Potomac Bancshares Welcomes Chris "Chip" Hensell, III to the Board of Directors

Potomac Bancshares (OTCID:PTBS), the holding company of BCT-Bank of Charles Town, has appointed C.W.

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Potomac Bancshares (OTCID:PTBS), the holding company of BCT-Bank of Charles Town, has appointed C.W. Chris "Chip" Hensell, III to its Board of Directors, effective August 19, 2025. Hensell will also serve on the board of its subsidiary Bank of Charles Town.

Hensell is the Owner/Broker of Hensell Realty Company, a multi-generational real estate brokerage founded in 1955. He also owns Hensell Prime, LLC and C&H Enterprises, and serves on the Board of Directors for Farmers and Mechanics Mutual Insurance. His community involvement includes serving on the boards of WVU East Hospital and Berkeley County Parks and Recreation.

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CHARLES TOWN, W.Va., Aug. 19, 2025 /PRNewswire/ -- (OTCID:PTBS) – Potomac Bancshares, Inc., the holding company of BCT-Bank of Charles Town, also known as The Community's Bank, today announced the appointment of C.W. Chris "Chip" Hensell, III, to its Board of Directors, effective August 19, 2025. He will also serve on the Board of Directors of its subsidiary Bank of Charles Town.

Hensell is the Owner/Broker of Hensell Realty Company, Inc., a multi-generational residential and commercial real estate brokerage company started in 1955 by his grandfather, who transitioned it to the partnership of Hensell and his father. Hensell became full owner in 2001. Additionally, Hensell is owner of Hensell Prime, LLC, a real estate referral brokerage and C&H Enterprises, a real estate rental company. He also serves on the Board of Directors for Farmers and Mechanics Mutual Insurance.

"It's great to welcome Chip to the Board of Directors," stated Dr. Keith Berkeley, Chairman of the Board for PTBS and BCT. "Like BCT, Chip's family business has been successful in our area for generations. With his real estate knowledge and accomplishments, he will provide strategic insights and opportunities toward our success for years to come."

Community and civic involvement are important to Hensell and well-suited for Company's core value of Community Focus. He currently serves as an active member of the Board of Directors of WVU East Hospital and the Berkeley County Parks and Recreation Board of Directors.

Hensell attended Marshall University in Huntington, West Virginia, where he studied Business Management. He was born and raised in Berkeley County, West Virginia, where he continues to make his home with his wife, Karen. They have two adult daughters with whom they enjoy spending time. 

About Potomac Bancshares, Inc.

Founded in 1871, BCT - Bank of Charles Town, also known as The Community's Bank, is a wholly owned subsidiary of Potomac Bancshares, Inc. (OTCID:PTBS). With approximately $920 million in assets as of June 30, 2025, the Company conducts operations through its main office, an additional eight branch offices, and two loan production offices. BCT's offices are located in Jefferson and Berkeley Counties (WV), Washington County (MD), and Loudoun and Stafford Counties (VA). The Bank offers commercial lines and term loans, residential and commercial construction loans, commercial real estate loans, agricultural loans, and government contractor loans. The Bank is also a Small Business Administration (SBA) Preferred Lender. The Residential Lending division offers secondary market and portfolio mortgage loans, one-time close construction to perm loans, as well as home equity loans and lines of credit. For over 70 years, BCT Wealth Advisors has provided caring and personalized trust services, growing into a premier financial management, investment strategies, and estate services provider. The Bank also provides convenient online and mobile banking for individuals, businesses, and local governments plus free access to over 55,000 ATMs through the Allpoint® network plus another approximately 675 free access ATMs through another partnership. BCT was voted a "Loudoun's Favorite" winner in the 2025 LoudounNow readers' poll in multiple categories: Bank, Financial Planner, Mortgage Company, and Mortgage Broker (Steve Cowen), plus runner-up for Banker (Paul Bice). BCT was also voted a "Best of the Best" winner in the 2024 Martinsburg Journal-News Readers' Choice Awards in three categories: Bank, Loan Services, and Financial Planning. In 2023, American Banker selected BCT as a "Top 200 Community Bank," an annual listing of the best performing banks in the United States with assets under $2 billion. Since 2019, the Bank has been named a "Best Bank To Work For" by American Banker five times.

The Company's shares are quoted on the OTCID marketplace under the symbol "PTBS." Individuals may purchase shares through their personal brokers. For more information about Potomac Bancshares, Inc., and the Bank, please visit our website at www.mybct.bank.

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SOURCE Potomac Bancshares, Inc.

FAQ

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Who is the new board member appointed to Potomac Bancshares (PTBS)?

C.W. Chris 'Chip' Hensell, III, Owner/Broker of Hensell Realty Company, was appointed to the Board of Directors effective August 19, 2025.

What is Chip Hensell's business background and experience?

Hensell is the Owner/Broker of Hensell Realty Company, a family real estate brokerage founded in 1955. He also owns Hensell Prime, LLC and C&H Enterprises, and serves on the Board of Directors for Farmers and Mechanics Mutual Insurance.

What boards does Chip Hensell serve on besides Potomac Bancshares?

Hensell serves on the Board of Directors for Farmers and Mechanics Mutual Insurance, WVU East Hospital, and the Berkeley County Parks and Recreation Board.

When did Chip Hensell take full ownership of Hensell Realty Company?

Chip Hensell became the full owner of Hensell Realty Company in 2001, taking over the multi-generational family business started by his grandfather in 1955.