Reliance Global Group (RELI) Adds XRP to Digital Asset Treasury, Expanding Enterprise-Grade Blockchain Portfolio

Rhea-AI Summary

Reliance Global Group (NASDAQ:RELI) has expanded its Digital Asset Treasury (DAT) initiative by purchasing XRP, the fourth-largest cryptocurrency by market capitalization. This addition complements the company's existing digital asset portfolio, which includes Bitcoin, Ethereum, and Cardano.

XRP, known for its enterprise-grade applications, offers notable features including 3-5 second transaction settlements, minimal transaction fees, and the ability to handle over 1,500 transactions per second. The company views this strategic investment as part of its broader initiative to merge innovative technologies with its established insurance and financial services operations, including platforms like RELI Exchange and 5MinuteInsure.com.

Positive

• None.

Negative

• Exposure to cryptocurrency market volatility and regulatory uncertainties
• Potential cybersecurity and custody risks associated with digital assets
• No specified investment amount or portfolio allocation details

Insights

Blockchain Strategy Analyst

RELI adds XRP to its treasury alongside BTC, ETH, and ADA, positioning itself as a forward-looking company integrating blockchain into its business strategy.

Reliance Global Group has strategically expanded its Digital Asset Treasury (DAT) by adding XRP, the fourth-largest cryptocurrency by market cap, to its existing portfolio of Bitcoin, Ethereum, and Cardano. This calculated move demonstrates RELI's methodical approach to blockchain adoption rather than impulsive speculation.

XRP's selection appears deliberately aligned with RELI's business fundamentals. As an insurance and financial services company operating platforms like RELI Exchange and 5MinuteInsure.com, RELI can benefit from XRP's key technical advantages:

• Settlement speed (3-5 seconds) that enables near-instant transactions
• Minimal transaction fees (fractions of a cent) supporting micro-payment efficiency
• Processing capacity exceeding 1,500 transactions per second
• Energy efficiency compared to proof-of-work alternatives

What's particularly noteworthy is RELI's strategic framing of digital assets not as speculative investments but as operational tools that complement their existing technology-driven insurance platforms. The company appears to be positioning for a future where blockchain capabilities might enhance their core business functions like payments, settlements, and possibly even insurance contracts.

While no specific investment amounts were disclosed, the company emphasizes governance guardrails including Board-approved policies, secure custody arrangements, and regulatory compliance frameworks. This suggests RELI is approaching cryptocurrency integration with appropriate corporate controls rather than as a speculative side venture.

This move places RELI among the small but growing number of public companies incorporating digital assets into treasury operations, potentially providing shareholders with indirect blockchain exposure through a regulated entity. The company's emphasis on "disciplined diversification" indicates a risk-managed approach to capturing blockchain's potential upside while integrating it with their established business model.

Fourth-Largest Cryptocurrency Powers Cost-Efficient, Scalable Cross-Border Payments

LAKEWOOD, NJ, Sept. 30, 2025 (GLOBE NEWSWIRE) -- Reliance Global Group, Inc. (Nasdaq: RELI) (“Reliance”, “we” or the “Company”) today announced that it has completed a purchase of XRP, the native token of the XRP Ledger and the cryptocurrency used within the Ripple payment network. This transaction marks Reliance’s latest measured step in its Digital Asset Treasury (“DAT”) initiative, introducing diversified exposure to a top-tier asset recognized for its speed, scalability, and strong adoption in the global banking and financial services sector.

The addition of XRP follows Reliance’s earlier treasury purchases of Bitcoin, Ethereum, and Cardano. Together, these holdings reflect the Company’s disciplined approach to building a diversified portfolio of digital assets that align with its long-term strategy of combining innovation, stability, and value.

XRP is currently the fourth-largest cryptocurrency by market capitalization and is widely used as a bridge asset for international payments. Built for enterprise-grade applications, XRP provides:

• Speed: Transactions typically settle in 3–5 seconds.
• Low Cost: Transaction fees are fractions of a cent, making it efficient for micro-payments.
• Liquidity & Banking Use: Ripple’s partnerships with global banks and payment providers drive adoption for cross-border settlements and liquidity management.
• Scalability: Handles over 1,500 transactions per second, rivaling traditional payment networks.
• Energy Efficiency: XRP Ledger consensus uses minimal energy compared to proof-of-work blockchains.

“Our strategy is to carefully build a treasury of digital assets with both strong fundamentals and real-world utility,” said Ezra Beyman, Chairman and CEO of Reliance Global Group. “XRP offers speed, efficiency, and proven value in global payments. By adding XRP to our portfolio alongside Bitcoin, Ethereum, and Cardano, we are reinforcing Reliance’s role at the forefront of blockchain adoption. We believe this disciplined diversification is designed to both capture the transformative potential of blockchain technology and to drive long-term shareholder value. With guidance from our Crypto Advisory Board, we are committed to balancing innovation with prudent governance, secure custody, and regulatory compliance. Our goal is to integrate digital assets into Reliance’s broader strategy in a way that delivers innovation today while creating lasting value for our shareholders.”

Reliance views the addition of XRP and other leading digital assets as an extension of its broader strategy to merge innovative technologies with its established strengths in insurance and financial services. Platforms such as RELI Exchange and 5MinuteInsure.com have already demonstrated the Company’s ability to modernize distribution and customer engagement through technology. By applying the same disciplined approach to blockchain participation, Reliance is positioning digital assets not as speculative instruments but as strategic tools to enhance resilience, efficiency, and growth. With a focus on secure custody, transparent oversight, and regulatory compliance, the Company seeks to responsibly integrate blockchain value into its operating model while creating sustainable opportunities for shareholders.

Forward-Looking Statements

This press release contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. You can identify these statements by terminology such as “may,” “should,” “could,” “would,” “will,” “expect,” “anticipate,” “intend,” “plan,” “believe,” “estimate,” “continue,” “potential,” and similar expressions. Forward-looking statements in this press release include, without limitation, statements regarding:

• Our expectation that the addition of XRP to our Digital Asset Treasury (“DAT”) may advance the objectives of our treasury strategy and long-term shareholder value;
• Our belief that selectively engaging with established digital-asset networks can provide liquidity, diversification benefits, and strategic optionality as blockchain-based payment and settlement use cases evolve;
• Our expectation that disciplined governance, custody, accounting, and compliance frameworks—supported by Board-approved policies—will allow us to responsibly manage digital assets within a public-company environment;
• Our belief that evaluating integrations between blockchain capabilities and our AI-driven Insurtech platforms could enhance product innovation and operational efficiency over time; and
• Our belief that, together, our digital-asset holdings reflect a disciplined approach to building a diversified portfolio aligned with our strategy of combining innovation, stability, and long-term value creation; and
• Other statements relating to our future financial performance, business strategy, technology initiatives, capital allocation, and operational execution.

These forward-looking statements are based on a number of assumptions, including that: i) the Company is able to successfully implement its Digital Asset Treasury strategy as approved by the Board; (ii) cryptocurrency and blockchain markets remain sufficiently stable to allow for execution of our strategy; (iii) regulatory and accounting frameworks evolve in a manner consistent with our ability to participate in digital asset markets; and (iv) no material adverse changes occur in market, economic, or regulatory conditions.

Actual results could differ materially from those anticipated due to a variety of risks and uncertainties, including: volatility or declines in cryptocurrency markets; challenges in executing and managing digital asset investments; regulatory or accounting changes that adversely impact digital asset holdings or blockchain-based initiatives; technological risks related to custody, cybersecurity, or blockchain integration; competitive pressures from Insurtech, blockchain, or digital asset market participants; and other factors described under “Risk Factors” in our Registration Statement on Form S-1, Annual Report on Form 10-K, our Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and other filings with the Securities and Exchange Commission.

You are encouraged to carefully review our Annual Report on Form 10-K for the year ended December 31, 2024, as amended, as well as other SEC filings, for a more complete discussion of these and other risks and uncertainties. Except as required by law, Reliance Global Group Inc. undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise.

Contact:

Crescendo Communications, LLC
Tel: +1 (212) 671-1020
Email: RELI@crescendo-ir.com

FAQ

What cryptocurrencies are in Reliance Global Group's (RELI) Digital Asset Treasury?

RELI's Digital Asset Treasury includes Bitcoin, Ethereum, Cardano, and now XRP, representing a diversified portfolio of leading cryptocurrencies.

Why did Reliance Global Group (RELI) choose to invest in XRP?

RELI selected XRP for its enterprise-grade features, including 3-5 second transaction settlements, low fees, scalability of 1,500+ transactions per second, and strong adoption in global banking.

How does the XRP investment align with RELI's business strategy?

The investment aligns with RELI's strategy of combining innovative technologies with its insurance and financial services, complementing platforms like RELI Exchange and 5MinuteInsure.com while positioning for blockchain-based innovations.

What are the key features of XRP that RELI highlighted in their announcement?

RELI highlighted XRP's 3-5 second transaction settlement, minimal transaction fees, ability to process 1,500+ transactions per second, and energy-efficient consensus mechanism.

How is RELI managing risks associated with its cryptocurrency investments?

RELI employs disciplined governance, secure custody, and regulatory compliance frameworks overseen by their Crypto Advisory Board to manage digital asset risks responsibly.