Ready Capital Corporation Announces Fourth Quarter and Full Year 2025 Results and Webcast Call
Rhea-AI Summary
Ready Capital (NYSE: RC) will release fourth quarter and full year 2025 financial results after the NYSE close on Thursday, February 26, 2026.
Management will host a webcast and conference call on Friday, February 27, 2026 at 8:30 a.m. ET to provide a business update and discuss results for the period ended December 31, 2025. A replay will be available through March 13, 2026.
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Key Figures
Market Reality Check
Peers on Argus
RC fell 9.29% while key mortgage REIT peers were mixed: KREF -2.75%, TRTX -2.43%, BRSP -3.48%, and RWT +8.62%. Mixed peer moves and scanner activity in only one peer suggest a stock-specific move.
Previous Earnings Reports
| Date | Event | Sentiment | Move | Catalyst |
|---|---|---|---|---|
| Nov 06 | Q3 2025 results | Negative | -1.6% | Reported Q3 2025 GAAP and distributable losses with portfolio actions. |
| Oct 30 | Q3 call notice | Neutral | +0.3% | Announced Q3 2025 results release date and webcast/conference call. |
| Aug 07 | Q2 2025 results | Negative | -3.8% | Challenging Q2 2025 with GAAP loss per share and asset sales. |
| Jul 31 | Q2 call notice | Neutral | -1.2% | Scheduled Q2 2025 earnings release and investor webcast details. |
| May 08 | Q1 2025 results | Negative | -5.7% | Q1 2025 GAAP profit but distributable loss and macro-driven pressure. |
Earnings-tagged news over the last year averaged a -2.4% move, with reported quarterly results featuring losses and generally negative price reactions.
Across 2025, Ready Capital’s earnings cycle showed pressure on profitability and book value resilience. Q1 2025 delivered GAAP EPS of $0.47 but a distributable loss of $(0.09) per share and a -5.71% price reaction. Q2 and Q3 2025 results reported GAAP losses per share of $(0.31) and $(0.13), with stock moves of -3.78% and -1.64%. Between results, pre-announcement webcast notices in May, July, and October saw smaller price impacts, framing today’s Q4/FY 2025 call announcement within an established earnings rhythm.
Historical Comparison
Earnings-related headlines over the past year averaged a -2.4% move, with losses and strategic balance-sheet actions common. Today’s Q4/FY 2025 call notice continues that earnings-focused cadence.
2025 earnings updates progressed from Q1 through Q3 with recurring losses, portfolio sales, and capital actions, framing expectations around the upcoming Q4 and full-year 2025 discussion.
Market Pulse Summary
This announcement sets the timetable for Ready Capital’s Q4 and full-year 2025 discussion, following a 2025 pattern of earnings reports marked by GAAP and distributable losses alongside portfolio reshaping. Investors may focus on updated credit performance in commercial real estate, trends in Small Business Lending volumes, and any changes in book value relative to prior levels around $10–11 per share. Monitoring capital actions, loan sale activity, and dividend decisions around the call could be key.
Key Terms
webcast technical
AI-generated analysis. Not financial advice.
NEW YORK, Feb. 13, 2026 (GLOBE NEWSWIRE) -- Ready Capital Corporation (NYSE: RC) (the “Company”) today announced that the Company will release its fourth quarter and full year 2025 financial results after the New York Stock Exchange closes on Thursday, February 26, 2026. Management will host a webcast and conference call on Friday, February 27, 2026 at 8:30 a.m. Eastern Time to provide a general business update and discuss the financial results for the quarter and year ended December 31, 2025.
Webcast:
The Company encourages use of the webcast due to potential extended wait times to access the conference call via dial-in. The webcast of the conference call will be available in the Investor Relations section of the Company’s website at www.readycapital.com. To listen to a live broadcast, go to the site at least 15 minutes prior to the scheduled start time in order to register, download and install any necessary audio software.
Dial-in:
The conference call can be accessed by dialing 877-407-0792 (domestic) or 201-689-8263 (international).
Replay:
A replay of the call will also be available on the Company’s website approximately two hours after the live call through March 13, 2026. To access the replay, dial 844-512-2921 (domestic) or 412-317-6671 (international). The replay pin number is 13757494.
About Ready Capital Corporation
Ready Capital Corporation (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services lower-to-middle-market investor and owner occupied commercial real estate loans. The Company specializes in loans backed by commercial real estate, including agency multifamily, investor, construction, and bridge as well as U.S. Small Business Administration loans under its Section 7(a) program and government guaranteed loans focused on the United States Department of Agriculture. Headquartered in New York, New York, the Company employs approximately 450 professionals nationwide.
Contact
Investor Relations
Ready Capital Corporation
212-257-4666
InvestorRelations@readycapital.com
FAQ
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