RBB Bancorp (NASDAQ:RBB) appointed John Curtis as Executive Vice President and Market President for the Northern California Region, underscoring its plan to expand commercial banking. Curtis will lead strategies to grow commercial banking capabilities, deepen client relationships, and serve small to midsized businesses in Northern California.
Curtis, formerly President and CEO of Bank of the Orient, brings over 37 years of financial services experience and is joined by bankers Yulan Wu and Inger Li, each with more than 25 years’ experience. The team will operate from a new loan production office in the San Francisco Bay Area, a key Asian American market. As of March 31, 2026, RBB Bancorp reported total assets of $4.2 billion and serves Asian-centric communities through 24 branches across six states.
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News Market Reaction – RBB
+1.53%
+1.53%Session close to close
In the Jul 13 session, RBB gained 1.53%, reflecting a mild positive market reaction.
RBB’s appointment of a seasoned Northern California market president and launch of a Bay Area loan p...
Analysis
RBB’s appointment of a seasoned Northern California market president and launch of a Bay Area loan production office extends its $4.2 billion franchise. The move builds on prior growth actions, but investors will watch client growth and credit quality, especially alongside recent net insider selling and low short positioning.
Key Figures
Total assets:$4.2 billionExecutive experience:More than 37 yearsTeam experience:Over 25 years each+4 more
7 metrics
Total assets$4.2 billionAs of March 31, 2026
Executive experienceMore than 37 yearsMr. Curtis’ financial services career
Team experienceOver 25 years eachBanking experience of Ms. Wu and Ms. Li
Branch network24 branchesBranches across six U.S. states
Los Angeles branches9 branchesLos Angeles County locations
Chicago branches2 branchesChicago, Illinois locations
New York locations7 branches and 1 loan operation centerBrooklyn, Queens, Manhattan footprint
Q4 and 2025 earnings with growth in income, loans and shareholder returns.
24h Move is the share-price change in the day after each event; other market factors may also have contributed.
Pattern Detected
RBB shares have generally responded positively to earnings and capital actions, though one strong earnings and dividend update drew a modest negative reaction.
Key Terms
loan production office, commercial and industrial loans, sba 7a, 504 loans
4 terms
loan production officefinancial
"based in a newly established loan production office located in the San Francisco Bay Area"
A loan production office is a bank or finance company location set up primarily to find, meet with, and originate loans, but it typically does not handle full retail services like deposits or cash transactions. For investors, an LPO is a way for a lender to grow loan volume and reach new customers with lower overhead, which can boost revenue but also concentrates credit risk in specific markets—like opening a pop-up shop that only sells one product.
commercial and industrial loansfinancial
"commercial and investor real estate loans, business loans and lines of credit, commercial and industrial loans"
Loans made to businesses to fund everyday operations, buy equipment, expand facilities, or refinance other debt; they are typically issued by banks and come in forms like lines of credit, term loans, and equipment financing. Think of them as a company’s version of a personal loan or mortgage that pays for its cash flow needs and growth; investors watch them because the volume, quality, and repayment of these loans affect a lender’s profits, credit risk, and signals about broader economic activity.
sba 7afinancial
"commercial and industrial loans, SBA 7A and 504 loans, 1-4 single family residential loans"
SBA 7(a) is the U.S. Small Business Administration’s main loan-guarantee program that helps small companies get bank financing by having the government back a portion of the loan. Think of it as a partial co-signer that makes banks more willing to lend to startups and growing firms; for investors, it matters because it supports small‑business credit availability, can strengthen local economic activity, and affects the risk and lending volumes of banks and specialty lenders that serve small businesses.
504 loansfinancial
"commercial and industrial loans, SBA 7A and 504 loans, 1-4 single family residential loans"
504 loans are a U.S. Small Business Administration–backed program that helps small businesses buy long‑term assets like real estate or heavy equipment with low, fixed interest rates. Think of it as a business mortgage paired with a government guarantee that lowers borrowing cost and preserves cash, which matters to investors because it can enable expansion, improve predictable cash flow, and reduce financing risk on a company’s balance sheet.
LOS ANGELES, July 13, 2026 (GLOBE NEWSWIRE) -- RBB Bancorp (NASDAQ: RBB) (together with its bank subsidiary Royal Business Bank (the "Bank") collectively referred to herein as the "Company") is pleased to announce the appointment of Mr. John Curtis as Executive Vice President and Market President of the Northern California Region, continuing the Bank’s commitment to growing and expanding its commercial banking business.
In this role, Mr. Curtis will oversee the development and execution of strategies designed to expand the Bank’s commercial banking capabilities, capturing and deepening client relationships, and delivering financial solutions and exceptional services for small to midsized commercial entities in the Northern California Region.
Mr. Curtis has more than 37 years of experience in the financial services industry, with expertise in bank administration, commercial and retail banking, credit/risk management, business development, and relationship management. Prior to joining the Bank, Mr. Curtis served as President and CEO of the Bank of the Orient. He has a strong track record of building and leading high-performing sales organizations across the Northern California Region. Mr. Curtis is also joined by Ms. Yulan Wu and Ms. Inger Li, each of whom have over 25 years in the banking field. Mr. Curtis and his recently hired team will be based in a newly established loan production office located in the San Francisco Bay Area.
“We are excited to establish a physical presence in the San Francisco Bay Area, which has one of the largest Asian American communities in the United States,” said Johnny Lee, President and Chief Executive Officer of RBB Bancorp. “John’s leadership and knowledge of the Northern California markets will be key as we continue growing our commercial banking business.”
Corporate Overview
RBB Bancorp is a community-based financial holding company headquartered in Los Angeles, California. As of March 31, 2026, the Company had total assets of $4.2 billion.Its wholly-owned subsidiary, Royal Business Bank, is a full service commercial bank, which provides consumer and business banking services predominantly to the Asian-centric communities through 24 branches located in six states including California, Nevada, New York, Illinois, New Jersey and Hawaii. Bank services include remote deposit, E-banking, mobile banking, commercial and investor real estate loans, business loans and lines of credit, commercial and industrial loans, SBA 7A and 504 loans, 1-4 single family residential loans, trade finance, a full range of depository account products and wealth management services. The Bank has nine branches in Los Angeles County, two branches in Ventura County, and one branch in Orange County, California; one branch in Las Vegas, Nevada; three branches and one loan operation center in Brooklyn, three branches in Queens, and one branch in Manhattan in New York; one branch in Edison, New Jersey; two branches in Chicago, Illinois; and, one branch in Honolulu, Hawaii. The Company's administrative and lending center is located at 1055 Wilshire Blvd., Los Angeles, California 90017, and its operations center is located at 7025 Orangethorpe Ave., Buena Park, California 90621. The Company's website address is www.royalbusinessbankusa.com.
Contacts
Lynn Hopkins, EVP and Chief Financial Officer, (657) 255-3282
FAQ
What did RBB Bancorp (NASDAQ:RBB) announce about its Northern California expansion on July 13, 2026?
RBB Bancorp announced a new Northern California lending team and a loan production office in the San Francisco Bay Area. According to RBB Bancorp, this supports growth in commercial banking for small to midsized businesses in the region, especially Asian-centric communities.
Who is John Curtis and what is his role at RBB Bancorp (RBB)?
John Curtis is Executive Vice President and Market President for the Northern California Region at RBB Bancorp. According to RBB Bancorp, he has over 37 years of financial services experience and previously served as President and CEO of Bank of the Orient.
Where is Royal Business Bank’s new loan production office located and what market will it serve?
The new loan production office is located in the San Francisco Bay Area. According to RBB Bancorp, the office will support commercial banking for small to midsized businesses in Northern California, including one of the largest Asian American communities in the United States.
How large is RBB Bancorp in terms of assets and branch network as of March 31, 2026?
RBB Bancorp reported total assets of $4.2 billion as of March 31, 2026. According to RBB Bancorp, Royal Business Bank operates 24 branches across California, Nevada, New York, Illinois, New Jersey and Hawaii, plus lending and operations centers in California.
What banking services does Royal Business Bank offer to its Asian-centric communities?
Royal Business Bank offers commercial and consumer banking, including real estate loans, business loans, SBA 7A and 504 loans, trade finance, deposits, and wealth management. According to RBB Bancorp, services also include remote deposit, E-banking and mobile banking for its Asian-centric customer base.
Who can investors contact at RBB Bancorp (RBB) for more information about this Northern California initiative?
Investors can contact Lynn Hopkins, Executive Vice President and Chief Financial Officer, at (657) 255-3282. According to RBB Bancorp, Hopkins serves as the primary financial contact for inquiries related to the company’s operations and strategic initiatives, including regional expansion.
