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Primerica Stock Price, News & Analysis

PRI NYSE

Welcome to our dedicated page for Primerica news (Ticker: PRI), a resource for investors and traders seeking the latest updates and insights on Primerica stock.

Primerica, Inc. (NYSE: PRI) is a financial services company that focuses on middle-income households in North America, and its news flow reflects that focus. Company announcements frequently highlight developments in its term life insurance and investment and savings products businesses, as well as updates on its large field force of independent licensed representatives.

Investors and observers following PRI news can expect regular coverage of quarterly financial results, where Primerica reports on segment performance in Term Life Insurance, Investment and Savings Products, and Corporate and Other Distributed Products. These releases often discuss trends in term life premiums, client asset values, product sales and the size of the licensed sales force.

Primerica also issues news about capital management actions, such as share repurchase authorizations approved by its Board of Directors. These announcements describe the scope and timing of repurchase programs and reference the company’s view of its capital generation and cash flows.

Another recurring theme in Primerica’s news is its economic research on middle-income families. The company regularly publishes updates on the Primerica Household Budget Index™ (HBI™), a metric that tracks how inflation and wage trends affect the purchasing power of middle-income Americans. Special reports based on the HBI™ and the Financial Security Monitor™ survey provide additional context on how households are responding to changes in the cost of living.

News from Primerica’s Canadian operations may include disclosures from PFSL Fund Management Ltd. and related entities about fund reporting and management activities. Together, these items give a view into how Primerica serves middle-income households through insurance, investment products and financial education. Readers interested in PRI can use the news page to monitor financial performance, research releases and corporate actions over time.

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Primerica Canada (NYSE:PRI) released its Financial Security Monitor™ survey revealing that 82% of middle-income Canadians prefer human financial advisors over AI. The study found that 68% are not interested in using AI tools for personal financial tasks, while 54% believe AI adoption could negatively impact their careers.

The survey highlighted significant financial concerns, with 87% of households worried about inflation and 71% concerned about retirement savings. Only 16% of middle-income Canadians are actively engaged in all five core financial preparedness behaviors. Additionally, 48% report their financial situation has worsened over the past year.

The study demonstrates that those working with licensed financial professionals are more likely to achieve higher scores on Primerica's Financial Security Scorecard.

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Primerica (NYSE:PRI) has released its July 2025 Household Budget Index™ (HBI™) data, showing minimal changes in middle-income families' purchasing power. The HBI™ reached 100.1%, representing a 0.1% monthly increase and a 1.0% year-over-year gain.

While the general Consumer Price Index (CPI) remained steady at 2.7% in July, the adjusted inflation rate focusing on middle-income household necessities (including food, utilities, gas, auto insurance, and health care) was higher at 3.1%. This marks the highest CPI reading since January 2025.

["HBI™ showed positive year-over-year growth of 1.0%", "Slight monthly improvement in household purchasing power (0.1% increase)"]
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Primerica (NYSE:PRI) reported strong Q2 2025 financial results with total revenue of $793.3 million and net income of $178.3 million. The company achieved net earnings per diluted share of $5.40, while diluted adjusted operating EPS grew 10% to $5.46.

Key highlights include a 5% growth in life-licensed sales force to 152,592 representatives, 15% increase in Investment and Savings Products sales to $3.5 billion, and client asset values reaching a new record of $120 billion, up 14%. Term Life adjusted direct premiums increased 5%, while net premiums grew 4%.

The company demonstrated strong capital management by repurchasing $129 million of common stock and declaring a dividend of $1.04 per share, payable September 15, 2025.

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Primerica (NYSE:PRI) has released its June 2025 Household Budget Index™ (HBI™) data, showing middle-income families' purchasing power remained largely stable. The HBI™ stood at 100.0%, representing a slight 0.1% decrease from the previous month but a 1.3% increase year-over-year.

The Consumer Price Index (CPI) reached 2.7% in June, its highest level since January. When adjusted for middle-income households and necessity items tracked by the HBI™ (including food, utilities, gas, auto insurance, and health care), the inflation rate increases to 3.1%.

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Primerica (NYSE:PRI) has scheduled its second quarter 2025 financial results webcast for Thursday, August 7, 2025, at 10:00 a.m. ET. The company will release its Q2 2025 earnings report after market close on Wednesday, August 6, 2025.

The presentation will cover quarterly results, business matters, and future expectations. Investors can access the earnings release, financial supplement, and webcast through Primerica's investor website. A replay will remain available for approximately 30 days after the event.

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Primerica (NYSE:PRI) released its Q2 2025 Financial Security Monitor survey, revealing persistent financial challenges among middle-income Americans. The survey shows that 65% of respondents feel their income isn't keeping pace with rising costs, while 80% rate the economy negatively.

Key findings indicate that 61% of middle-income Americans feel stressed about finances, with credit card usage increasing by 11 percentage points from Q1 2025. Only 32% of respondents pay their credit card balance in full monthly, and 63% believe they're not saving enough for retirement. Additionally, 71% rate their ability to save negatively, and 40% have only one month or less of emergency savings.

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Primerica (NYSE:PRI) released its latest Household Budget Index™ (HBI™) data showing a moderate improvement in middle-income families' purchasing power. The HBI™ reached 100.1% in May, representing a 0.4% increase from the previous month and a 1.5% year-over-year gain.

The improvement was driven by average earned income growth outpacing the increase in necessity costs. The Consumer Price Index (CPI) recorded 2.3% inflation in May, while middle-income households experienced a 2.8% increase in overall costs and a 2.5% rise in necessity items over the past twelve months.

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Primerica's Household Budget Index (HBI) for April 2025 remained stable at 99.6%, showing no change from March but marking a 1.7% increase year-over-year. The index reveals that middle-income households' purchasing power remained steady as wage increases matched rising necessity costs. However, the cost of necessity goods rose 0.4% in April, twice the rate of the overall Consumer Price Index (CPI) at 0.2%. According to Primerica's consulting economist Amy Crews Cutts, this disparity highlights how volatile food and energy inflation disproportionately affects middle-income families, who have limited budget flexibility for unexpected cost increases. The data suggests that traditional CPI measurements may not adequately reflect the real impact of inflation on middle-income household budgets.
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Primerica (NYSE: PRI) reported strong Q1 2025 financial results with total revenues of $804.8 million, up 9% year-over-year. Net income reached $169.1 million, increasing 14%, while EPS grew 19% to $5.05. The company's life-licensed sales force expanded 7% to 152,167 representatives. Investment and Savings Products (ISP) segment achieved record sales of $3.6 billion, up 28%, with client asset values reaching $110 billion. Term Life segment saw 4% growth in net premiums and 5% increase in adjusted direct premiums. The company maintained strong capital management, repurchasing $118 million of common stock and declaring a dividend of $1.04 per share. Primerica's statutory risk-based capital ratio was approximately 470% as of March 31, 2025.
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Primerica's Household Budget Index (HBI) shows a modest improvement in middle-income households' purchasing power, reaching 99.6% in March 2025. This represents a 0.2% monthly increase and a 1.3% year-over-year gain.

The improvement was driven by decreasing gas prices (-0.9%) and auto insurance costs (-0.6%). However, these gains were partially offset by rising costs in:

  • Food prices: +0.3% monthly, +3.4% annually
  • Utilities costs: increase noted
  • Healthcare expenses: increase noted

The broader Consumer Price Index (CPI) registered at 2.4% in March. When adjusted for middle-income households, the inflation impact rises to 3.0% year-over-year. For necessity items tracked by HBI, the adjusted CPI shows a 2.9% annual increase.

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FAQ

What is the current stock price of Primerica (PRI)?

The current stock price of Primerica (PRI) is $280.8 as of April 28, 2026.

What is the market cap of Primerica (PRI)?

The market cap of Primerica (PRI) is approximately 8.8B.