Regional Mgmt Corp Stock Price, News & Analysis

Regional Management Corp (NYSE: RM) reported third quarter 2025 results for the period ended September 30, 2025.

Key highlights: Net income $14.4M and diluted EPS $1.42 (both +87% YoY); record total revenue $165.5M; record originations $522.3M (+22.5% YoY); ending net finance receivables reached $2.1B (+12.8% YoY). Net credit loss rate improved to 10.2%. Operating expense ratio set an all-time best at 12.8%. Board raised stock repurchase authorization from $30M to $60M and declared a $0.30 quarterly dividend.

Regional Management Corp (NYSE: RM) completed a $253 million asset-backed securitization via the Regional Management Issuance Trust 2025-2 (RMIT 2025-2) on October 29, 2025.

The notes were issued at a weighted-average coupon of 4.83% (a 47 bps improvement versus RMIT 2025-1), secured by $278 million of receivables and include a 2-year revolving period. Class A notes received a top rating of AAA from Standard & Poor’s and Morningstar DBRS.

Proceeds were used to pay down variable-rate debt and fully retire RMIT 2021-1 notes. After closing, approximately 89% of total debt is fixed-rate, with a weighted-average coupon of 4.7% and a weighted-average revolving duration of 1.2 years.

Regional Management Corp. (NYSE: RM), a diversified consumer finance company, has scheduled its third quarter 2025 earnings release and conference call. The company will announce its financial results after market close on Wednesday, November 5, 2025, followed by a conference call at 5:00 PM ET.

Investors can access the live conference call via toll-free number (877) 407-0752 or international number (201) 389-0912. A webcast will be available on Regional Management's website, with a replay accessible for one year following the call.

Regional Management Corp. (NYSE: RM) reported strong Q2 2025 results with net income of $10.1 million and diluted EPS of $1.03, up 20% year-over-year. The company achieved record originations of $510.3 million and portfolio growth of 10.5% year-over-year, reaching $2.0 billion in net finance receivables.

Credit performance improved with 30+ day delinquency rate at 6.6% and net credit loss rate at 11.9%, down 30 and 80 basis points year-over-year, respectively. The company achieved an all-time best operating expense ratio of 13.2%. Regional Management expanded its footprint with 17 new branches since September 2024 and declared a Q3 2025 dividend of $0.30 per share.

Regional Management Corp. (NYSE: RM), a diversified consumer finance company, has scheduled its second quarter 2025 earnings release and conference call. The company will announce results after market close on Wednesday, July 30, 2025, followed by a conference call at 5:00 PM ET.

Investors can access the live conference call via webcast on RegionalManagement.com or by dialing (877) 407-0752 (toll-free) or (201) 389-0912 (international). The webcast replay will remain available on the company's website for one year.

Regional Management Corp reported strong Q1 2025 results with net income of $7.0 million and diluted earnings per share of $0.70. The company achieved record first quarter originations, up 20.2% year-over-year, leading to portfolio growth of $146 million or 8.4%.

Key highlights include:

• Record Q1 revenue of $153 million, up 6.0% year-over-year
• Improved credit performance with 30+ day delinquency rate of 7.1%
• Net finance receivables reached $1.9 billion
• Opened 15 new branches since September 2024

The company's barbell strategy focused on balancing growth between high-quality auto-secured loans and higher-margin small loans. Auto-secured receivables increased 37% to $218.7 million, while small loan receivables grew 10.8% to $543.8 million. The Board declared a Q2 2025 dividend of $0.30 per share.

Regional Management Corp. (NYSE: RM) has successfully completed its 12th asset-backed securitization worth $265 million. The Regional Management Issuance Trust 2025-1 (RMIT 2025-1) notes were issued at a 5.30% weighted-average coupon, representing a 5 bp improvement over the previous issuance. The notes are secured by $298 million of receivables with a 2-year revolving period.

The Class A notes received a 'AAA' rating from Standard & Poor's and Morningstar DBRS. The company utilized the proceeds to pay down variable rate debt facilities and fully pay off notes from its RMIT 2020-1 securitization. Following this transaction, Regional Management's fixed-rate debt comprises approximately 91% of total debt, with a 4.4% weighted-average coupon and a 1.3-year weighted-average revolving duration.

Regional Management Corp. (NYSE: RM), a diversified consumer finance company, has scheduled its first quarter 2025 financial results announcement for Wednesday, April 30, 2025, after market close. The company will host a conference call at 5:00 PM ET the same day to discuss the results.

Interested parties can access the conference call via telephone using the toll-free number (877) 407-0752 or international number (201) 389-0912. A live webcast will be available on the company's website at www.RegionalManagement.com, where a replay will remain accessible for one year following the call.

Regional Management Corp (NYSE: RM) has appointed Julie Booth to its Board of Directors, expanding the board from eight to nine members. Booth, who will serve on the Board's Audit Committee, most recently held the position of Chief Financial Officer and Treasurer at Rocket Companies (NYSE: RKT).

During her two-decade tenure at Rocket, Booth served 14 years as CFO and successfully led the company through its IPO in 2020. Her previous roles include VP of Finance and Director of Internal Audit at Rocket, and 13 years in Ernst & Young's audit group. She currently serves as interim CFO of a Michigan-based pharmaceutical startup and has held board positions in non-profit organizations, including Board Chair for Make-A-Wish Michigan.