Ready Capital Corporation Declares Third Quarter 2025 Dividends

Rhea-AI Summary

Ready Capital Corporation (NYSE:RC) has announced its dividend declarations for Q3 2025. The company will distribute a quarterly cash dividend of $0.125 per share of common stock and Operating Partnership unit, payable on October 31, 2025, to shareholders of record as of September 30, 2025.

Additionally, RC declared dividends for its preferred stock series: $0.390625 per share for Series C Preferred Stock and $0.40625 per share for Series E Preferred Stock, both payable in October 2025. Ready Capital operates as a multi-strategy real estate finance company, focusing on lower-to-middle-market commercial real estate loans.

Positive

• Consistent dividend payments maintained across all stock classes
• Diversified dividend structure with both common and preferred stock distributions
• Strong commitment to shareholder returns through regular quarterly payments

Negative

• None.

Insights

Financial Dividend Analyst

Ready Capital maintains quarterly dividend at $0.125/share, continuing stable income for investors while preserving capital.

Ready Capital's Q3 2025 dividend declaration shows the company maintaining its $0.125 per share quarterly dividend for common stockholders, payable October 31. This represents a continuation of their payout strategy rather than a dividend increase or decrease. The dividend remains level which typically signals management's balanced approach to returning capital while preserving financial flexibility.

Looking at the complete dividend picture, Ready Capital also declared dividends on its preferred stock series: $0.390625 per share on 6.25% Series C Cumulative Convertible Preferred Stock and $0.40625 per share on 6.50% Series E Cumulative Redeemable Preferred Stock. These preferred dividends reflect the stated rates on these securities, providing the contractual yield to those investors.

The consistency in dividend payout suggests the company's commercial real estate finance operations are generating sufficient cash flow to maintain shareholder returns. As a multi-strategy real estate finance company focusing on lower-to-middle-market loans, Ready Capital's maintained dividend indicates relative stability in their underlying loan portfolio despite potential fluctuations in the commercial real estate market. This pattern of steady dividends is typically valued by income-focused investors looking for predictable cash flows from REITs and similar financial stocks.

NEW YORK, Sept. 15, 2025 (GLOBE NEWSWIRE) -- Ready Capital Corporation (NYSE:RC) (the “Company”) announced that its Board of Directors declared a quarterly cash dividend of $0.125 per share of common stock and Operating Partnership unit for the quarter ended September 30, 2025. This dividend is payable on October 31, 2025, to shareholders of record as of the close of business on September 30, 2025.

Additionally, the Company announced that its Board of Directors declared quarterly cash dividends on its 6.25% Series C Cumulative Convertible Preferred Stock (the “Series C Preferred Stock”), and its 6.50% Series E Cumulative Redeemable Preferred Stock (the “Series E Preferred Stock”).

The Company declared a dividend of $0.390625 per share of Series C Preferred Stock payable on October 15, 2025, to Series C Preferred stockholders of record as of the close of business on September 30, 2025.

The Company declared a dividend of $0.40625 per share of Series E Preferred Stock payable on October 31, 2025, to Series E Preferred stockholders of record as of the close of business on September 30, 2025.

About Ready Capital Corporation

Ready Capital Corporation (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services lower-to-middle-market investor and owner occupied commercial real estate loans. The Company specializes in loans backed by commercial real estate, including agency multifamily, investor, construction, and bridge as well as U.S. Small Business Administration loans under its Section 7(a) program. Headquartered in New York, New York, the Company employs approximately 500 professionals nationwide.

Contact

Investor Relations
212-257-4666
investorRelations@readycapital.com

Media Relations
PR@readycapital.com

FAQ

What is Ready Capital's (NYSE:RC) dividend payment for Q3 2025?

Ready Capital will pay a quarterly cash dividend of $0.125 per share of common stock and Operating Partnership unit, payable on October 31, 2025.

When is the record date for Ready Capital's Q3 2025 dividend?

The record date for Ready Capital's Q3 2025 dividend is September 30, 2025.

What are Ready Capital's preferred stock dividend rates for Q3 2025?

Ready Capital declared dividends of $0.390625 per share for Series C Preferred Stock and $0.40625 per share for Series E Preferred Stock.

What type of company is Ready Capital (NYSE:RC)?

Ready Capital is a multi-strategy real estate finance company that originates, acquires, finances and services lower-to-middle-market commercial real estate loans, including agency multifamily, investor, construction, and bridge loans.

When will Ready Capital pay its preferred stock dividends for Q3 2025?

Series C Preferred Stock dividend is payable on October 15, 2025, while Series E Preferred Stock dividend is payable on October 31, 2025.