Paypal Holdings Stock Price, News & Analysis

Venmo (NYSE: PYPL) launched Venmo Stash on Nov 10, 2025, a rewards program that delivers cash back that increases as users engage more with Venmo products.

Key mechanics: up to 5% cash back on curated brand bundles via the Venmo Debit Mastercard, 1% base when spending balance, 2% with auto reloads, and 5% after qualifying Direct Deposits (requires $500+ per month). Rewards post to Venmo balance monthly; max $100 cash back per month. Stash starts with the Venmo Debit Mastercard and will expand to more merchant payment rewards next year.

PayPal (PYPL) launched PayPal Pay in 4 in Canada on Nov 10, 2025, an interest-free, no-fee buy now, pay later option for purchases between $30 and $1,500. The service splits eligible purchases into four equal, automatic payments over six weeks with debit, credit, or bank funding and early-pay options via the PayPal app or online.

The rollout covers millions of Canadian and global retailers and highlights survey data: 60% of non-BNPL users would try BNPL if there were no fees; PayPal cites a 90% global approval rate and 80% higher order value for merchants using BNPL.

PayPal (NASDAQ: PYPL) announced third quarter 2025 results for the period ended September 30, 2025 on October 28, 2025. The company said the full earnings release and related materials are available on its investor relations website at https://investor.pypl.com/financials/quarterly-results/default.aspx. PayPal will host a conference call today at 5:00 a.m. PT / 8:00 a.m. ET with a live webcast at https://investor.pypl.com, and an archive of the webcast will be available for 90 days.

PayPal (NASDAQ:PYPL) launched agentic commerce services on October 28, 2025, a suite that connects merchant catalogs, inventory, fulfillment, payments, identity, and buyer protection to AI shopping surfaces.

Key elements include agent ready (an agentic payments solution) and store sync (catalog and order management). Integrations start with partners Wix, Cymbio, Commerce (BigCommerce & Feedonomics), and Shopware. Merchant discoverability on Perplexity is planned before year-end 2025, and agent ready is planned for early 2026. Merchants can sign up at PayPal.ai. Availability may vary by e-commerce provider.

PayPal (PYPL) announced on October 28, 2025 it will adopt the Agentic Commerce Protocol (ACP) to enable PayPal payments inside ChatGPT. Millions of ChatGPT users will be able to use OpenAI Instant Checkout with PayPal's wallet, funding options, buyer/seller protections, tracking and dispute services. PayPal will support delegated card processing and route merchant transactions via a PayPal ACP server.

PayPal said in 2026 it will make product catalogs from its tens of millions of merchants and major retail brands discoverable and purchasable in ChatGPT. PayPal also plans to scale ChatGPT Enterprise to its 24,000+ employees and provide Codex access for engineers.

Venmo (PYPL) announced a partnership with Bilt to add rent, mortgage and neighborhood merchant payments into the Venmo experience, starting in early 2026. The integration lets Bilt Members pay rent and mortgages via Venmo balance or linked methods, split payments with roommates, and earn Bilt Points redeemable for travel, fitness, and home goods.

The partnership connects Venmo's nearly 100 million active accounts with Bilt's > 5 million members and a network of > 45,000 merchants, expanding Venmo's in-app commerce strategy and merchant acceptance nationwide.

PayPal (NASDAQ: PYPL) on October 15, 2025 urged consumers during National Cybersecurity Awareness Month to watch for increasingly sophisticated phishing scams that impersonate brands and use social engineering to steal money or data. The company detailed common red flags—fake sender addresses, urgent tones, suspicious links or attachments, and requests to provide login or payment information—and recommended actions: pause before responding, report and block messages, contact companies directly via apps or official websites, enable multi-factor authentication, and contact financial institutions if scammed.

PayPal also shared platform-specific tips, phishing reporting channels (phishing@paypal.com), and customer service contacts for PayPal and Venmo.

PayPal (NASDAQ:PYPL) launched PayPal Ads Manager on October 7, 2025, enabling tens of millions of small businesses to build retail media networks and monetize store traffic with no upfront cost.

The solution leverages PayPal's 25 years of payment data, a proprietary transaction graph, cross-merchant purchase insights, closed-loop attribution, AI creative tools, and SDK integration to create new ad inventory for brands. PayPal Ads Manager will be available early 2026 in the United States, with the United Kingdom and Germany to follow.

PayPal (NASDAQ: PYPL) announced on Oct. 6, 2025 a limited-time holiday rewards promotion: U.S. customers earn 5% cash back on eligible PayPal Buy Now Pay Later (BNPL) purchases from now through the end of the year, the PR states.

The company also said it is introducing Pay Monthly for in-store use in the U.S., with customers applying in the PayPal app, receiving a single-use virtual card that can be added to a mobile wallet and used within 24 hours. The PR cites consumer data: 60% of shoppers report increased holiday financial stress and >80% of BNPL users/considerers are open to using BNPL for holiday shopping.