Potomac Bank Welcomes Tim C. Valentine as Vice President and SBA Lending Officer

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Potomac Bank (OTC:PTBS) announced the appointment of Tim C. Valentine as Vice President, Commercial Relationship Manager and SBA Lending Officer, based in Ashburn, Virginia. He will focus on developing relationships with Northern Virginia business owners, particularly those suited for SBA-guaranteed loans, supporting the bank’s SBA portfolio growth and community-focused strategy.

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CHARLES TOWN, W.Va., July 30, 2026 /PRNewswire/ -- (OTCID:PTBS) – Potomac Bank announced the recent appointment of Tim C. Valentine as Vice President, Commercial Relationship Manager, SBA Lending Officer. Mr. Valentine will be responsible for developing strong relationships with business owners and leaders in the Northern Virginia market, especially those who may benefit from Small Business Administration (SBA) guaranteed loans. His office is located at 44790 Maynard Square, Suite 200, Ashburn, VA 20147.

"Tim is a welcome addition to our team," stated Raymond Goodrich, Senior Executive Vice President and Chief Lending Officer. "He will help us expand our SBA portfolio and will fit well within our team-oriented culture."

Prior to joining Potomac Bank, Mr. Valentine most recently served as an SBA Relationship Manager with National Capital Bank.  Prior banking experiences include SBA/Business Banking Portfolio Manager with John Marshall Bank and Commercial Loan Portfolio Manager with Presidential Bank.  He also served as a Credit Analyst with Aerotek.     

Earning a BA in Economics and Finance from Moravian University, Mr. Valentine was Captain and a 4-year starter for the football team.

Mr. Valentine's commitment to community service fits well with Potomac Bank's core value of Community Focus.  He currently serves on the Board of Directors for Everyone Home DC, a nonprofit focused on providing at-risk families and individuals with affordable, comfortable homes.  He also serves as Cornerbacks coach for the Loudoun Sports Academy's National Football Team, and volunteers with Essences of Coaching Foundation and She Is Athlete.  Mr. Valentine coached the GORC Wildcats, who won the 12U championship in 2015.

A resident of Arlington County, Virginia, Mr. Valentine provides temporary coaching support for All Star and high school football camps as well as personal training for college, high school, and youth athletes.  He is also learning to relax with recent interest in fishing and golf.

About Potomac Bank
Potomac Bank, a wholly owned subsidiary of Potomac Bancshares, Inc. (OTCID:PTBS), was founded in 1871 as Bank of Charles Town and renamed Potomac Bank on November 3, 2025. The Company's total assets were $981 million as of June 20, 2026.  The Bank conducts operations through its nine-branch network and two loan production offices serving the Eastern Panhandle of West Virginia, Washington County, Maryland, and Northern Virginia. The Bank offers comprehensive financial solutions through its consumer and commercial banking divisions, Trust, Wealth, and BCT Investments divisions, and its Residential Lending mortgage division. The Bank is also proud to serve its communities as a Small Business Administration (SBA) Preferred Lender. Over the past several years, the Bank has received numerous awards and recognitions, including American Banker's "Top Performing Banks" (under $2 Billion) and "Best Banks to Work For", the Journal-News "Best of the Best" award, and the LoudounNow "Loudoun's Favorite" award.

The Company's shares are quoted on the OTCID marketplace under the symbol "PTBS." For more information about the Bank, please visit our website at www.potomac.bank.

Media Contact
Bryan D. Decker
SVP, Director of Marketing and Communications
bdecker@potomac.bank 

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SOURCE Potomac Bank

FAQ

Who is Tim C. Valentine, the new SBA Lending Officer at Potomac Bank (PTBS)?

Tim C. Valentine is Potomac Bank’s new Vice President, Commercial Relationship Manager and SBA Lending Officer. According to Potomac Bank, he brings prior SBA relationship and portfolio management experience from several regional banks and a background in credit analysis and economics and finance.

What will Tim C. Valentine do in his role at Potomac Bank (OTC:PTBS)?

Tim C. Valentine will develop relationships with business owners and leaders in Northern Virginia, focusing on SBA-guaranteed loans. According to Potomac Bank, he is expected to help expand the bank’s SBA loan portfolio while supporting its team-oriented and community-focused culture.

Where is the new Potomac Bank SBA Lending Officer for PTBS based?

Potomac Bank’s new SBA Lending Officer, Tim C. Valentine, is based at 44790 Maynard Square, Suite 200, Ashburn, VA 20147. According to Potomac Bank, he will concentrate on the Northern Virginia market from this Ashburn office location.

What experience does Tim C. Valentine bring to Potomac Bank’s SBA lending team?

Tim C. Valentine previously served as an SBA Relationship Manager at National Capital Bank and held SBA/business banking and commercial portfolio roles. According to Potomac Bank, he also has credit analyst experience and a BA in Economics and Finance from Moravian University.

How does Tim C. Valentine’s community work align with Potomac Bank (PTBS)?

Tim C. Valentine’s community involvement includes serving on Everyone Home DC’s board and coaching youth football. According to Potomac Bank, this commitment supports the bank’s core value of Community Focus and complements its emphasis on local engagement and service.

Which markets will benefit from Tim C. Valentine’s SBA lending focus at Potomac Bank?

Tim C. Valentine will focus on business owners and leaders in the Northern Virginia market. According to Potomac Bank, he will target companies that may benefit from Small Business Administration (SBA) guaranteed loans to support their financing needs and growth.