Potomac Bank Residential Lending Expands with Addition of Gail Moxley, Senior Vice President, Senior Mortgage Loan Officer

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Potomac Bank (OTC:PTBS) has expanded its Residential Lending team by appointing Gail Moxley as Senior Vice President, Senior Mortgage Loan Officer, based in Martinsburg, West Virginia. She is tasked with growing mortgage loan originations in West Virginia’s Eastern Panhandle and will originate mortgage loans in all 50 states.

According to Potomac Bank, Moxley brings over 25 years of experience from CNB Bank across commercial and residential lending, retail, and collections. A long-time local resident and community volunteer, she is active with Berkeley Senior Services, Home Consortium of the Eastern Panhandle, and the Rotary Club of Martinsburg.

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CHARLES TOWN, W.Va., July 27, 2026 /PRNewswire/ -- (OTCID:PTBS) – Potomac Bank Residential Lending recently welcomed Gail Moxley as Senior Vice President, Senior Mortgage Loan Officer. Ms. Moxley will be responsible for increasing the company's mortgage loan originations portfolio in the Eastern Panhandle of West Virginia market, however she also will originate mortgage loans in all 50 states. Her office is located at 9738 Tuscarora Pike, Martinsburg, West Virginia, 25403.

"Great teams are comprised of great people, and Gail exemplifies what makes a team successful," stated Steve Cowen, Executive Vice President, Director of Mortgage Production. "Her accomplishments and commitment to our community align perfectly with our values and the exceptional experience our clients have come to expect."

Prior to joining Potomac Bank, Ms. Moxley served over 25 years with CNB Bank, most recently as Senior Vice President, Mortgage Banker. While at CNB, she served in various capacities, including management. She gained invaluable experience serving in various departments, including commercial lending, residential lending, retail, and collections.

Ms. Moxley added, "Potomac Bank's client-first approach is a perfect fit! I am excited to join the team and continue to help new and legacy clients achieve their home-ownership dreams."

Ms. Moxley completed her education in the local community, graduating from Jefferson High School and later attending Shepherd University.

Community Focus is one of the core values of Potomac Bank, and Ms. Moxley will expand that emphasis in her community. She serves with several community organizations including serving as a member of the Board for Berkeley Senior Services, and membership in Home Consortium of the Eastern Panhandle and Rotary Club of Martinsburg.

Ms. Moxley resides in Berkeley County, West Virginia, with her husband.

About Potomac Bank

Potomac Bank, a wholly owned subsidiary of Potomac Bancshares, Inc. (OTCID:PTBS), was founded in 1871 as Bank of Charles Town and renamed Potomac Bank on November 3, 2025. The Company's total assets were $976 million as of March 31, 2026. The Bank conducts operations through its nine-branch network and two loan production offices serving the Eastern Panhandle of West Virginia, Washington County, Maryland, and Northern Virginia. The Bank offers comprehensive financial solutions through its consumer and commercial banking divisions, Trust, Wealth, and BCT Investments divisions, and its Residential Lending mortgage division. The Bank is also proud to serve its communities as a Small Business Administration (SBA) Preferred Lender. Over the past several years, the Bank has received numerous awards and recognitions, including American Banker's "Top 200 Community Banks" and "Best Banks to Work For", the Journal-News "Best of the Best" award, and the LoudounNow "Loudoun's Favorite" award.

The Company's shares are quoted on the OTCID marketplace under the symbol "PTBS." For more information about the Bank, please visit our website at www.potomac.bank.

Media Contact
Bryan D. Decker
SVP, Director of Marketing and Communications
bdecker@potomac.bank 

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SOURCE Potomac Bank Residential Lending

FAQ

Who is Gail Moxley and what is her new role at Potomac Bank (OTC:PTBS)?

Gail Moxley is the new Senior Vice President, Senior Mortgage Loan Officer at Potomac Bank. According to Potomac Bank, she brings over 25 years of experience at CNB Bank in commercial lending, residential lending, retail, collections, and management roles in the same region.

What are Gail Moxley’s responsibilities in her Senior Mortgage Loan Officer role at Potomac Bank PTBS?

Gail Moxley is responsible for increasing Potomac Bank’s mortgage loan originations in West Virginia’s Eastern Panhandle. According to Potomac Bank, she will also originate mortgage loans in all 50 states, working from the Martinsburg, West Virginia, residential lending office on Tuscarora Pike.

Where is Gail Moxley based in her new position with Potomac Bank (PTBS)?

Gail Moxley is based at Potomac Bank’s office at 9738 Tuscarora Pike, Martinsburg, West Virginia, 25403. According to Potomac Bank, this location serves the Eastern Panhandle market while she also supports mortgage loan origination activities across all 50 U.S. states.

What prior experience does Gail Moxley bring to Potomac Bank Residential Lending PTBS?

Gail Moxley brings more than 25 years at CNB Bank, most recently as Senior Vice President, Mortgage Banker. According to Potomac Bank, she worked in commercial lending, residential lending, retail, collections, and management, providing broad experience for her new senior mortgage lending role.

How is Gail Moxley involved in the local community served by Potomac Bank (OTC:PTBS)?

Gail Moxley is active in several community organizations in the Eastern Panhandle. According to Potomac Bank, she serves on the Board for Berkeley Senior Services and is a member of Home Consortium of the Eastern Panhandle and the Rotary Club of Martinsburg, reflecting the bank’s community focus.