Welcome to our dedicated page for Regional Mgmt news (Ticker: RM), a resource for investors and traders seeking the latest updates and insights on Regional Mgmt stock.
Regional Management Corp. (NYSE: RM) is a diversified consumer finance company that focuses on installment lending to customers with limited access to traditional bank and credit card credit. Operating under the "Regional Finance" brand in 19 U.S. states, the company offers secured, fixed-rate, fixed-term installment loans, including large loans, small loans, and auto-secured products. Its news flow provides insight into how this branch-based and multi-channel lender manages growth, credit performance, and funding.
On this page, readers can follow RM news related to quarterly earnings, portfolio trends, and capital allocation decisions. The company regularly issues press releases on its financial results, highlighting metrics such as net income, net finance receivables, originations, delinquency rates, and net credit loss rates. These earnings updates often discuss the impact of its barbell strategy, which balances growth in higher-quality auto-secured loans with higher-margin small loans, as well as developments in new branches and geographic expansion.
Regional Management’s news also covers funding and capital markets activity, including asset-backed securitizations through the Regional Management Issuance Trust platform and changes to its senior revolving credit facility and warehouse credit agreements. Additional items include announcements of stock repurchase authorizations, quarterly cash dividends, and regulatory or risk management milestones.
Investors and analysts tracking RM can use this news feed to monitor leadership changes, such as the appointment of a new President and Chief Executive Officer, and to review updates on executive compensation plans and governance matters disclosed via press releases and Form 8-K filings. Bookmark this page to access an organized stream of Regional Management Corp. news, from earnings calls and securitizations to branch expansion and capital management actions.
Regional Management (NYSE: RM) reported Q4 2025 net income of $12.9M and diluted EPS of $1.30, up 30% and 33% YoY. Net finance receivables reached a record $2.1B (+13.1% YoY) with record originations of $537.3M. Operating expense ratio improved to an all-time best 12.4%. The board declared a $0.30 quarterly dividend payable March 12, 2026. liquidity included $511M unused revolving capacity and $149.2M available liquidity; funded debt-to-equity was 4.4:1.
Regional Management (NYSE: RM) will report fourth quarter 2025 results after market close on Wednesday, February 4, 2026.
The company will host a conference call to discuss results at 5:00 PM ET the same day, with a live webcast available at www.RegionalManagement.com. Dial-in numbers are (877) 407-0752 (toll-free) and (201) 389-0912 (international); callers are asked to dial in 10 minutes before the start time.
A webcast replay will be accessible at http://www.RegionalManagement.com for one year following the call.
Regional Management Corp (NYSE: RM) announced employment inducement awards for new President and CEO Lakhbir S. Lamba, approved October 30, 2025 and to be granted November 10, 2025 and during the fiscal quarter ending March 31, 2026.
The awards include: (i) a $350,000 initial restricted stock grant on November 10, 2025, (ii) a separate restricted stock grant of $1,250,000 expected in the fiscal quarter ending March 31, 2026, and (iii) a performance restricted stock unit award of $1,250,000 expected in that same quarter with vesting tied to performance through December 31, 2028.
Restricted awards vest in three equal annual installments if employment continues; PRSU vests only if performance criteria are met.
Regional Management Corp. (NYSE: RM) named Lakhbir Lamba as President, Chief Executive Officer, and Director effective November 10, 2025, replacing Robert W. Beck, who will remain in an advisory role through June 30, 2026 to support a transition. Mr. Lamba brings nearly 30 years in consumer lending and financial services and previously led consumer lending and analytics at PNC, overseeing 2,000 employees and a $32 billion portfolio. The company highlighted past achievements under Mr. Beck, including nearly doubling net finance receivables, expansion into eight new states, and major technology and analytics investments aimed at supporting future growth.
Regional Management Corp (NYSE: RM) reported third quarter 2025 results for the period ended September 30, 2025.
Key highlights: Net income $14.4M and diluted EPS $1.42 (both +87% YoY); record total revenue $165.5M; record originations $522.3M (+22.5% YoY); ending net finance receivables reached $2.1B (+12.8% YoY). Net credit loss rate improved to 10.2%. Operating expense ratio set an all-time best at 12.8%. Board raised stock repurchase authorization from $30M to $60M and declared a $0.30 quarterly dividend.
Regional Management Corp (NYSE: RM) completed a $253 million asset-backed securitization via the Regional Management Issuance Trust 2025-2 (RMIT 2025-2) on October 29, 2025.
The notes were issued at a weighted-average coupon of 4.83% (a 47 bps improvement versus RMIT 2025-1), secured by $278 million of receivables and include a 2-year revolving period. Class A notes received a top rating of AAA from Standard & Poor’s and Morningstar DBRS.
Proceeds were used to pay down variable-rate debt and fully retire RMIT 2021-1 notes. After closing, approximately 89% of total debt is fixed-rate, with a weighted-average coupon of 4.7% and a weighted-average revolving duration of 1.2 years.
Regional Management Corp. (NYSE: RM), a diversified consumer finance company, has scheduled its third quarter 2025 earnings release and conference call. The company will announce its financial results after market close on Wednesday, November 5, 2025, followed by a conference call at 5:00 PM ET.
Investors can access the live conference call via toll-free number (877) 407-0752 or international number (201) 389-0912. A webcast will be available on Regional Management's website, with a replay accessible for one year following the call.
Regional Management Corp. (NYSE: RM) reported strong Q2 2025 results with net income of $10.1 million and diluted EPS of $1.03, up 20% year-over-year. The company achieved record originations of $510.3 million and portfolio growth of 10.5% year-over-year, reaching $2.0 billion in net finance receivables.
Credit performance improved with 30+ day delinquency rate at 6.6% and net credit loss rate at 11.9%, down 30 and 80 basis points year-over-year, respectively. The company achieved an all-time best operating expense ratio of 13.2%. Regional Management expanded its footprint with 17 new branches since September 2024 and declared a Q3 2025 dividend of $0.30 per share.
The company's auto-secured portfolio grew 36.9% year-over-year to $245.7 million, while maintaining strong liquidity with $534 million in unused credit facility capacity.Regional Management Corp. (NYSE: RM), a diversified consumer finance company, has scheduled its second quarter 2025 earnings release and conference call. The company will announce results after market close on Wednesday, July 30, 2025, followed by a conference call at 5:00 PM ET.
Investors can access the live conference call via webcast on RegionalManagement.com or by dialing (877) 407-0752 (toll-free) or (201) 389-0912 (international). The webcast replay will remain available on the company's website for one year.
Regional Management Corp reported strong Q1 2025 results with net income of $7.0 million and diluted earnings per share of $0.70. The company achieved record first quarter originations, up 20.2% year-over-year, leading to portfolio growth of $146 million or 8.4%.
Key highlights include:
- Record Q1 revenue of $153 million, up 6.0% year-over-year
- Improved credit performance with 30+ day delinquency rate of 7.1%
- Net finance receivables reached $1.9 billion
- Opened 15 new branches since September 2024
The company's barbell strategy focused on balancing growth between high-quality auto-secured loans and higher-margin small loans. Auto-secured receivables increased 37% to $218.7 million, while small loan receivables grew 10.8% to $543.8 million. The Board declared a Q2 2025 dividend of $0.30 per share.
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