly through the PSBT 401(k) Profit Sharing Plan. He also has prior RSU awards, including 826 RSUs granted on 3/28/2025, of which 281 vested on 3/11/2026 and the remaining units are scheduled to vest in 2027 and 2028.

Insider Trade Summary

5 transactions reported

Mixed 5 txns

Insider Kirtley Timothy

Role EVP/CHIEF RISK OFFICER

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	662	$0.00	--
holding	Restricted Stock Units	--	--	--
holding	Restricted Stock Units	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 662 shares (Direct, null); Common Stock — 6,216 shares (Direct, null); Common Stock — 240 shares (Indirect, PSBT 401 (k) Profit Sharing Plan)

Footnotes (1)

This amount includes 164 shares of time-based restricted common stock and 6,052 shares solely owned by Mr. Kirtley. Each restricted stock unit (RSU) represents a contingent right to receive one share of PFIS common stock. On 3/28/2025, Mr. Kirtley was granted 826 RSUs vesting in three annual installments beginning 3/11/2026. 281 RSUs vested on 3/11/2026 leaving 273 RSUs to vest on 3/11/2027 and 272 RSUs to vest on 3/11/2028. The RSUs vest in five equal annual installments beginning 8/29/2026. On 6/26/2026, Mr. Kirtley was granted 662 RSUs vesting in three annual installments beginning 6/26/2027.

Key Figures

New RSU grant: 662 restricted stock units Direct common stock holdings: 6,216 shares Indirect common stock holdings: 240 shares +4 more

7 metrics

New RSU grant 662 restricted stock units Granted 6/26/2026, vesting in three annual installments beginning 6/26/2027

Direct common stock holdings 6,216 shares Direct PFIS common stock after reported positions, including restricted shares

Indirect common stock holdings 240 shares Held through PSBT 401(k) Profit Sharing Plan after reported positions

Time-based restricted common stock 164 shares Included within direct PFIS common stock holdings

Prior RSU grant 826 restricted stock units Granted 3/28/2025, with installments vesting 3/11/2026, 3/11/2027, and 3/11/2028

RSUs vested 3/11/2026 281 restricted stock units First installment from 826-unit grant vested on 3/11/2026

Unvested RSUs from 2025 grant 545 restricted stock units 273 vesting 3/11/2027 and 272 vesting 3/11/2028

Key Terms

Restricted Stock Units, time-based restricted common stock, PSBT 401 (k) Profit Sharing Plan, contingent right, +1 more

5 terms

Restricted Stock Units financial

"The RSUs vest in five equal annual installments beginning 8/29/2026."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

time-based restricted common stock financial

"This amount includes 164 shares of time-based restricted common stock and 6,052 shares solely owned"

contingent right financial

"Each restricted stock unit (RSU) represents a contingent right to receive one share of PFIS common stock."

Grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/30/2026 - 11:19 AM Accepted by SEC EDGAR 06/30/2026 - 11:18 AM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kirtley Timothy

(Last)

(First)

(Middle)

C/O PEOPLES SECURITY BANK & TRUST CO

30 E D PREATE DRIVE

(Street)

MOOSIC

PENNSYLVANIA

18507

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL SERVICES CORP. [ PFIS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP/CHIEF RISK OFFICER

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock								6,216⁽¹⁾	D
Common Stock								240	I	PSBT 401 (k) Profit Sharing Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units	⁽²⁾							⁽³⁾	⁽³⁾	Common Stock	281		545⁽⁴⁾	D
Restricted Stock Units	⁽²⁾							⁽⁵⁾	⁽⁵⁾	Common Stock	3,332		3,332	D
Restricted Stock Units	⁽²⁾	06/26/2026		A		662		⁽⁶⁾	⁽⁶⁾	Common Stock	662	$0	662	D

Explanation of Responses:

1. This amount includes 164 shares of time-based restricted common stock and 6,052 shares solely owned by Mr. Kirtley.

2. Each restricted stock unit (RSU) represents a contingent right to receive one share of PFIS common stock.

3. On 3/28/2025, Mr. Kirtley was granted 826 RSUs vesting in three annual installments beginning 3/11/2026.

4. 281 RSUs vested on 3/11/2026 leaving 273 RSUs to vest on 3/11/2027 and 272 RSUs to vest on 3/11/2028.

5. The RSUs vest in five equal annual installments beginning 8/29/2026.

6. On 6/26/2026, Mr. Kirtley was granted 662 RSUs vesting in three annual installments beginning 6/26/2027.

	/s/ James M. Bone, Jr., CPA as Attorney in Fact for Timothy Kirtley	06/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider activity did PFIS executive Timothy Kirtley report on this Form 4?

The filing shows no open-market trades by Timothy Kirtley. Instead, he reported a grant of 662 restricted stock units, which are compensation-related awards that convert into PFIS common shares as they vest over time.

How many PFIS shares does Timothy Kirtley hold after the reported transactions?

After the reported positions, Kirtley holds 6,216 PFIS common shares directly, including 164 time-based restricted shares and 6,052 shares solely owned, plus 240 shares indirectly through the PSBT 401(k) Profit Sharing Plan, according to the filing details.

What are the terms of the new 662 PFIS restricted stock units granted to Kirtley?

Kirtley was granted 662 PFIS restricted stock units on 6/26/2026. The filing states these RSUs vest in three annual installments beginning 6/26/2027, with each RSU representing a contingent right to receive one share of PFIS common stock.

What prior PFIS RSU grant to Kirtley is described in the footnotes?

Footnotes explain that on 3/28/2025 Kirtley received 826 RSUs. Of these, 281 RSUs vested on 3/11/2026, leaving 273 units scheduled to vest on 3/11/2027 and 272 units scheduled to vest on 3/11/2028, subject to the plan’s terms.

How do PFIS restricted stock units work for Timothy Kirtley?

Each PFIS restricted stock unit represents a contingent right to one common share. The units vest over multi-year schedules described in the filing; as they vest, Kirtley becomes entitled to receive the underlying PFIS shares, assuming applicable conditions are satisfied.

Does this PFIS Form 4 indicate buying or selling of common stock by Kirtley?

The Form 4 does not show any open-market buying or selling of PFIS common stock by Kirtley. It mainly records equity compensation holdings and a new RSU grant, which are routine elements of executive compensation rather than discretionary trades.