Peoples Financial (PFIS) grants 773 RSUs to senior banking officer

Rhea-AI Filing Summary

KOPLIN NEAL D reported acquisition or exercise transactions in this Form 4 filing.

PEOPLES FINANCIAL SERVICES CORP. senior executive Neal D. Koplin reported updated equity holdings and a new compensation grant. On June 26, 2026, he received a grant of 773 restricted stock units (RSUs), each representing the right to receive one share of PFIS common stock.

Following this grant, Koplin holds 10,534.893 shares of common stock directly, plus additional indirect holdings of 409 shares through a 401(k) profit sharing plan and 435.006 shares in an IRA. He also has 323 RSUs outstanding from a prior award, with more installments scheduled to vest in 2027 and 2028.

Insights

Executive compensation analyst

Routine RSU grant adds to existing equity-based pay.

Neal D. Koplin, a senior banking officer at PEOPLES FINANCIAL SERVICES CORP., received a grant of 773 restricted stock units on June 26, 2026. RSUs are a standard form of stock-based compensation that align executives with long-term shareholder outcomes.

The filing shows this grant in addition to an earlier 950 RSU award, of which 323 RSUs vested on March 11, 2026, leaving 314 and 313 RSUs scheduled to vest in 2027 and 2028. Koplin also holds over 10,000 shares of common stock directly, plus indirect holdings via a 401(k) plan and an IRA, indicating a meaningful ongoing equity position.

Insider Trade Summary

5 transactions reported

Mixed 5 txns

Insider KOPLIN NEAL D

Role SR EVP/CHIEF BANKING OFFICER

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	773	$0.00	--
holding	Restricted Stock Units	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 773 shares (Direct, null); Common Stock — 10,534.893 shares (Direct, null); Common Stock — 435.006 shares (Indirect, IRA)

Footnotes (1)

1. This amount includes 183 shares of time-based restricted common stock and 10351.893 shares solely owned by Mr. Koplin which includes 119.577 shares acquired on 3/13/2026 under the Issuer's Dividend Reinvestment and Stock Purchase Plan (DRP) and 102.105 DRP shares acquired on 6/15/2026. Each restricted stock unit (RSU) represents a contingent right to receive one share of PFIS common stock. On 3/28/2025, Mr. Koplin was granted 950 RSUs vesting in three annual installments beginning 3/11/2026. 323 RSUs vested on 3/11/2026 leaving 314 RSUs to vest on 3/11/2027 and 313 RSUs to vest on 3/11/2028. On 6/26/2026, Mr. Koplin was granted 773 RSUs vesting in three annual installments beginning 3/11/2026.

Key Figures

New RSU grant: 773 RSUs Direct common stock holdings: 10,534.893 shares 401(k) plan holdings: 409 shares +3 more

6 metrics

New RSU grant 773 RSUs Grant on June 26, 2026

Direct common stock holdings 10,534.893 shares Total directly owned after transactions

401(k) plan holdings 409 shares Indirect via PSBT 401(k) Profit Sharing Plan

IRA holdings 435.006 shares Indirect via IRA

Prior RSU grant size 950 RSUs Granted March 28, 2025

Previously vested RSUs 323 RSUs Vested on March 11, 2026 from 950-RSU grant

Key Terms

Restricted Stock Units, Dividend Reinvestment and Stock Purchase Plan, time-based restricted common stock, 401(k) Profit Sharing Plan, +1 more

5 terms

Restricted Stock Units financial

"Each restricted stock unit (RSU) represents a contingent right to receive one share of PFIS common stock."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Dividend Reinvestment and Stock Purchase Plan financial

"shares acquired on 3/13/2026 under the Issuer's Dividend Reinvestment and Stock Purchase Plan (DRP)"

A dividend reinvestment and stock purchase plan lets investors automatically use cash dividends to buy additional shares and often make extra share purchases directly from the company, usually at low or no commission. Think of it as an automatic savings plan for stock: dividends and optional contributions are turned into more shares, helping ownership grow through compounding and making regular investing simple and low-cost—key for long-term investors.

time-based restricted common stock financial

"This amount includes 183 shares of time-based restricted common stock"

401(k) Profit Sharing Plan financial

"PSBT 401(k) Profit Sharing Plan"

vesting in three annual installments financial

"was granted 950 RSUs vesting in three annual installments beginning 3/11/2026."

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/30/2026 - 11:25 AM Accepted by SEC EDGAR 06/30/2026 - 11:25 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

KOPLIN NEAL D

(Last) (First) (Middle)

C/O PEOPLES SECURITY BANK & TRUST CO

30 E D PREATE DRIVE

(Street)

MOOSIC PENNSYLVANIA 18507

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL SERVICES CORP. [ PFIS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SR EVP/CHIEF BANKING OFFICER

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								10,534.893(1)	D
Common Stock								435.006	I	IRA
Common Stock								409	I	PSBT 401(k) Profit Sharing Plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(2)							(3)	(3)	Common Stock	323		627(4)	D
Restricted Stock Units	(2)	06/26/2026		A		773		(5)	(5)	Common Stock	773	$0	773	D

Explanation of Responses:

1. This amount includes 183 shares of time-based restricted common stock and 10351.893 shares solely owned by Mr. Koplin which includes 119.577 shares acquired on 3/13/2026 under the Issuer's Dividend Reinvestment and Stock Purchase Plan (DRP) and 102.105 DRP shares acquired on 6/15/2026.

2. Each restricted stock unit (RSU) represents a contingent right to receive one share of PFIS common stock.

3. On 3/28/2025, Mr. Koplin was granted 950 RSUs vesting in three annual installments beginning 3/11/2026.

4. 323 RSUs vested on 3/11/2026 leaving 314 RSUs to vest on 3/11/2027 and 313 RSUs to vest on 3/11/2028.

5. On 6/26/2026, Mr. Koplin was granted 773 RSUs vesting in three annual installments beginning 3/11/2026.

	/s/ James M. Bone, Jr., CPA As Attorney In Fact for Neal D. Koplin	06/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What equity award did PFIS executive Neal D. Koplin receive in this Form 4?

Neal D. Koplin received a grant of 773 restricted stock units (RSUs) on June 26, 2026. Each RSU represents a contingent right to receive one share of PEOPLES FINANCIAL SERVICES CORP. common stock, adding to his existing equity-based compensation.

How many PFIS common shares does Neal D. Koplin hold after this filing?

After the reported updates, Neal D. Koplin holds 10,534.893 shares of PFIS common stock directly. He also has indirect holdings of 409 shares in a 401(k) profit sharing plan and 435.006 shares in an IRA account.

What existing RSUs from prior grants does Neal D. Koplin still have at PFIS?

Koplin has 323 restricted stock units remaining from an earlier 950-RSU grant. Footnotes state that 314 RSUs are scheduled to vest on March 11, 2027, and 313 RSUs on March 11, 2028, subject to grant terms.

How were some of Neal D. Koplin’s PFIS shares acquired according to the Form 4 footnotes?

Footnotes state that his direct holdings include 119.577 shares acquired on March 13, 2026, under the Dividend Reinvestment and Stock Purchase Plan and 102.105 DRP shares acquired on June 15, 2026, expanding his position through reinvested dividends.

Is the 773 RSU grant to Neal D. Koplin at PFIS a market purchase or compensation award?

The 773 RSUs are reported with transaction code “A,” described as a grant, award, or other acquisition. This indicates a compensation-related equity award, not an open-market stock purchase or sale by the executive.