Paypal Holdings - PYPL STOCK NEWS

PayPal reported strong first quarter 2025 results with $7.8 billion in revenue (up 1% year-over-year) and significant profit growth. GAAP EPS increased 56% to $1.29, while non-GAAP EPS rose 23% to $1.33. The company's operating margins expanded substantially, with GAAP operating margin at 19.6% (up 447 basis points) and non-GAAP operating margin at 20.7% (up 257 basis points).

Total Payment Volume grew 3% to $417.2 billion, and active accounts increased 2% to 436 million. Despite a 7% decrease in total payment transactions to 6.0 billion, transactions excluding unbranded PSP increased by 6%. The company generated $1.0 billion in free cash flow and repurchased approximately 19 million shares for $1.5 billion.

CEO Alex Chriss stated: "PayPal had a great start to the year and our strategy is working." Despite the strong performance, PayPal maintained its full-year 2025 guidance due to "uncertainty in the global macro environment," projecting GAAP EPS between $4.80 and $4.95 and non-GAAP EPS between $4.95 and $5.10.

PayPal (NASDAQ: PYPL) and Coinbase (NASDAQ: COIN) have expanded their partnership to enhance the adoption and utility of PayPal's stablecoin, PayPal USD (PYUSD). The collaboration introduces several key features:

• Fee-free PYUSD purchases and 1:1 USD redemption on Coinbase platforms
• Joint exploration of payment innovations for global money movement and commerce
• Development of DeFi and onchain platform use cases

This expansion builds upon their 2021 partnership, which enabled Coinbase users to fund purchases and withdraw fiat currency through PayPal. The collaboration aims to leverage PayPal's network of over 430 million consumer and merchant accounts to increase global stablecoin adoption.

PayPal (NASDAQ: PYPL) has announced a new rewards program for its stablecoin PayPal USD (PYUSD), offering users a 3.7% annual reward rate for holding PYUSD in their PayPal or Venmo wallets. Set to launch in Summer 2025, the program allows users to:

• Earn daily rewards distributed monthly in PYUSD
• Use rewards for merchant payments, peer-to-peer transfers, and Xoom remittances
• Convert holdings 1:1 to fiat currency
• Trade for other cryptocurrencies
• Transfer to supported wallets on Ethereum and Solana blockchains

The program will be available to US users, excluding New York State at launch. While Venmo consumer accounts are eligible, Teen Accounts and Business Profile users cannot participate. PayPal maintains discretion to adjust the reward rate at any time.

PayPal (NASDAQ: PYPL) has launched a new advertising campaign featuring comedian Will Ferrell, following up on their 2024 collaboration. The new ad, set to debut during basketball playoffs, features Ferrell performing a remake of a Fleetwood Mac song while showcasing PayPal's various payment options.

The campaign highlights PayPal's flexible checkout options, including debit card, credit card, bank account, PayPal balance, and Buy Now Pay Later services. Recent product enhancements include biometric logins, faster page load times, and pre-qualified spending amounts for Pay in 4 purchases. The PayPal Debit Mastercard offers 5% cash back on up to $1,000 spent in selected categories monthly, including a new Rideshare and Public Transit category.

The marketing initiative extends beyond television to include out-of-home advertising, digital platforms, streaming, radio, podcasts, influencer partnerships, and social media campaigns.

PayPal (NASDAQ: PYPL) has announced significant enhancements to its checkout experience, launching its biggest sweepstakes campaign featuring Will Ferrell. The company is giving away up to $10M in prizes, with 1,000 winners per day for 100 days getting their purchases covered up to $100 through PayPal Checkout.

The company has implemented technical improvements including 40% reduction in latency and biometric login capabilities. PayPal's Pay Later service now offers pre-qualified spending amounts for Pay in 4, while PayPal Debit Mastercard users can earn cashback on up to $1,000 monthly spending, including a new Rideshare and Public Transit category.

The Will Ferrell campaign will showcase PayPal's payment flexibility, highlighting both immediate payment options and Pay Later features available at participating merchants.

PayPal Holdings (NASDAQ: PYPL) announced that Rodney C. Adkins will retire from its Board of Directors and not seek re-election at the 2025 Annual Meeting of Stockholders in June. Adkins, who joined the board in September 2017, currently serves on the Audit, Risk and Compliance Committee and the Corporate Governance and Nominating Committee.

During his seven-year tenure, Adkins contributed to PayPal's growth and transformation through his business acumen and strategic vision. Board Chair Enrique Lores and CEO Alex Chriss both acknowledged Adkins' leadership and contributions to the company's development.

PayPal (NASDAQ: PYPL) has achieved a significant milestone by surpassing $30 billion in global loan originations, providing over 1.4 million loans and cash advances to more than 420,000 business accounts globally since 2013. The company offers two main financing solutions: PayPal Business Loan and PayPal Working Capital, available across multiple countries.

These lending solutions have demonstrated strong performance metrics, with Net Promoter Scores of 76 and 85 respectively, and over 90% customer renewal rates. Businesses using PayPal Working Capital see a 36% increase in total PayPal payment volume, while PayPal Business Loan users experience a 16% increase.

The initiative addresses a critical market need, as more than three-quarters of small businesses currently express concerns about capital access. Small businesses, which account for over 43% of U.S. GDP and nearly 40% of private sector payroll, benefit from streamlined online applications without extensive paperwork or credit checks.

PayPal Holdings (NASDAQ: PYPL) announced the appointment of Joy Chik to its Board of Directors. Chik, currently serving as President of Identity and Network Access at Microsoft, brings over 26 years of corporate and board experience, leading Microsoft's multi-billion-dollar security business, Microsoft Entra.

CEO Alex Chriss emphasized PayPal's focus on increasing innovation velocity and AI integration across products. Chik's expertise in technology, AI, identity, and security aligns with PayPal's strategic shift from a payments platform to a full-stack commerce API.

Chik advises Fortune 500 executives and government agencies on digital transformation and cybersecurity. Her board experience includes previous service on Sierra Wireless Board of Directors and current membership on AnitaB.org's Board of Trustees since 2016.

PayPal (NASDAQ: PYPL) hosted an Investor Day on February 25, 2025, outlining its strategic growth plans and financial outlook. The company expects high single-digit transaction margin dollar growth and low teens+ non-GAAP EPS growth by 2027.

CEO Alex Chriss announced three major initiatives: PayPal Open, a unified merchant platform integrating commerce tools from payments to financial services, which will launch in the US before expanding to the UK and Germany; a strategic partnership with Verifone to deliver omnichannel payment solutions combining Verifone's hardware with PayPal's Braintree processing capabilities; and the international expansion of Fastlane to the UK and Europe through collaboration with J.P. Morgan Payments, offering a guest checkout experience that accelerates checkout speeds by more than 36% compared to traditional methods.

The company reaffirmed its 2025 financial guidance while initiating its 2027 outlook as part of its vision to become "the commerce platform powering the global economy."