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Ready Capital Corporation Announces Fourth Quarter and Full Year 2025 Results and Webcast Call

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Ready Capital (NYSE: RC) will release fourth quarter and full year 2025 financial results after the NYSE close on Thursday, February 26, 2026.

Management will host a webcast and conference call on Friday, February 27, 2026 at 8:30 a.m. ET to provide a business update and discuss results for the period ended December 31, 2025. A replay will be available through March 13, 2026.

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Positive

  • None.

Negative

  • None.

News Market Reaction – RC

+2.96%
2 alerts
+2.96% News Effect
+$8M Valuation Impact
$269.13M Market Cap
5.17K Volume

On the day this news was published, RC gained 2.96%, reflecting a moderate positive market reaction. Our momentum scanner triggered 2 alerts that day, indicating moderate trading interest and price volatility. This price movement added approximately $8M to the company's valuation, bringing the market cap to $269.13M at that time.

Data tracked by StockTitan Argus on the day of publication.

Market Context

This announcement sets the timetable for Ready Capital’s Q4 and full-year 2025 discussion, following...
Analysis

This announcement sets the timetable for Ready Capital’s Q4 and full-year 2025 discussion, following a 2025 pattern of earnings reports marked by GAAP and distributable losses alongside portfolio reshaping. Investors may focus on updated credit performance in commercial real estate, trends in Small Business Lending volumes, and any changes in book value relative to prior levels around $10–11 per share. Monitoring capital actions, loan sale activity, and dividend decisions around the call could be key.

Key Figures

Results release date: February 26, 2026 Earnings call time: 8:30 a.m. ET Replay end date: March 13, 2026 +4 more
7 metrics
Results release date February 26, 2026 Q4 and full-year 2025 financial results after NYSE close
Earnings call time 8:30 a.m. ET Webcast and conference call on February 27, 2026
Replay end date March 13, 2026 Earnings call replay availability on company website
Domestic dial-in 877-407-0792 Access number for live earnings conference call
International dial-in 201-689-8263 International access for live earnings conference call
Replay PIN 13757494 PIN code required for call replay access
Employees approximately 450 Nationwide professionals employed by Ready Capital

Previous Earnings Reports

5 past events · Latest: Nov 06 (Negative)
Same Type Pattern 5 events
Date Event Sentiment 24h Move Catalyst
Nov 06 Q3 2025 results Negative -1.6% Reported Q3 2025 GAAP and distributable losses with portfolio actions.
Oct 30 Q3 call notice Neutral +0.3% Announced Q3 2025 results release date and webcast/conference call.
Aug 07 Q2 2025 results Negative -3.8% Challenging Q2 2025 with GAAP loss per share and asset sales.
Jul 31 Q2 call notice Neutral -1.2% Scheduled Q2 2025 earnings release and investor webcast details.
May 08 Q1 2025 results Negative -5.7% Q1 2025 GAAP profit but distributable loss and macro-driven pressure.

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

Earnings-tagged news over the last year averaged a -2.4% move, with reported quarterly results featuring losses and generally negative price reactions.

Recent Company History

Across 2025, Ready Capital’s earnings cycle showed pressure on profitability and book value resilience. Q1 2025 delivered GAAP EPS of $0.47 but a distributable loss of $(0.09) per share and a -5.71% price reaction. Q2 and Q3 2025 results reported GAAP losses per share of $(0.31) and $(0.13), with stock moves of -3.78% and -1.64%. Between results, pre-announcement webcast notices in May, July, and October saw smaller price impacts, framing today’s Q4/FY 2025 call announcement within an established earnings rhythm.

Key Terms

webcast, section 7(a)
2 terms
webcast technical
"Management will host a webcast and conference call on Friday, February 27, 2026..."
A webcast is a live or recorded online event where people watch or listen to presentations, announcements, or performances through the internet. It’s like a TV broadcast but over the internet, allowing viewers from anywhere to tune in in real time or later. Webcasts are important because they let companies share information quickly and widely with audiences around the world.
section 7(a) regulatory
"U.S. Small Business Administration loans under its Section 7(a) program..."
A Section 7(a) loan is a U.S. Small Business Administration–guaranteed financing program that helps small businesses get bank loans by partially protecting the lender against losses. For investors, it matters because companies that use these loans can access capital at potentially lower cost and with more flexible terms, which can support growth or cover shortfalls without immediately diluting shareholders—think of it as a safety net that makes credit easier to obtain.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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NEW YORK, Feb. 13, 2026 (GLOBE NEWSWIRE) -- Ready Capital Corporation (NYSE: RC) (the “Company”) today announced that the Company will release its fourth quarter and full year 2025 financial results after the New York Stock Exchange closes on Thursday, February 26, 2026. Management will host a webcast and conference call on Friday, February 27, 2026 at 8:30 a.m. Eastern Time to provide a general business update and discuss the financial results for the quarter and year ended December 31, 2025. 

Webcast:
The Company encourages use of the webcast due to potential extended wait times to access the conference call via dial-in. The webcast of the conference call will be available in the Investor Relations section of the Company’s website at www.readycapital.com. To listen to a live broadcast, go to the site at least 15 minutes prior to the scheduled start time in order to register, download and install any necessary audio software.

Dial-in:
The conference call can be accessed by dialing 877-407-0792 (domestic) or 201-689-8263 (international).

Replay:
A replay of the call will also be available on the Company’s website approximately two hours after the live call through March 13, 2026.  To access the replay, dial 844-512-2921 (domestic) or 412-317-6671 (international). The replay pin number is 13757494.

About Ready Capital Corporation

Ready Capital Corporation (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services lower-to-middle-market investor and owner occupied commercial real estate loans. The Company specializes in loans backed by commercial real estate, including agency multifamily, investor, construction, and bridge as well as U.S. Small Business Administration loans under its Section 7(a) program and government guaranteed loans focused on the United States Department of Agriculture. Headquartered in New York, New York, the Company employs approximately 450 professionals nationwide.

Contact
Investor Relations
Ready Capital Corporation
212-257-4666
InvestorRelations@readycapital.com


FAQ

When will Ready Capital (RC) release Q4 and full year 2025 results?

Ready Capital will release Q4 and full year 2025 results after the NYSE close on February 26, 2026. According to the company, management will discuss results on a webcast and call the following morning, February 27, 2026 at 8:30 a.m. ET.

How can investors join Ready Capital (RC) earnings webcast and call on February 27, 2026?

Investors can join the webcast via the Ready Capital investor website and are encouraged to use the webcast. According to the company, dial-in options are also provided with domestic and international phone numbers.

Will Ready Capital (RC) provide a replay of the February 27, 2026 earnings call?

Yes, a replay will be available on the company website through March 13, 2026. According to the company, an audio replay will be posted about two hours after the live call and can be accessed by provided dial-in numbers and a replay PIN.

What time is Ready Capital's (RC) conference call for Q4 and full year 2025 results?

The conference call is scheduled for Friday, February 27, 2026 at 8:30 a.m. ET. According to the company, the webcast will be available on its investor relations site and listeners should log in about 15 minutes early to register.

Where can I find Ready Capital (RC) investor materials and call access information for the February 2026 results?

Investor materials and webcast access are available on the Ready Capital investor relations website at www.readycapital.com. According to the company, the site provides registration instructions, dial-in numbers, and replay details with the replay PIN.