Paypal Holdings Stock Price, News & Analysis

PayPal (NASDAQ: PYPL) launched Transaction Graph Insights & Measurement on Jan 6, 2026, a cross-merchant analytics and first-party measurement suite that uses PayPal's transaction graph to map full shopper journeys and measure real sales lift.

The solution leverages signals across 430 million consumer accounts and tens of millions of merchants, offers an interactive Transaction Graph Insights tool, a deterministic Transaction Graph Measurement suite, and a Measurement Partnership Program with certified partners including AppsFlyer, Cint, Experian, iSpot, Kantar, Kochava, and LiveRamp.

Early client results cited: Ulta Beauty reported a 20% increase in transaction spend via PayPal during a campaign and a brand favorability lift 136% above a Lucid benchmark. Availability: live for US programs; UK and Germany to follow.

PayPal (NASDAQ: PYPL) submitted applications on Dec. 15, 2025 to the Utah Department of Financial Institutions and the FDIC to establish PayPal Bank, a proposed Utah‑chartered industrial loan company.

Since 2013, PayPal has provided access to over $30 billion in loans and working capital to more than 420,000 business accounts worldwide. As proposed, PayPal Bank would enable more efficient U.S. small business lending, reduce reliance on third parties, offer interest‑bearing savings accounts, seek direct card‑network membership, and make customer deposits eligible for FDIC insurance if approved. Mara McNeill was named PayPal Bank President; she has 25+ years of experience in banking and commercial lending.

Liverpool FC announced a global, multi-year partnership naming PayPal (NASDAQ:PYPL) as the club's official digital payments partner on Nov 19, 2025. PayPal, with 400 million active accounts across 200 markets and support for 25 currencies, will become the club's preferred digital payment method and appear more prominently across LFC ecommerce, All Red platforms, Anfield and St Helens.

The deal integrates PayPal+, a new free loyalty programme with Blue, Gold and Black tiers, where Gold/Black members receive points worth up to 50% more at checkout. The partnership also targets expanded support for LFC Women and grassroots programmes via LFC Foundation.

Venmo (NYSE: PYPL) launched Venmo Stash on Nov 10, 2025, a rewards program that delivers cash back that increases as users engage more with Venmo products.

Key mechanics: up to 5% cash back on curated brand bundles via the Venmo Debit Mastercard, 1% base when spending balance, 2% with auto reloads, and 5% after qualifying Direct Deposits (requires $500+ per month). Rewards post to Venmo balance monthly; max $100 cash back per month. Stash starts with the Venmo Debit Mastercard and will expand to more merchant payment rewards next year.

PayPal (PYPL) launched PayPal Pay in 4 in Canada on Nov 10, 2025, an interest-free, no-fee buy now, pay later option for purchases between $30 and $1,500. The service splits eligible purchases into four equal, automatic payments over six weeks with debit, credit, or bank funding and early-pay options via the PayPal app or online.

The rollout covers millions of Canadian and global retailers and highlights survey data: 60% of non-BNPL users would try BNPL if there were no fees; PayPal cites a 90% global approval rate and 80% higher order value for merchants using BNPL.

PayPal (NASDAQ: PYPL) announced third quarter 2025 results for the period ended September 30, 2025 on October 28, 2025. The company said the full earnings release and related materials are available on its investor relations website at https://investor.pypl.com/financials/quarterly-results/default.aspx. PayPal will host a conference call today at 5:00 a.m. PT / 8:00 a.m. ET with a live webcast at https://investor.pypl.com, and an archive of the webcast will be available for 90 days.

PayPal (NASDAQ:PYPL) launched agentic commerce services on October 28, 2025, a suite that connects merchant catalogs, inventory, fulfillment, payments, identity, and buyer protection to AI shopping surfaces.

Key elements include agent ready (an agentic payments solution) and store sync (catalog and order management). Integrations start with partners Wix, Cymbio, Commerce (BigCommerce & Feedonomics), and Shopware. Merchant discoverability on Perplexity is planned before year-end 2025, and agent ready is planned for early 2026. Merchants can sign up at PayPal.ai. Availability may vary by e-commerce provider.

PayPal (PYPL) announced on October 28, 2025 it will adopt the Agentic Commerce Protocol (ACP) to enable PayPal payments inside ChatGPT. Millions of ChatGPT users will be able to use OpenAI Instant Checkout with PayPal's wallet, funding options, buyer/seller protections, tracking and dispute services. PayPal will support delegated card processing and route merchant transactions via a PayPal ACP server.

PayPal said in 2026 it will make product catalogs from its tens of millions of merchants and major retail brands discoverable and purchasable in ChatGPT. PayPal also plans to scale ChatGPT Enterprise to its 24,000+ employees and provide Codex access for engineers.

Venmo (PYPL) announced a partnership with Bilt to add rent, mortgage and neighborhood merchant payments into the Venmo experience, starting in early 2026. The integration lets Bilt Members pay rent and mortgages via Venmo balance or linked methods, split payments with roommates, and earn Bilt Points redeemable for travel, fitness, and home goods.

The partnership connects Venmo's nearly 100 million active accounts with Bilt's > 5 million members and a network of > 45,000 merchants, expanding Venmo's in-app commerce strategy and merchant acceptance nationwide.