Progressive Reports October 2025 Results
Progressive (NYSE: PGR) reported October 2025 monthly results for the period ended October 31, 2025. Key metrics: Net premiums written $7,002M (+6% vs. Oct 2024) and Net premiums earned $7,078M (+11% vs. Oct 2024).
Net income was $846M (+107% vs. $408M), or $1.44 per share (+107%). Total pretax net realized gains on securities were $57M (vs. a $88M loss in Oct 2024). The company reported an improved combined ratio of 89.7 (down 4.4 pts vs. 94.1). Average diluted equivalent common shares were 588.1 thousand.
Policies in force grew ~12% companywide to 38,379K, with auto direct +16% and agency auto +12% year-over-year.
Progressive (NYSE: PGR) ha riportato i risultati mensili di ottobre 2025 per il periodo terminato il 31 ottobre 2025. Metriche chiave: premi netti scritti 7.002 milioni di dollari (+6% rispetto a ottobre 2024) e premi netti maturati 7.078 milioni (+11% rispetto a ottobre 2024).
Utile netto è stato di 846 milioni di dollari (+107% rispetto a 408 milioni), ovvero 1,44 dollari per azione (+107%). Le plusvalenze nette realizzate ante imposte su valori mobiliari ammontano a 57 milioni (contro una perdita di 88 milioni a ottobre 2024). L'azienda ha riportato un migliorato rapporto combinato di 89,7 (in calo di 4,4 punti rispetto a 94,1). Le azioni ordinarie equivalenti diluite medie sono state 588,1 mila.
Le polizze in vigore sono cresciute di circa 12% a livello aziendale a 38.379 mila polizze, con auto dirette +16% e auto agenzie +12% anno su anno.
Progressive (NYSE: PGR) reportó los resultados mensuales de octubre 2025 para el periodo terminado el 31 de octubre de 2025. Métricas clave: primas netas devengadas 7.002 millones (+6% frente a oct. 2024) y primas netas ganadas 7.078 millones (+11% frente a oct. 2024).
Ingresos netos fueron 846 millones de dólares (+107% frente a 408 millones), o 1,44 dólares por acción (+107%). Las ganancias netas de realización total antes de impuestos sobre valores fueron 57 millones (frente a una pérdida de 88 millones en oct. 2024). La empresa reportó una mejor ratio combinada de 89,7 (baja 4,4 puntos vs 94,1). Las acciones ordinarias diluidas promedio fueron 588,1 mil.
Las pólizas en vigor crecieron aproximadamente un 12% a nivel de la empresa hasta 38.379 mil, con auto directo +16% y auto de agencia +12% año tras año.
Progressive (NYSE: PGR)는 2025년 10월 31일 종료된 기간에 대한 2025년 10월 월간 실적을 발표했습니다. 주요 지표: 순 서명 보험료 7,002백만 달러 (+2024년 10월 대비 6%) 및 발생 순보험료 7,078백만 달러 (+2024년 10월 대비 11%).
순이익은 8,460만 달러 (+전년 동기 4,08천만 달러) 또는 주당 1.44달러 (+107%). 모든 세전 보유자 실현 이익은 5700만 달러로, 2024년 10월의 8800만 달러 손실 대비 증가했습니다. 회사의 결합 손익비은 89.7로 개선되었고 전년 대비 4.4포인트 하락했습니다. 평균 희석주식 수는 58.81만 주였습니다.
발행 중인 정책은 약 12% 증가하여 회사 전체에서 38,379천 polizze로 늘었습니다. 자동차 직접 판매 +16%, 대리점 자동차 +12% 증가.
Progressive (NYSE: PGR) a publié les résultats mensuels d'octobre 2025 pour la période se terminant le 31 octobre 2025. Principales mesures : primes nettes écrites 7,002 Md$ (+6% par rapport à oct. 2024) et primes nettes gagnées 7,078 Md$ (+11% par rapport à oct. 2024).
Le revenu net était 846 M$ (+107% par rapport à 408 M$), soit 1,44 $ par action (+107%). Les gains nets réalisés avant impôt sur les valeurs mobilières se montaient à 57 M$ (contre une perte de 88 M$ en oct. 2024). L'entreprise a annoncé une marge combinée améliorée de 89,7 (contre 94,1). L'actions ordinaires diluées moyennes étaient de 588,1k.
Les polices en vigueur ont augmenté d'environ 12% au niveau de l'entreprise pour atteindre 38,379k, avec l'automobile direct +16% et l'automobile d'agence +12% sur un an.
Progressive (NYSE: PGR) berichtete die monatlichen Ergebnisse für Oktober 2025 für den Zeitraum zum 31. Oktober 2025. Wichtige Kennzahlen: netto geschriebene Prämien 7.002 Mio. $ (+6% gegenüber Okt. 2024) und netto verdiente Prämien 7.078 Mio. $ (+11% gegenüber Okt. 2024).
Nettoeinkommen war 846 Mio. $ (+107% gegenüber 408 Mio.), bzw. 1,44 $ pro Aktie (+107%). Die gesamten pretax net realized gains on securities betrugen 57 Mio. $ (im Vergleich zu einem Verlust von 88 Mio. $ im Okt. 2024). Das Unternehmen meldete eine verbesserte Kombinierte Quote von 89,7 (gegenüber 94,1). Durchschnittlich verwässerte äquivalente Stammaktien waren 588,1 Tausend.
Policies in force wuchsen ca. 12% unternehmensweit auf 38.379K, mit Auto Direct +16% und Agency Auto +12% Jahr über Jahr.
Progressive (NYSE: PGR) أعلنت عن نتائج شهر أكتوبر 2025 للفترة المنتهية في 31 أكتوبر 2025. المؤشرات الرئيسية: الأقساط المكتوبة الصافية 7,002 مليون دولار (+6% مقارنة بأكتوبر 2024) والأقساط المكتسبة الصافية 7,078 مليون دولار (+11% مقارنة بأكتوبر 2024).
الدخل الصافي كان 846 مليون دولار (+107% مقارنة بـ 408 مليون دولار)، أو 1.44 دولار للسهم (+107%). المكاسب المحققة قبل الضرائب الإجمالية من الأوراق المالية بلغت 57 مليون دولار (مقابل خسارة 88 مليون دولار في أكتوبر 2024). أشارت الشركة إلى نسبة مدمجة محسّنة قدرها 89.7 (بانخفاض 4.4 نقاط عن 94.1). المتوسط الموزون للأسهم العادية المخففة كان 588.1 ألف.
السياسات السارية ارتفعت بنحو 12% على مستوى الشركة لتصل إلى 38,379 ألف سياسة، مع السيارات المباشرة +16% وسيارات الوكالة +12% على أساس سنوي.
- Net income +107% to $846M
- Net premiums earned +11% to $7,078M
- Combined ratio improved to 89.7 (-4.4 pts)
- Companywide policies in force +12% to 38,379K
- Pretax securities gains $57M vs. $(88)M prior year
- None.
Insights
Strong month: underwriting improvement, higher premiums and earnings versus prior year.
Progressive reported a month with net premiums earned of
These figures show the business earned more premium and drove stronger profitability in the period; the improvement in combined ratio is a direct driver of the earnings increase. Underwriting gains are supported by higher written and earned premiums, with net premiums written at
Watch monthly continuation of loss-ratio trends and investment gains; the release noted total pretax net realized gains of
Customer growth and scale expansion alongside improved margins drive positive operational momentum.
Policies in force rose to 38,379 thousand, a
Growth reduces per-policy cost and contributed to a lower combined ratio, but outcome depends on loss-cost trends and retention quality. The reported figures are concrete: policies and premium growth plus an improved combined ratio produced substantial month-over-month earnings lift.
Key items to monitor over the next 1–3 months include sequential changes in the combined ratio, policy counts by channel, and recurring realized gains noted in the release; those will show whether October represents a durable shift or a single-month result.
MAYFIELD VILLAGE, OHIO, Nov. 19, 2025 (GLOBE NEWSWIRE) -- The Progressive Corporation (NYSE:PGR) today reported the following results for the month ended October 31, 2025:
| October | ||||||||||
| (millions, except per share amounts and ratios; unaudited) | 2025 | 2024 | Change | |||||||
| Net premiums written | $ | 7,002 | $ | 6,578 | 6 | % | ||||
| Net premiums earned | $ | 7,078 | $ | 6,387 | 11 | % | ||||
| Net income | $ | 846 | $ | 408 | 107 | % | ||||
| Per share available to common shareholders | $ | 1.44 | $ | 0.69 | 107 | % | ||||
| Total pretax net realized gains (losses) on securities | $ | 57 | $ | (88 | ) | (165 | ) | % | ||
| Combined ratio | 89.7 | 94.1 | (4.4 | ) | pts. | |||||
| Average diluted equivalent common shares | 588.1 | 587.7 | 0 | % | ||||||
| October 31, | ||||||||||
| (thousands; unaudited) | 2025 | 2024 | % Change | |||||||
| Policies in Force | ||||||||||
| Personal Lines | ||||||||||
| Agency – auto | 10,720 | 9,581 | 12 | |||||||
| Direct – auto | 15,802 | 13,653 | 16 | |||||||
| Special lines | 6,996 | 6,504 | 8 | |||||||
| Property | 3,660 | 3,485 | 5 | |||||||
| Total Personal Lines | 37,178 | 33,223 | 12 | |||||||
| Commercial Lines | 1,201 | 1,141 | 5 | |||||||
| Companywide | 38,379 | 34,364 | 12 | |||||||
See Progressive’s complete monthly earnings release for additional information.
About Progressive
Progressive Insurance® makes it easy to understand, buy and use car insurance, home insurance, and other protection needs. Progressive offers choices so consumers can reach us however it’s most convenient for them — online at progressive.com, by phone at 1-800-PROGRESSIVE, via the Progressive mobile app, or in-person with a local agent.
Progressive provides insurance for personal and commercial autos and trucks, motorcycles, boats, recreational vehicles, and homes; it is the second largest personal auto insurer in the country, a leading seller of commercial auto, motorcycle, and boat insurance, and one of the top 15 homeowners insurance carriers.
Founded in 1937, Progressive continues its long history of offering shopping tools and services that save customers time and money, like Name Your Price®, Snapshot®, and HomeQuote Explorer®.
The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, trade publicly at NYSE: PGR.
Company Contact:
Douglas S. Constantine
(440) 395-3707
investor_relations@progressive.com
The Progressive Corporation
300 North Commons Blvd.
Mayfield Village, Ohio 44143
http://www.progressive.com
Download PDF: Progressive October 2025 Complete Earnings Release
FAQ
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