Peer To Peer Network Releases Q&A Call Summary Regarding Launch of PTOP Intelligence Labs

Rhea-AI Summary

Peer To Peer Network (OTC: PTOP) summarized its Nov 27 investor call announcing PTOP Intelligence Labs, an AI division focused on investor-marketing technology. Management said all division revenue will flow to PTOP and set an $800,000–$1,000,000 revenue target within 23 months. If met, the company plans to spin the division into a new publicly traded entity and distribute equity pro rata to PTOP shareholders. Two customers are in a 90-day beta and management said several companies are in advanced discussions; a major white-label partner was referenced. Planned features include AI audience identification, behavior-based scoring, automated personalized outreach, appointment booking, CEO avatar videos, and company-specific search engines.

The release includes forward-looking statements and cautions about development, market, financial, competitive, and regulatory risks.

Positive

• $800,000–$1,000,000 revenue target in 23 months
• All Intelligence Labs revenue flows directly to PTOP corporate account
• Planned spinout would distribute equity to PTOP shareholders if target met
• 2 customers currently in a 90-day beta phase

Negative

• No signed commercial contracts disclosed; revenue depends on pilot conversions
• Revenue goal described as aggressive, creating execution risk
• Spinout contingent on meeting revenue milestone, not guaranteed

News Market Reaction

%

1 alert

% News Effect

On the day this news was published, PTOP declined NaN%, reflecting a moderate negative market reaction.

Data tracked by StockTitan Argus on the day of publication.

Key Figures

Revenue target (low): $800,000 Revenue target (high): $1,000,000 Target timeframe: 23 months +3 more

6 metrics

Revenue target (low) $800,000 PTOP Intelligence Labs goal over next 23 months

Revenue target (high) $1,000,000 PTOP Intelligence Labs goal over next 23 months

Target timeframe 23 months Period for Intelligence Labs revenue goal

Beta testing duration 90 days Pilot phase for two Intelligence Labs customers

Beta customers 2 customers Currently evaluating AI stack before full rollout

Call participation Over two dozen shareholders Investors who joined the Nov 27 Q&A call

Market Reality Check

Price: $0.0568 Vol: Volume 467,940 is about 5...

high vol

$0.0568 Last Close

Volume Volume 467,940 is about 5.21x the 20-day average of 89,796, indicating elevated trading interest ahead of/around this update. high

Technical Price at 0.065836 is trading below the 200-day MA at 0.09, reflecting a longer-term downtrend into this news.

Peers on Argus

PTOP fell about 3.56% while most close OTC software peers were flat; only DSNY s...

PTOP fell about 3.56% while most close OTC software peers were flat; only DSNY showed notable strength at +23.9%, suggesting today’s move was stock-specific rather than a broad sector rotation.

Historical Context

5 past events · Latest: Dec 02 (Positive)

Pattern 5 events

Date	Event	Sentiment	Move	Catalyst
Dec 02	IP enforcement move	Positive	-0.3%	Retained patent litigation counsel to enforce two granted U.S. utility patents.
Dec 01	AI division strategy	Positive	+0.0%	Outlined Intelligence Labs revenue targets and potential public spinout for shareholders.
Nov 20	Investor Q&A call	Positive	+3.4%	Announced open call on AI commercialization strategy and roadmap with new division president.
Nov 12	AI stack deployment	Positive	+12.5%	Installed first phase of AI product suite on corporate site for live testing.
Nov 06	Governance changes	Positive	-20.0%	Shareholders approved board changes and authorization to reduce treasury shares as anti‑dilution step.

Pattern Detected

Positive corporate and AI/IR updates often saw mixed reactions, with several strategic or governance positives met by flat or negative price responses.

Recent Company History

Over the last month, PTOP highlighted several strategic steps, including AI product deployment on Nov 12, 2025 and governance changes to reduce authorized shares after the Oct 28, 2025 meeting. The company then promoted its new AI division via an investor call and this Q&A summary, outlining revenue targets and a potential spinout structure. A subsequent patent-enforcement mandate on Nov 25, 2025 underscored IP ambitions. Price reactions have been mixed, with strong gains on some AI updates but selling pressure after governance news and modest weakness after the IP announcement.

Market Pulse Summary

This announcement detailed PTOP Intelligence Labs’ role as an AI-driven investor communication platf...

Analysis

This announcement detailed PTOP Intelligence Labs’ role as an AI-driven investor communication platform, with an $800,000–$1,000,000 revenue target over 23 months and a potential spinout if goals are met. Two customers in a 90-day beta and references to advanced partnership discussions show early commercialization steps. Historically, PTOP has mixed market reactions to positive updates, so investors may focus on contract signings, revenue recognition timing, and progress on the broader AI feature roadmap when assessing impact.

Key Terms

white-label partnership, beta testing, spinout, spin-off structure, +1 more

5 terms

white-label partnership technical

"including a major media group exploring a white-label partnership for our AI technology"

A white-label partnership is when one company supplies a product or service and another company sells it under the reseller’s own brand, like a baker making pastries that a cafe packages and calls its own. For investors it matters because this arrangement can accelerate sales and lower development costs for the brand while concentrating production risk and potentially squeezing margins, so ownership of customer relationships and contract terms affect future revenue and valuation.

beta testing technical

"two customers are currently in a 90-day beta testing phase, evaluating our AI stack"

Beta testing is the stage when a nearly finished product is given to a group of real users outside the company so they can try it in everyday conditions and report problems or suggestions. For investors, a beta test is a practical check on whether a product works, whether users like it, and how quickly it can scale — like a dress rehearsal that reveals whether the show is ready for a paying audience and helps estimate future sales and risks.

spinout financial

"we will spin the division out into its own publicly traded company"

A spinout is when a company separates a part of its business into a new, independent company, like taking a branch off a tree and planting it as its own tree. Investors care because the split can unlock value by letting each business focus on its strengths, revealing clearer financial performance and strategic direction, and potentially creating a new stock they can buy or prompting changes in the parent company’s valuation.

spin-off structure financial

"And under standard spin-off structure, every PTOP shareholder would receive shares"

A spin-off structure describes how a parent company separates part of its business into a new, independent company and distributes ownership to existing shareholders or sells shares; think of a household dividing into two apartments and giving each roommate a deed for their unit. It matters to investors because the split can change how each business is valued, who controls assets and debts, and how profits and risks are allocated, potentially unlocking value or altering investment risk and tax outcomes.

AI avatar technical

"voiced and delivered by an AI avatar modeled after the company’s CEO"

An AI avatar is a computer-generated persona—visual, voice, or text-based—driven by artificial intelligence to interact with people like a virtual employee or spokesperson. Investors care because these avatars can scale customer service, marketing, content creation or training at lower cost and higher consistency, but they also introduce risks around quality, user trust, data privacy and regulatory oversight that can affect a company’s revenue and reputation.

AI-generated analysis. Not financial advice.

CAMBRIDGE, Mass., Dec. 01, 2025 (GLOBE NEWSWIRE) -- Peer To Peer Network (OTC: PTOP) today issued a summary of its November 27th investor call, where newly appointed division president Derek McCarthy outlined the Company’s AI-driven strategy for transforming investor communications and engagement. The Company opened the call by expressing its deep appreciation for the over two dozen shareholders who took time out of their schedules on the night before Thanksgiving to join the discussion.

Overview of PTOP Intelligence Labs

During the call, McCarthy introduced $PTOP Intelligence Labs, the Company’s newly launched AI division initially focused on serving publicly traded companies with smarter, faster, and more effective investor-marketing technology powered by AI. The platform is being engineered as a comprehensive solution that combines:

• AI-powered audience identification
  Automatically identifies, categorizes, and enriches investor-grade profiles across channels.
• Behavior-based segmentation & scoring
  Investors receive tailored content based on how they engage—clicks, reads, repeat visits, time on site, message opens, and more.
• Automated, personalized communication
  AI-generated messages written in the CEO’s tone deliver consistent outreach through email, LinkedIn, and in-platform chat.
• AI appointment booking & follow-ups
  Investors can automatically schedule calls with leadership while the AI handles reminders, follow-ups, and ongoing nurturing.

Top Shareholder Questions Asked & Addressed:

“How will PTOP Intelligence Labs aid the company revenue-wise?”

Chairman & CEO Joshua Sodaitis explained:

“From day one, Derek was given a clear, measurable mandate when we brought him on board and established PTOP Intelligence Labs as our new AI division. All revenue produced by PTOP Intelligence Labs will flow directly into a separate corporate account under PTOP’s tax ID, meaning every dollar generated is PTOP revenue and increases the value of the parent company. Derek’s target is aggressive: $800,000 to $1,000,000 in the next 23 months.

Here’s where it gets exciting for shareholders:
If PTOP Intelligence Labs hits that goal, we will spin the division out into its own publicly traded company. PTOP will launch, capitalize, and distribute equity in this new entity, with Derek serving as the Chairman & CEO of the spinout. And under standard spin-off structure, every PTOP shareholder would receive shares in the new public company, proportional to their current PTOP holdings.

In other words:

• Intelligence Labs drives near-term revenue directly into PTOP
• A successful revenue milestone triggers the formation of a second public company
• PTOP shareholders get stock in BOTH companies
• Creating a multiplier effect on long-term shareholder value

A spinout like this is a proven strategy used by major public companies to unlock hidden value, accelerate growth, and create two market-cap engines instead of one. If PTOP Intelligence Labs reaches its target, shareholders won’t just own a part of PTOP—they’ll own a stake in a brand-new AI-focused public company built from inside the PTOP ecosystem.

This is the type of value creation you typically only see with high-growth tech firms. We are building PTOP to be one of them.”

“How soon will PTOP Intelligence Labs be revenue-generating?”

President of PTOP Intelligence Labs, Derek McCarthy, responded:

“We’re already in advanced discussions with several companies, including a major media group exploring a white-label partnership for our AI technology. Based on our current pipeline, I expect revenue to begin very soon, and once the first contract closes, we will issue a formal announcement.”

Derek further explained that two customers are currently in a 90-day beta testing phase, evaluating our AI stack prior to full commercial rollout. Once those pilots convert to paid agreements, PTOP Intelligence Labs will begin generating recognized revenue, paving the way for broader adoption and additional enterprise deals already in discussion.

Advanced Features in Development

McCarthy also discussed several next-phase features currently in development, including:

• AI-powered, company-specific search engines that allow investors to instantly locate filings, news, decks, updates, and FAQs.
• CEO Avatar Video Highlights, enabling automatic creation of short, personalized video summaries after press releases—voiced and delivered by an AI avatar modeled after the company’s CEO.

“These features are designed to modernize investor relations and remove friction between the company and the shareholder,” McCarthy said. “We’re building an ecosystem that allows small-cap and mid-cap companies to communicate with investors at a level typically reserved for much larger issuers.”

Commitment to Investors & Closing the Year Strong

Peer To Peer Network reiterated its commitment to transparency, innovation, and constant improvement as it prepares additional updates before year-end.

“We appreciate every investor who joined us on Wednesday evening,” McCarthy added. “Your engagement drives our mission, and we look forward to sharing further progress and development milestones in the weeks ahead.”

Forward-Looking Statements

This press release contains forward-looking statements within the meaning of applicable securities laws. These statements are based on current expectations, estimates, and projections about the industry, management’s beliefs, and certain assumptions made by the Company. Forward-looking statements are not guarantees of future performance and involve risks and uncertainties that are difficult to predict. Actual outcomes and results may differ materially from what is expressed in or implied by such forward-looking statements. Factors that could cause actual results to differ materially include, but are not limited to, technological development risks, market conditions, financial constraints, competitive products, and regulatory factors. The Company undertakes no obligation to update or revise any forward-looking statements, whether due to new information, future events, or otherwise, except as required by law.

Media & Investor Relations Information:

Peer To Peer Network, Inc. (OTC: PTOP)
info@freemobicard.com
617-481-1971
www.ptopnetwork.com

A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/dac8f417-8126-4bec-b8dd-bf83167f583e

FAQ

What revenue target did PTOP set for PTOP Intelligence Labs and by when?

PTOP set a $800,000–$1,000,000 revenue target to be achieved within 23 months.

What will happen if PTOP Intelligence Labs reaches its revenue goal for PTOP (PTOP)?

If the target is met, PTOP plans to spin out Intelligence Labs into a new public company and distribute shares to PTOP shareholders.

Are there current customers generating revenue for PTOP Intelligence Labs (PTOP)?

Two customers are in a 90-day beta; management said pilots must convert to paid agreements before recognized revenue begins.

Does PTOP have any announced commercial partnerships for PTOP Intelligence Labs (PTOP)?

Management indicated advanced discussions including a major media group exploring a white-label partnership, but no signed deals were announced.

How will revenue from PTOP Intelligence Labs be recorded on PTOP (PTOP)?

The company said all Intelligence Labs revenue will flow into a separate corporate account under PTOP’s tax ID, counted as PTOP revenue.