Ready Capital Corporation Declares Fourth Quarter 2025 Dividends

Rhea-AI Summary

Ready Capital Corporation (NYSE:RC) announced quarterly cash dividends for the quarter ended Dec 31, 2025. Common stock and Operating Partnership units: $0.01 per share, payable Jan 30, 2026, record date Dec 31, 2025. Series C preferred: $0.390625 per share, payable Jan 15, 2026, record date Dec 31, 2025. Series E preferred: $0.40625 per share, payable Jan 30, 2026, record date Dec 31, 2025.

Management said the dividend aligns with efforts to strengthen the balance sheet and maintain financial flexibility while positioning for recovery in profitability.

Positive

• Common dividend declared at $0.01 per share
• Series C preferred dividend $0.390625 per share
• Series E preferred dividend $0.40625 per share
• Board emphasizes balance sheet strengthening and financial flexibility

Negative

• Common dividend of $0.01 implies limited near-term cash return to common holders
• Small common payout may signal constrained liquidity or prioritization of deleveraging

News Market Reaction

-2.51% 2.4x vol

12 alerts

-2.51% News Effect

-8.4% Trough in 23 hr 27 min

-$10M Valuation Impact

$378M Market Cap

2.4x Rel. Volume

On the day this news was published, RC declined 2.51%, reflecting a moderate negative market reaction. Argus tracked a trough of -8.4% from its starting point during tracking. Our momentum scanner triggered 12 alerts that day, indicating notable trading interest and price volatility. This price movement removed approximately $10M from the company's valuation, bringing the market cap to $378M at that time. Trading volume was elevated at 2.4x the daily average, suggesting increased selling activity.

Data tracked by StockTitan Argus on the day of publication.

NEW YORK, Dec. 15, 2025 (GLOBE NEWSWIRE) -- Ready Capital Corporation (NYSE:RC) (the “Company”) announced that its Board of Directors declared a quarterly cash dividend of $0.01 per share of common stock and Operating Partnership unit for the quarter ended December 31, 2025. This dividend is payable on January 30, 2026, to shareholders of record as of the close of business on December 31, 2025.

“The quarter’s dividend aligns with the Company’s continued commitment to strengthen the balance sheet, maintain financial flexibility, and position the business for a timely recovery in profitability,” said Thomas Capasse, Chairman and Chief Executive Officer.

Additionally, the Company announced that its Board of Directors declared quarterly cash dividends on its 6.25% Series C Cumulative Convertible Preferred Stock (the “Series C Preferred Stock”), and its 6.50% Series E Cumulative Redeemable Preferred Stock (the “Series E Preferred Stock”).

The dividend of $0.390625 per share of Series C Preferred Stock is payable on January 15, 2026, to Series C Preferred stockholders of record as of the close of business on December 31, 2025.

The dividend of $0.40625 per share of Series E Preferred Stock is payable on January 30, 2026, to Series E Preferred stockholders of record as of the close of business on December 31, 2025.

About Ready Capital Corporation

Ready Capital Corporation (NYSE: RC) is a multi-strategy real estate finance company that originates, acquires, finances and services lower-to-middle-market investor and owner occupied commercial real estate loans. The Company specializes in loans backed by commercial real estate, including agency multifamily, investor, construction, and bridge as well as U.S. Small Business Administration loans under its Section 7(a) program and government guaranteed loans focused on the United States Department of Agriculture. Headquartered in New York, New York, the Company employs approximately 500 professionals nationwide.

Contact

Investor Relations
212-257-4666
investorrelations@readycapital.com

Media Relations
PR@readycapital.com

FAQ

What dividend did Ready Capital (RC) declare for the quarter ended December 31, 2025?

Ready Capital declared a $0.01 per share common dividend for the quarter ended Dec 31, 2025.

When is the Ready Capital (RC) common dividend payable and what is the record date?

The common dividend is payable Jan 30, 2026 to shareholders of record as of Dec 31, 2025.

What are the Series C and Series E preferred dividend amounts and payment dates for RC?

Series C pays $0.390625 on Jan 15, 2026; Series E pays $0.40625 on Jan 30, 2026, both with record date Dec 31, 2025.

How does Ready Capital describe the rationale for the December 2025 dividend?

The company said the dividend aligns with strengthening the balance sheet and maintaining financial flexibility while positioning for profitability recovery.

Will Operating Partnership units receive the same Ready Capital (RC) common dividend?

Yes, Operating Partnership units were declared to receive the same $0.01 per unit dividend.